Peachy.co.uk Reviews - www.peachy.co.uk

★★★☆☆
3.2 / 5
55% of users recommend this
  • Value For Money

Description (provided by business)

Peachy.co.uk offers quick cash from £50- £500 with a multiple repayment option that will let you pay back your loan in up to 5 payments over 5 months! We let you decide when and how you wish to repay your loan, making us the most flexible lender in the market. We want you to have control over your finances!
? Ask our helpful community of experts about this product or company
Peachy.co.uk - www.peachy.co.uk - Ask a question now

Media Gallery for Peachy.co.uk - www.peachy.co.uk

Peachy.co.uk - www.peachy.co.uk
Peachy.co.uk - www.peachy.co.uk

Refine your search

Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Eg click on '1 star' to just display the reviews we have which received a 1 star rating click or 'Within the last month' to display just reviews posted over the last month.

Latest Reviews

“disgusting ”

Written on: 18/07/2014 by KennyDowney30 (1 review written)

Had a loan accepted and said you'll receive an email/text when the transfer has gone through and I'm still waiting a later. Login attempts keeps failing although I'm 100% using the correct email and password. And even tried setting a new password by texting password to 68899 to which it tries to charge me although it states there would be no charge… Read Full Review

Visit peachy.co.uk
Report this review

“Competition”

Written on: 15/07/2014

I won a competition from Peachy, the £300 I won was put into my account within hours :) thank you!… Read Full Review

Visit peachy.co.uk
Report this review

“Rip of”

Written on: 10/07/2014 by IrisFarrell (1 review written)

After pay a lot interest and just 120 left of it, i wake up with a credit collector letter for 650 to pay more. bad for you. profit for them… Read Full Review

Visit peachy.co.uk
Report this review

“Not very peachy when in financial hardship”

Written on: 24/06/2014 by AndyBeck393 (1 review written)

One of the worst payday loans on the market for helping people in financial hardship, never experienced another payday loan company like it. Will ask for so much documentation and even letter from your employer stating change in circumstances, how embrassing having to divulge to your employer that your using companies like this with mindblowing rates to get by in life, no thanks. Peachy will stall in given out their bank account details to make partial payments which makes me think they want to… Read Full Review

Visit peachy.co.uk

By Peachyloans

Written on: 30/06/2014

Dear Customer,

We can assure you that we always help our customers in financial
difficulties and we will always be understanding and fair. We do not
have any hidden fees and our bank details are provided to all of our
customers even before the repayment date.

If your financial circumstances have changed then we are prepared to
consider a reasonable and affordable repayment plan. We would never
ask you to involve your employer but if you are now unemployed or in
receipt of financial support, you may be asked to provide proof of
unemployment or redundancy. This would not be in a form of a letter
from your employer to us, simply a copy of P45 or a copy of
termination of work contract.

Alternatively, we consider offers by debtors to pay by instalments
provided such debtors have supplied evidence of inability to pay in
full or accurate income and expenditure information demonstrating the
maximum amount they can afford to pay. We have established and
implemented policies and procedures for dealing with customers whose
accounts fall into arrears that are fair and clear and we always
ensure that we conform to high ethical standards and allow for proper
consideration of the customer’s circumstances.

Please be so kind and contact our Collections Department in order to work together toward reaching a mutually suitable agreement.

Peachy Loans

Reply to this comment
Report this review

“Not what it says on the tin !”

Written on: 20/06/2014 by JayceMcCartney (1 review written)

The statement of decision and loans in minutes is a complete myth!. After giving all my details including my debit card I waited for 6 hours, when I'd not heard anything I phoned their expensive telephone line and after waiting 7 minutes in the queue I asked them to withdraw my application. The man was quite rude, I asked for email confirmation confirming that they would not continue with my application or take any money from my card and what I received was an email saying my application has… Read Full Review

Visit peachy.co.uk

By Peachyloans

Written on: 26/06/2014

Hi,
We are sorry for the inconveniences caused.
As Peachy.co.uk is a responsible lender then we we assess each application on an individual basis to make sure that you can afford the loan before we approve it.
Therefore, it sometimes might take a bit longer time before we are able to make a final decision regarding your application.

In addition, customer service is important to us, and you we try to treat all our customers in a helpful and courteous manner. We are very sorry if this was not so in your case and would be very happy to have more information regarding this specific case.

In order to have a specific answer regarding your declined application, please contact us directly as due to the Data Protection we are not able to provide any details to you here. You can find our contact details under Contact Us page on our homepage.

Peachy Loans

Reply to this comment
Report this review

“Was told i got approved then after i put all card...”

Written on: 18/06/2014 by fiona75 (1 review written)

Was told i got approved then after i put all card details in (hope they dont take any money out) was told no??… Read Full Review

Visit peachy.co.uk

By Peachyloans

Written on: 20/06/2014

Hi,

Are sure it was Peachy loans? Because we never approve anyone before they have filled in the whole application. We also let you know right away if you are not approved.

Could you please specify where did you apply for the loan? It could be some scam site using our branding, if that's the case we would like to get it removed right away.

Thanks a lot in advance!

Peachy Loans

Reply to this comment

Bismah12's reply to Peachyloans's Comment

Written on: 25/07/2014

I also went on peachy and applied for a loan,I gave my card details after I clicked 'finish' it was loading,while it was loading it stated on the top 'we r processing your loan' but also at the bottom it stated ' don't worry if we can't find u a loan we will find u a suitable lender that meets your criteria'. I would like to know whether any money would be taken from my card?

Reply to this comment
Report this review Read 2 Comments

“Speedy Service”

Written on: 16/06/2014

I won some cash from Peachy and they said I'd have it Monday but as it was a Bank Holiday I got it the Friday before instead! I dealt with them by email and it was a really simple process. They were friendly & efficient. Thanks Peachy :)… Read Full Review

Visit peachy.co.uk
Report this review

“Thank you Peachy”

Written on: 28/05/2014 by sheena.banks.5 (1 review written)

I would like to say a big thank you to Peachy. I have won some cash in their current promotion the Vault competition - got an email straight away telling me I was a winner and the money is getting paid into my account very soon. I was over the moon to receive a winning email - so full marks to Peachy - I would recommend them to everyone… Read Full Review

Visit peachy.co.uk
Report this review

“Wins from Peachy”

Written on: 27/05/2014 by buzylizzy1 (1 review written)

I have not had a loan from Peachy Loans but have won two wins and can only say they have been prompt,friendly and courteous to me.Both times the money was in my account very quickly and with no fuss or bother. I have been very happy with my interactions with this company,no complaints at all… Read Full Review

Visit peachy.co.uk
Report this review

“Customer service is dusgraceful”

Written on: 27/05/2014 by Arthur354 (1 review written)

Having had a couple of loans from them all was fine then unfortunately I lost my job due to ill health. When I contacted Peachey I explained and all they would do is offer a payment plan of 1/4 of my monthly incomings. When I explained I am struggling to keep up repayments and if I paid the monthly charge that I would only be left with £3.50 for 12 days to live on. I was told well that's the agreement if you don't pay we will take you to court and more charges added and possibly remove goods… Read Full Review

Visit peachy.co.uk

By Peachyloans

Written on: 28/05/2014

Dear Customer,
We are sorry to hear that you have not been satisfied with our
service. Our customers can always be confident that the fair treatment
of consumers is at the heart of our business. We always consider cases
of financial difficulty sympathetically and would like to help you
during these difficult times.

Please be so kind and contact us at collections department in order
to discuss your payment options and reach a mutually suitable
agreement.

Peachy

Reply to this comment
Report this review

“criminals”

Written on: 21/05/2014 by Elianna242 (1 review written)

I applied for a loan and was turned down . But they then sent my details to other brokers i didnt sign anything with a company called quidfinder yet they still took £67.88 out of my account . Phoned peachy they didnt care , bad service . Instead of helping me with money they have put me in a worse situation . This must be against the law selling your personal info to anybody that wants it… Read Full Review

Visit peachy.co.uk

By Peachyloans

Written on: 22/05/2014

Hi Elianna,

We are very sorry to hear that. We don't work with quidfinder and nor do we pass on your card details. This is strictly against the company policy. You must have entered your card details again on their page. Please contact them directly and ask for a refund as this is obviously their mistake for not informing you about the charges.

Once more, we are very sorry for the inconvenience.

Best regards,

Peachy Loans

Reply to this comment
Report this review

“Best loan provider”

Written on: 16/05/2014 by GaryWalsh75 (1 review written)

It's the 4th time I took a loan from Peachy. Never had any problems with them. Once went for a repayment plan. Customer service was very gentle and friendly. Everything is just perfect. Hopefully they will keep the service the same way… Read Full Review

Visit peachy.co.uk
Report this review

“Make you pay for their mistakes”

Written on: 15/05/2014 by McHughos65 (1 review written)

First loan was fine, but the next one they got the repayment dates wrong! Showed correct on screen, but once signed, the agreement showed the wrong dates! They wanted £70 quid added to the loan to extend it by 4 days, even though it was their fault! Dodgy IMO!… Read Full Review

Visit peachy.co.uk

By Peachyloans

Written on: 22/05/2014

Hi,

We are very sorry to hear about your inconveniences.

Could you please contact our customer service(you can get the details from our website) to sort this out, perhaps we could find a solution to your problem.

Best,

Peachy Loans

Reply to this comment
Report this review

“Customer service”

Written on: 27/04/2014 by qiSchmitt15 (1 review written)

I won an online easter comp, so I can only comment on that experience I received the money into my account 48 hours after I had won, the team on FB are very prompt to respond to any questions (within 24 hours) overall a good customer service. I cannot comment on loans… Read Full Review

Visit peachy.co.uk
Report this review

“Simple and fast”

Written on: 23/04/2014 by Stewart83 (1 review written)

I found this lender easy in use: clear application process, quick answer, money was delivered to my account in 2 hours. Good solution if you need some cash. Also loved the several repayments option when you can chose how you are going to repay your loan. Good if you are not sure that you have enough cash to pay it back all in one time… Read Full Review

Visit peachy.co.uk
Report this review

“Very reliable”

Written on: 17/04/2014 by Gemma.R (1 review written)

That's the third time I'm taking a payday loan but the best experience comparing to the before ones. Peachy has a very friendly interface so it is all clear what and where to fill in. Application was very fast as well as the answer. Money was on my account just in 2 hours. Needed to change my bank details for repayments so called to their custom service and a girl on the phone was so helpful, polite and friendly. Hopefully Peachy stays the same forever!… Read Full Review

Visit peachy.co.uk
Report this review

“Brilliant”

Written on: 04/04/2014

I won a competition with peachy loans this week £100 was fantastic to win. What was ever more brilliant was I had the money in my account within 24 hours. Big Thumbs Up from me!!… Read Full Review

Visit peachy.co.uk
Report this review

“Not what they advertise”

Written on: 02/04/2014 by euUnderwood393 (1 review written)

I tried to get a short term loan for £100 until my next payday as needing a few things, I got through the whole process they even took all my bank details which I was sceptical about but done anyway (very WRONG AND STUPID IDEA!!) to which they then said we cant help you but another company can and without my permission of giving my details they passed them on to a company who wanted £70 as a one off payment to put the application through. So in conclusion I would not recommend this loan… Read Full Review

Visit peachy.co.uk

By Peachyloans

Written on: 09/04/2014

Hi,
We are very sorry to hear about your experience with Peachy.
Peachy.co.uk is a direct lender, if we are unable to lend to you we will do our best to find you a suitable lender, so you could still get the loan you wanted. You can always decline to pay the fee, by all means you are not obliged to pay that amount.

Could you please let us know who asked you to pay the application fee? We could then investigate this further.

Once more sorry for the inconvenience.

Have a Peachy Day!

Reply to this comment
Report this review

“What a let down”

Written on: 26/03/2014 by pay.day.loan.hell (3 reviews written)

well what can i say, sooo disappointed with what was a great company. Have had several loans with peachy, and been pleased with them every time. Never had any issues, always paid back on time and was always re-approved when i needed to re-loan, that was until today...... Applied for loan on line .... "You loan has been Approved, we will email you when your funds have been issued" - Great 2 hours later, no funds, no email.. so i call them and i am told "your loan is with our processing… Read Full Review

Visit peachy.co.uk

By Peachyloans

Written on: 03/04/2014

Dear customer,

We are sorry to hear that you have not been satisfied with our service.

Cash On Go Ltd. is committed to responsible lending. We are authorised and regulated by the Financial Conduct Authority and adhere strictly to the rules laid down by the FCA. We always aim to help our customers in financial difficulties and be understanding and fair.
In order to protect our customers - not to put them in a difficult financial situation, we assess each application on an individual basis and ensure that customers can afford it before we approve it. It seems to be that in this case our Credit Committee has decided that we are not able to provide you with the loan this time.
Unfortunately, we are unable to discuss the details of your account on a public website, but we would advise you to contact us and we will be more than happy to explain the situation.

Peachy Loans

Reply to this comment

Peachyloans's Response to pay.day.loan.hell's Review

Written on: 03/04/2014

Dear customer,

We are sorry to hear that you have not been satisfied with our service.

Cash On Go Ltd. is committed to responsible lending. We are authorised and regulated by the Financial Conduct Authority and adhere strictly to the rules laid down by the FCA. We always aim to help our customers in financial difficulties and be understanding and fair.
In order to protect our customers - not to put them in a difficult financial situation, we assess each application on an individual basis and ensure that customers can afford it before we approve it. It seems to be that in this case our Credit Committee has decided that we are not able to provide you with the loan this time.
Unfortunately, we are unable to discuss the details of your account on a public website, but we would advise you to contact us and we will be more than happy to explain the situation.

Peachy Loans

Reply to this comment
Report this review Read 2 Comments

“text messages”

Written on: 20/03/2014 by Asia401 (1 review written)

i am not stephen i'm female for a start i have never asked for nor want a loan from preachy i have tried to stop the text to no avail. i do not know where my mobile number was obtained from so please stop sending me text… Read Full Review

Visit peachy.co.uk

By Peachyloans

Written on: 20/03/2014

Hi,

We are sorry to hear about your issue. We want to confirm that we haven't sent out any SMS-s to our customers. If you could e-mail us the content of the message and the number it came from, we could investigate this further and take serious action.

Please find the contact information on our homepage.

We appreciate your patience in this matter.

Peachy Loans

Reply to this comment
Report this review
overview
peachy.co.uk