Cash ISA

Cash ISA

Cash ISAs, or Individual Savings Accounts, are a pefect way of saving money. Rather than simply save their money in a bank account, ISAs allow consumers to invest their money. ISAs also have very favourable tax rates, which can be attractive to those wishing to keep a "nest egg" for the future.

ISAs replaced PEPs and TESSAs as the favoured way of investing money at a low tax rate. Although there are limits on the amount of money the account holder can invest in any given tax year, their low tax rate can still make them an attractive way to invest.

Mini Cash ISAs and Maxi Cash ISAs now fall under the term Cash ISA, but investment ISAs, such as the increasingly popular Stocks and Shares ISAs, are an alternative to cash-only ISAs.

Buy in order to find the best cash ISA to suit your individual needs, its important to take the time to research and compare ISA accounts that banks will offer to their customers. Some ISA rates may vary significantly unless you have a fixed rate ISA, and choosing the best ISA is essential to get the best return on your investment.

Compare ISAs online with our easy comparison tool. Compare ISAs now.

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft LimitOverdraft Rate
NatWeste-ISAAvailable to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details.Monthly2.00%N/A
AbbeyDirect ISASave from just £1 to receive 2.00 AER (variable) tax free.Annually2.00%N/A
NatWestCash ISAAvailable to existing Natwest customers only. Transfer your previous years ISA's into this great cash ISA. Earn up to 2.0% AER tax free.Monthly2.00%N/A