Written on: 13/06/2012 by andymurphy
Be very careful of the fine print. The policy has depreciation clauses for personal possessions which devalues an item based simply on when it was purchased. This means that items which may actually increase in vauke over time or simply do not deteriorate are considered worthless by this policy.
The second "trick" is the limit on individual items. I purchased the policy because it was advertised as covering individual items up to a value of £300. Unfortunately, I failed to read the reams of fine print which reveal that the *standard* policy, which I'd purchased, only covers £150 per item.
In my opinion it is confusing. Whether that is intentional is a matter of argument.
For a £510 claim I received a paltry £185.
The policy is almost worthless and gives a false sense of security. Avoid.
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