Be aware when applying for this card

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Asda Store Card
★★☆☆☆
2.0
33.0% of users recommend this
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  • Value For Money

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ReeseRay's review of Asda Store Card

“Be aware when applying for this card”

★☆☆☆☆

written by ReeseRay on 24/10/2016

Just to worn everyone that if you want to keep a good credit score then don’t apply for this card. I applied after doing a search on Money supermarket after filling in a few details it came back with a 80% chance of acceptance I then clicked the link to the Asda card website I then filled all my details in and clicked the button to see if I would be accepted at this point it did some sort of credit check on me and a reply of you will be accepted but we need a few more details this was my sort code and bank account no and if I wanted to add another card holder which I said no to I ticked the box to sign my application and clicked the apply button being confident Id be accepted to my horror I was declined no res ion given so I thought Id look at my credit scores on all three credit ref both equiax and exsperian have me down as excellent but callcredit have me down as 3/5 but who really cares about Callcredit but what I did notice was that creation finance had done 9 different soft searchers all the same day and I have 2 hard searchers in 2 days on my exspirian credit score Iv lost 38 points which as put me just under the excellent mark surly this company don’t need to do so meany searchers they know what affect it as on peoples credit history/score. So after looking at all my credit reports I thought Id ring creation finance and ask why Id been declined the guy I spoke to was about as clued up as a carrot he hadent a clue and kept saying all I can say is check your credit score I replyed Id already done that at this point I was getting a bit p sst off as I was getting no where. I did say at one point I think that the truth of all this as nothing yo do with my credit score but is more down to the fact that I pay all my other credit cards off so no one makes any interest on me guess what happened he put the phone down so be warned if they cant make money on you then they don’t want you don’t be fooled with these so called Check to see if you l be accepted before applying because they only check Callcredit until you go on to do a full credit application

  • Customer Service

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