RateSetter Reviews - www.ratesetter.com

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★★★★★
4.9 / 5
99% of users recommend this
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  • Customer Service

  • Value For Money

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Latest Reviews

★☆☆☆☆

“thank god i was refused”

Written on: 11/04/2014 by dazam (2 reviews written)

I asked for a loan of £8500 and was shocked when I was quoted a £1000 fee and 12% apr after applying. Thankfully I was refused and managed to get the same loan at 4.9% and fee free with my bank and the money in my account within 24 hours, will not be trying p2p lenders again… Read Full Review

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★★★★★

“Better than Good”

Written on: 31/01/2014

A very quick, professional, simple & efficient way of getting a loan. Great staff with friendly , helpful advice. Could not ask for more..........Brilliant… Read Full Review

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★★★★★

“Fantastic Service”

Written on: 14/01/2014

The whole process from start to finish was fantastic. I received an excellent service with a great rate. I will definately be recommending ratesetter to friends and family… Read Full Review

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★★★★★

“Easy! Easy! Stress Reducing.”

Written on: 13/01/2014

When emergencies arise (like my irreparable bolero) its was great to discover Ratesetter, Simple to use, highly efficient response. Great manner and attitude of staff and a price that was right. … Read Full Review

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★★★★★

“Easy, honest and straight forward”

Written on: 12/01/2014

The loan was easy to arrange, and following a quick phone conversation was in my account almost immediately. It was also easy to settle the loan a few months later without any fuss or hassle. No problems at all throughout the whole process, so I could definitely recommend and would use again… Read Full Review

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★★★★★

“Ratesetter is so refreshing”

Written on: 02/01/2014

I used Ratesetter for a car loan and the service was fantatstic. I love the fact that individuals are being rewarded rather than Banks in terms of a return for their savings. The application process was simple and the loan was approved within 24 hrs after a short call to verify a few details. Keep up the good work !… Read Full Review

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★★★★★

“Took only 5 minutes for approval”

Written on: 30/12/2013

Was recommended to this site by Experian Credit Expert as I was concerned that a refusal would affect my credit rating - although I have a high rating of 999 with Experian I am very careful on these issues. I fully understand that the interest rate goes down the more you borrow, so I was pleased to get agreement on a small loan at such a competitive rate. Very simple procedure to follow with a decision in minutes and transfer of funds to my account within 24 hours so I can get down quickly… Read Full Review

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★★★★★

“Was not expecting this quality”

Written on: 14/12/2013

Fast, easy and a good rate. Why are they not all like this. No long waits for calls ect... Zero to complain about, not the usual financial service. For the first time ever, i recommend this financial service… Read Full Review

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★★★★★

“personal loan”

Written on: 13/12/2013

I found this loan on line on a compare site. It was very quick and simple to apply and the loan was approved immediately. I am extremely happy with the loan amount, the monthly repayments and the overall interest that was included. I would strongly recommend to others… Read Full Review

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★★★★★

“Refreshing to feel like your being treated for who you...”

Written on: 11/12/2013 by manchesterred33 (2 reviews written)

Ok I have 4 loans one big one and 2 small ones. I seem to have went backwards. When I didn't need a loan I was being offered the best rates available. I bought a buy to let home which drained me of money and found myself needing a loan to finish it off. AGRGHH Now all of a sudden I can only qualify for silly rates, even with the companies I had loans with already and never missed a payment and have a very high credit score. Then Ratesetter, who I had one loan with already, found out through… Read Full Review

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★★★★☆

“Fast Efficient Friendly Service”

Written on: 10/12/2013 by Sentaiwarrior (2 reviews written)

I found RateSetter through the usual price comparison websites. The process was very simple and took minutes to complete. There is also a very handy upfront soft credit check which lets you know the likelihood of being accepted without recording a hard search on your credit file. This is a very good feature and played an important role in my selecting RateSetter to borrow from. If there is one aspect that could have been better, I would have preferred my actual interest rate to be close to the… Read Full Review

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★★★★☆

“Simple Straightforward”

Written on: 05/12/2013 by MFOW (1 review written)

Loan application was simple and straightforward. No fuss… Read Full Review

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★★★★★

“Quick and efficient service”

Written on: 05/12/2013

I have to say this is the first time I have ever used this company and I have received excellent service. It was all completed quickly and painlessly. Thank you… Read Full Review

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★★★★★

“Helpfull, Quick and Efficient !”

Written on: 29/11/2013

Its a long time since I have received service of this standard from any business such as this! Clearly they both, wanted to help as well as wanting the business. They even rang me back when they said they would and showed a willingness and patience to answer the questions that I asked even though some were repeated. What was to like about the service that I received? Everything! What was there to dislike? Try as I might, there was absolutely nothing that I could think to dislike!… Read Full Review

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★★★★★

“Wowzer”

Written on: 26/11/2013

What a service, it's taken 4 hours to apply and be accepted for the loan, this was after being rejected by a high street bank....who might I add, offered a higher rate of interest!!! Made up!! Thank you rate setter, I'm now £500 a month better off!!… Read Full Review

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★★★★★

“thats what i call easy”

Written on: 21/11/2013 by kadyn (1 review written)

i was rather nervous before i started but they have quirky prompts at different questions that get you laughing to yourself i would definetley tell my family and friends in fact i am going to ring my daughter now i found it very straight forward and will come back again when i need a bit of help… Read Full Review

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★★★★★

“SPEEDY SERVICE RECOMENDED”

Written on: 21/11/2013

Rate Setter .Perhaps should be called Speedy Rate Setter. My Application was dealt with very fast and contact very polite at all times. Completed in 48hrs. Many Thanks To All Staff Involved. Great Service… Read Full Review

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★★★★★

“Excellent company to deal with”

Written on: 15/11/2013

Staff very helpful and pleasant… Read Full Review

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★★★★★

“very very good”

Written on: 13/11/2013 by 123bazelli (1 review written)

rate setter number 1 quick easy to fill the form on time thank u… Read Full Review

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★★★★★

“easy peasy”

Written on: 13/11/2013

I have used RateSetter previously and would never use another company as the process is quick and simple. Everything is really clear with no hidden charges or surprises. Thank you again… Read Full Review

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