Peachy.co.uk - www.peachy.co.uk Reviews
Latest Reviews
★★★★★
“Peachy Competition Winner”
Written on: 17/05/2013 by kerry1520 (1 review written)
I won £50 today with Peachy via facebook. I sent my details to them as they requested and they followed up practically straight away telling me they would pass on to their accountant and get the money transferred into my account. Shortly after I got another mssg from Peachy telling me their accountant had transferred the money and it should be in my account today. About an hour or so later I checked my account and the money was there. Very happy with the fast and professional service I... (read more)
★★★★★
“Winning with Peachy”
Written on: 16/05/2013 by sidshane (1 review written)
I won £20 yesterday on the facebook game. I was kept informed of everything and when I could not understand a question Peachy responded immediately.I sent my details as requested for the transfer and 24 hours later it is in my bank, That is what I call service x (read more)
★★★★★
“peach is brilliant”
Written on: 30/04/2013 by brian28
i recently played the game that peachy had pn there facebook page and i came second winning £50 pounds this is the second game of theres ive won on i enjoy playing them alot and having the chance to win some money to peachy is a brilliant ccompany i wud recomend it to anyone and ty once again peachy (read more)
★★★★★
“great”
Written on: 27/04/2013
needed 30 pound for my car to get fixed one night and decided to take a quick 3 day loan it was great used the promo code aswell and the other day played a game for the competion and won 100£ was delighted thanks again peachy (read more)
★☆☆☆☆
“PEACHY ADVERTISERS ON GUMTREE”
Written on: 15/04/2013
AVOID LIKE THE PLAGUE!! I applied for a peachy loan after seeing an advert on gumtree I clicked on the following link as instructed paydaylenders-rus(dot)co(dot)uk and it took me to peachy loans. I then looked at other loans on gumtree and found the same adverts with the same link on every advert. After obviously having my suspicions raised I decided to conduct more research . As I was very shocked a legitimate company feels the need to post the same advert repeatedly 30-40 times on the... (read more)
★☆☆☆☆
“Peachy loans do not accept Maestro debit cards anymore???”
Written on: 11/04/2013
I recently applied for a loan with Peachy and as a previous customer my application was simple and straight forward.After 10 mins i recieved a text asking me to ring a premium rate number to verify my details.The operator then asked for my debit card details which i read out to him only to be told that Peachy no longer accepted Maestro debit cards and asked if i had a Mastercard or Visa debit card.As i have neither of these my application was denied....who in their right mind does not accept... (read more)
Peachyloans's Comment
Written on: 17/04/2013
Hi,
We are sorry for any inconveniences caused.
Here at Peachy we are trying to offer the best service possible. Due to some technical issues, it might have happened that Maestro cards were not acceptable as they might have the same qualities as credit cards and we are not able to accept those.
We are trying the best to solve this issue as soon as possible and we are sure that everything will be fine in no time.
Peachy.co.uk
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★☆☆☆☆
“AVOID AT ALL COST”
Written on: 05/04/2013
This is to advise that in using Peachy.co.uk you are at the risk of getting lot of loans text from third parties and several emails from brokers after submitting your application. Please avoid this site at al cost or Be very prepared get bombarded lot misleading loans offers all claiming that that they have received your loans applications and you will need to paid a fee of £65 for them to help you find a loan. In fact peachy is a marketing company selling your details and not a direct... (read more)
Peachyloans's Comment
Written on: 08/04/2013
Hi,
We are very sorry to hear about your experience with Peachy.
Peachy.co.uk is a direct lender, if we are unable to lend to you we will do our best to find you a suitable lender.
We hereby cannot take any responsibility for third parties, but we can assure you that you don't have to accept/agree to those additional fees.
Have a Peachy Day!
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★☆☆☆☆
“Extremly bad with new customers, beware!”
Written on: 04/04/2013 by gpbrown81 (2 reviews written)
I already have a fairly good standing with my current lender, my limit is approx £630. I thought I'd shop around for a better deal. So I went on to the peachy website and filled out all my personal information, and my debit card details. Their website told me it was making a decision which could take 3 minutes. It then redirects my browser to smile finance, a financial broker who's page asked me to enter my card details as there were 5 lenders ready to give me the money I asked for. I... (read more)
Peachyloans's Response to gpbrown81's Review
Written on: 08/04/2013
Hi,
We are very sorry to hear about your experience with Peachy.
Peachy.co.uk is a direct lender, if we are unable to lend to you we will do our best to find you a suitable lender.
We hereby cannot take any responsibility for third parties, but we can assure you that you don't have to accept/agree to those additional fees.
Have a Peachy Day!
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Gpbrown81's reply to Peachyloans's Comment
Written on: 10/04/2013
Really? Reading your privacy policy:
"Our site may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites."
Granted you do not have any liability for the way in which they handle your personal information through their "Privacy Policy", that doesn't mean you don't accept responsibility for sending customers there in the first place.
You also say in your privacy policy that:
"You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes."
and:
You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us at 43-45 Portman Square, W1H 6HN, London, or by email: info@peachy.co.uk"
However I have written to you, and you had failed to even acknowledge my requests.
I think you should be ashamed of yourselves and have your license revoked to operate in the united kingdom.
There is one thing for certain I WILL NEVER EVER use peachy.co.uk again, and thanks to review sites like this perhaps other customers might sit up and take notice.
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★★★★★
“Very pleased competition winner!”
Written on: 01/04/2013
I entered a fabulous competition on Peachy Loans Facebook page and was so lucky to come first! I won a £100 iTunes gift card but was then extremely thrilled to be offered the cash in my bank account instead, I immediately said yes lol and after providing a few details the money was depostied within three working days and ON a bank holiday too! Just PEACHY! Thank you Peachy Loans :) (read more)
Peachyloans's Comment
Written on: 08/04/2013
Hi!
We are very happy for you!
Have a Peachy Day!
Peachy.co.uk
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★★★★★
“really good value”
Written on: 15/03/2013
I applied for a £100 loan today Monday 4th February 2013. I got an e.mail asking me to phone them,i was hesitant at first to do so thinking that they would want bank statements and other documents. I phoned them anyway. All they wanted me to do was confirm my phone no, date of birth, sort code, account no. I did this and to my surprise the money was in my account inside 15 mins. I am a homemaker so they didnt want employment details, quick and simple. My loans was only for 3 days so the... (read more)
Peachyloans's Comment
Written on: 08/04/2013
Hi!
We are very happy for you!
Have a Peachy Day!
Peachy.co.uk
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Showing 1 - 10 of 45 Reviews
★★★★★
“Fast and reliable”
Written on: 14/03/2013 by Richard198
Have used their services three times over the year and a half and never had any issues. They deliver what they promise. But I don't know how and what they do if you are late with your payment as I never been late with my payments. What I really liked using their services last time was the multiple repayment option. It was expensive but still useful. I paid my loan in 3 installments and the monthly burden was less than I actually expected. But if you do choose that option is still even more... (read more)
Peachyloans's Response to Richard198's Review
Written on: 08/04/2013
Hi!
We are very happy for you!
Have a Peachy Day!
Peachy.co.uk
Reply to this comment
★☆☆☆☆
“rip off merchants”
Written on: 20/02/2013
Had a loan with this company last Oct 2011 never had any contact with them then on the 18 Dec 2012 they charge my card 12 times taking out £25 each time unyill they cleared my account out they are still attempting to do this have the bank have contacted me no issue paying but why why wait 13 months to take the loan back with no warning or contact (read more)
Peachyloans's Comment
Written on: 12/03/2013
Hi, we are very sorry for any inconveniences caused! We lend to our customers in good faith and we expect full repayment on the stated due date.
It seems that we were not able to collect the payment on the original repayment date. Furthermore, in case there is any problem in paying on time it is imperative that the customer informs us in advance.
Please also note that we might try to collect your loan automatically on a daily basis. We might try to collect your loan in parts until your debt has been fully recovered. It seems that has happened in this situation.
Unfortunately, due to a lack of information here, we are not able to provide you with any further details.
We are looking forward to your call or email to explain the situation.
Our email address is info@peachy.co.uk and phone number 0872 3310 433 (calls cost 10p per minute).
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★★★★★
“The Best”
Written on: 14/02/2013
Peachy Loans are just amazing! i'm so happy to win their Valentine's competition!!!!!! now cant wait to recieve my money.. Thankyou Peachy for answering all my questions :) (read more)
Peachyloans's Comment
Written on: 12/03/2013
Hi!
We are very happy for you!
Have a Peachy Day!
Peachy.co.uk
Reply to this comment
★☆☆☆☆
“If you cancel they record it as declined”
Written on: 10/02/2013 by general11 (1 review written)
I wanted to borrow £50 for 5 days, and applied online. after 2 hours I heard nothing from peachy payday loans, so I telephoned them and an advisor said that they were too busy today (Sunday) but they said as everything 'looked good' they would try to fastrack it. 10 mins later I received an email asking for copies of bank statements, payslips and other various items in a certain PDF format in order to get the money. I only do online banking which meant I would have to request postal copies... (read more)
Peachyloans's Response to general11's Review
Written on: 12/03/2013
Hi, we are very sorry for any inconveniences caused!
In order to protect customers - not to put them in a difficult financial situation, we assess each application on an individual basis and ensure that customers can afford their loan before we approve it. It seems that in your case our Credit Committee decided to ask for additional information in order to process your application.
Furthermore, it seems there has been some sort of misunderstanding as documents downloaded from online banking are acceptable.
We run your application through credit bureaus and approve your loan based on many criterias including your credit history. If you default on your loan, we may make a reference to a credit reference agency, which could make it more difficult and expensive for you to obtain credit in the future. This is the only time we
"Your application is declined" is just a email between Peachy and a client as we do not record or forward such information.
We are looking forward to receiving further information from you to answer all questions more specifically.
Our email address is info@peachy.co.uk and phone number is 0872 3310 433 (calls cost 10p per minute).
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★★★★★
“Fast cash”
Written on: 07/02/2013 by Hez1979
Got money in account fast and i could easily extend loan if i was struggling.... Thanks peachy x (read more)
Peachyloans's Response to Hez1979's Review
Written on: 12/03/2013
Hi!
Thanks a lot for the positive review, we appreciate it a lot!
Have a Peachy Day!
Peachy.co.uk
Reply to this comment
★☆☆☆☆
“AVOID Peachy Loans!! They will steal out of your...”
Written on: 22/01/2013
AVOID LIKE THE PLAGUE!! Today i got an email off them saying they had 'accidentally' took money out of my account before the due date of Friday. They not only took money out they cleaned out my entire account! Took two separate payments, when i rang them i spoke to a very rude foreign woman who said 'well we've refunded it back, yeah sorry about it, it was an accident-it should be back with you in 3 days!' i explained i didn't even have the money to get home from work and was told 'not my... (read more)
Peachyloans's Comment
Written on: 12/03/2013
Hi, once again we are very sorry for this situation and inconveniences caused.
Here at Peachy we try to treat customers in a helpful, courteous manner and deliver high standards of service. We provide customer service representatives available to answer any questions or concerns throughout and after the entire loan process.
We are very sorry as it seems that you did not receive such service as we aim to offer.
Due to a lack of specific details here we are not able to give a final response to our issue here.
We are looking forward to hearing from you to to make sure that this issue is solved and also in order to evolve our service.
You may contact us via email info@peachy.co.uk or via phone 0872 3310 433 (calls cost 10p per minute).
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★★★★☆
“Loan in 1H”
Written on: 08/01/2013
I got my loan in 1H. The bad part is they set a limit to 200. I hope they will get more trust in their customers.. You can only get bad once.. (read more)
Peachyloans's Comment
Written on: 12/03/2013
Hi!
Thanks a lot for the positive review, we appreciate it a lot!
We are constantly trying to offer our returning customers the best service and rates.
Have a Peachy Day!
Peachy.co.uk
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★☆☆☆☆
“BE CAREFUL AS PEACHY WILL SELL ALL YOUR INFO TO THIRD...”
Written on: 17/12/2012
Hi,just a quick and safe advice, this guys @ Peachy payday loans will sell ALL your info to other companies without CLEARLY to let you know at the bottom of the en of the application as many other websites nowadays do,like when you registering anywhere at the bottom the y have tick or untick if DO NOT want we to pass to third companies your details, I did apply with peachy mobile and that option was NOT there,so just after applying I was flooded of Indian and Pakistani calling centers... (read more)
Peachyloans's Comment
Written on: 28/12/2012
Hi! We are very sorry to hear that. We here at Peachy never sell customers data without their permission. We always strive to offer the best service available. In case we cannot offer you credit ourselves we will give you an option to choose another lender. Have a Peachy Day!
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★☆☆☆☆
“Don't Waste Your Time With Peachy.co.uk CON”
Written on: 09/12/2012
Was transferred to them via a broker site. Filled in the application and was told that my loan was accepted and was asked to sign the agreement online. The claims on the site say that the money will be in your bank as soon as 15 mins 24 hours a day !. THIS IS A LIE. By the following morning, still no money in my bank, so emailed them. Received a text message asking me to call a premium rate number to "finalise the application". So, one minute, they tell you that you have the loan, the... (read more)
Peachyloans's Comment
Written on: 12/03/2013
Hi,
We are very sorry to hear that.
Peachy.co.uk is committed to responsible lending and that is the reason why we wish to talk to you if you are 100% sure you want the loan before we issue the funds. We have always aligned our operations to OFT rules and guidelines taking into account the best interest of our customers.
Have a Peachy Day!
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Buzzbuzzbuzz's Comment
Written on: 12/03/2013
Well, if you call the customer, it is NOT 100% online is it?
False advertising on your site.
Also, the promise that the money will be in your account within 15 mins 24/7 is a lie.
I was told this , but like I said in the original post, it was the following morning that I received a text asking me to call you, many hours after I was told that the loan was approved !!!
If I was not 100% sure I wanted the loan, I would not have applied !!
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★☆☆☆☆
“usless bunch”
Written on: 01/12/2012
apply for loan which was confirmed then got e mail to say they had tried to call which was complete LIES then took nearly 20 mins to get them on the premium rate number from a mobile DO NOT GO NEAR this firm imo (read more)
Robertchrist's Comment
Written on: 05/12/2012
really good website
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Peachyloans's Comment
Written on: 13/03/2013
Hi,
We are very sorry you feel that way.
We are constantly trying to improve our system and make the customer journey as pleasant as possible.
Peachy.co.uk is committed to responsible lending and that is the reason why we wish to talk to you if you are 100% sure you want the loan before we issue the funds. We have always aligned our operations to OFT rules and guidelines taking into account the best interest of our customers.
Peachy.co.uk
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See next 10 reviews
Showing 11 - 20 of 45 Reviews
★☆☆☆☆
“RIP OFF MERCHANTS,COMPLETE LEECHES”
Written on: 22/11/2012
AVOID AT ALL COSTS,THESE PEOPLE ARE COMPLETE CON MERCHANTS!!! (read more)
Peachyloans's Comment
Written on: 12/03/2013
Hi,
We are very sorry you feel that way.
Peachy.co.uk has been committed to responsible lending ever since it started its operations in June 2011. We have always aligned our operations to OFT rules and guidelines taking into account the best interest of our customers.
Have a Peachy Day!
Reply to this comment
★★☆☆☆
“Not as advertised. ”
Written on: 20/11/2012 by Renegade4714
Peachy say payments are processed in 15 minuets but can take up to 2 hours. After 2 hours and a couple phone calls to my bank there was no sign of my payment being processed. I called Peach a few times and they expected me to wait it out. I asked to speak to a manager and asked relevant questions, within the Terms and Conditions there is nothing say it may take longer than 2 hours. I feel I had to put the guy on the phone under unnecessary pressure to make things happen. I did get my loan... (read more)
Peachyloans's Response to Renegade4714's Review
Written on: 12/03/2013
Hi,
We are very sorry to hear you had to wait that long.
It usually takes up to an hour for the funds to clear on the customers account. We are constantly trying to improve our system and make the customer journey as pleasant as possible.
Once more we are very sorry for the inconvenience.
Have a Peachy Day!
Peachy.co.uk
Reply to this comment
★☆☆☆☆
“scammed”
Written on: 13/11/2012 by justpeachy (1 review written)
have just been scammed big time by this lot so beware. Had had 2 loans previously from this company with no problems then applied for another loan. Your details come up pre typed when you sign in and i never noticed my sort code was incorrect. The loan never reached my account and they still took the money for the payment £119 on the due date for the loan. Despite several e mails and phone calls they are now saying they won't refund the money as it was up to me to check the details. Beware... (read more)
Peachyloans's Response to justpeachy's Review
Written on: 13/03/2013
Hi,
We are very sorry for this situation and apologise for any inconveniences caused.
Due to the Data Protection we are not able to provide any specific details regarding this case on this webpage.
Here at Peachy we try to treat customers in a helpful, courteous manner and deliver high standards of service. In order to help us to improve our service, feel free to contact us.
Our email address is info@peachy.co.uk and phone number 0872 3310 433 (calls cost 10p per minute).
Looking forward to more specific details.
Peachy.co.uk
Reply to this comment
★★★★★
“It is what it is!”
Written on: 09/11/2012
Quick and hassle free loans. They are all a much of a muchness, but its all in black and white for you. Its a high interest short term loan, if you don't pay on the dates you agree, then they charge you through the nose. They make it quite clear at the time of application. There was an issue with my first payment as I changed the address on my card and forgot to update Peachy. The money left my account but was returned three days later. They didn't email me about it until the third day so I... (read more)
Peachyloans's Comment
Written on: 12/03/2013
Hi!
Thanks a lot for the positive review, we appreciate it a lot!
Have a Peachy Day!
Peachy.co.uk
Reply to this comment
★☆☆☆☆
“MAKES YOU SUICIDAL”
Written on: 07/11/2012
They took £214 from my account without my receiving any loan and I wasn't even aware they were doing it. I genuinely feel suicidal - they literally took my last penny and I have emailed them begging for my money back (read more)
Blond1's Comment
Written on: 22/01/2013
Did you ever get it back? They took it out of my account too but my bank says that if you give a company your card details it can never be dealt with as fraud! Appalling!!
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Peachyloans's Comment
Written on: 13/03/2013
Hi,
We are very sorry for this situation.
All of the terms and conditions of the loan, as well as the charges, will be displayed clearly upfront before you make a decision about whether to apply. We do not charge unnecessary or hidden fees. The only way the cost can increase is if the loan is not repaid according to the agreement and you have broken your promise to us.
Due to the lack of information provided here, we are not able to provide any specific details.
In order to help us to understand the problem in a more efficient way, please contact us via email info@peachy.co.uk or via phone 0872 3310 433 (calls cost 10p per minute).
Peachy.co.uk
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★☆☆☆☆
“my sons loan”
Written on: 04/11/2012
my son has taken out a loan with this company they have lent him money with out doing the required checks and are now trying to lend him even more cash at over 3500 % apr rates they will not deal with any complaints and charge over 10 pence a min when you do ring please stay away from this company or you will pay your loan until you die (read more)
Peachyloans's Comment
Written on: 12/03/2013
Hi,
We are very sorry to hear that happened.
Peachy.co.uk is committed to responsible lending and always run a credit check before issuing any loans.
We have always aligned our operations to OFT rules and guidelines taking into account the best interest of our customers.
Once more we are very sorry for this.
Have a Peachy Day!
Peachy.co.uk
Reply to this comment
★☆☆☆☆
“Daylight robbery”
Written on: 01/11/2012 by Petergiblin
I had sufficient funds in the bank for the collection of the monthly payment , they did not take the money until 11 days later with a late payment fee of 68.11. I have contacted trading standards and showed them my bank statements. I am now paying over 420 back for a 220 loan. Trading standards are investigating my complaint. (read more)
Manutilidie1's Response to Petergiblin's Review
Written on: 04/11/2012
please stay away from this company you will end up paying until you die and they will not leave you alone
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Peachyloans's Response to Petergiblin's Review
Written on: 13/03/2013
Hi,
We are very sorry for any inconveniences caused.
All of the terms and conditions of the loan, as well as the charges, will be displayed clearly upfront before you make a decision about whether to apply. We do not charge unnecessary or hidden fees. The only way the cost can increase is if the loan is not repaid according to the agreement and you have broken your promise to us.
Cash On Go Ltd. is committed to responsible lending and adheres strictly to the rules laid down by the Consumer Credit Act and the Responsible Lending Guidance issued by the OFT.
Loans offered by Cash On Go Ltd are short term solution to cover cash shortfalls and its purpose should be considered carefully. Taking any loan should be considered carefully, with full knowledge of the responsibilities involved.
Peachy.co.uk
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★☆☆☆☆
“Disgrace”
Written on: 27/09/2012 by perfectomartin (1 review written)
I would strongly advise not to recomend this company to anyone. I took a loan out of £150 and lost my job 2 weeks later. I found myself in great financially difficult after losing my job. Explained my situation to Peachy and they just was not interested. The £150 loan spiralled up to £425 with 5 weeks. Told them of my struggles since losing my job and simply did not care and just wanted the money. I advise you pleae do not use this company. Nightmate. They did not mention nothing... (read more)
Peachyloans's Response to perfectomartin's Review
Written on: 13/03/2013
Hi,
We are very sorry for your situation.
All of the terms and conditions of the loan, as well as the charges, will be displayed clearly upfront before you make a decision about whether to apply. We do not charge unnecessary or hidden fees. The only way the cost can increase is if the loan is not repaid according to the agreement and you have broken your promise to us.
We lend to our customers in good faith and we expect full repayment on the stated due date. Should there be any problems in paying on time it is imperative that the customer informs us in advance. We promise to be fair to you in such circumstances and will offer you payment alternatives to help keep your credit score unaffected.
Peachy.co.uk
Reply to this comment
★★★★★
“Brilliant ”
Written on: 23/09/2012 by Jacquelinekemp (1 review written)
I most totally recommend Peachy to anyone wishing to have a payday loan, very fast service, no hassle, all I had to do was to provided 2 months of bank statements, that any loan company would want to see anyway, a big thumbs up from me, will defo use again. Jacqueline (read more)
Perfectomartin's Response to Jacquelinekemp's Review
Written on: 27/09/2012
You must work for them. I would not recomend this company to anyone. After expereincing financial difficulties due to losing my job. I informed them of this and they however seem uninterested and just wanted the money on the due date. My loan was for £150 and they soon rocketed it up to £425 although i explained my situation and was struggling with just basic living cost and having to finance my 18 month old son. Please do not use this company. The worst I ever experienced
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Peachyloans's Response to Jacquelinekemp's Review
Written on: 12/03/2013
Hi!
Thanks a lot for the positive review, we appreciate it a lot!
Have a Peachy Day!
Peachy.co.uk
Reply to this comment
★☆☆☆☆
“Dont waste your time!!!!”
Written on: 11/09/2012
I applied for a loan with peachy, however they emailed me asking for bank statements for the past 2 months, which i gave to them, and ive not heard anything since! Waste of time, tried calling them, however waited on hold for 30mins plus, complete waste of time!!!! (read more)
Peachyloans's Comment
Written on: 13/03/2013
Hi,
We are very sorry for this situation.
In order to protect customers - not to put them in a difficult financial situation, we assess each application on an individual basis and ensure that customers can afford their loan before we approve it.
Usually the response regarding the final decision is made in a maximum of 2 hours.
We try to treat customers in a helpful, courteous manner and deliver high standards of service.
In case you have any suggestions regarding our service, feel free to contact us via email info@peachy.co.uk or via phone 0872 3310 433 (calls cost 10p per minute).
Peachy.co.uk
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Showing 21 - 30 of 45 Reviews
★★★★★
“fast, convinient and helpful ”
Written on: 27/08/2012 by narish3000 (1 review written)
Will recommend. Needed fast cash for the weekend and got it in less than an hour. Fast and friendly service. (read more)
Peachyloans's Response to narish3000's Review
Written on: 12/03/2013
Hi!
Thanks a lot for the positive review, we appreciate it a lot!
Have a Peachy Day!
Peachy.co.uk
Reply to this comment
★☆☆☆☆
“Beware £68 charge if your declined!”
Written on: 06/08/2012 by Twinkles991
My sister applied for a peachy loan about two weeks and was declined as she didn't have 1p in her account to verify her details. i received a call from her today saying Peachy Loans took £68 out of her bank today and when she called up to ask why, as she had been declined and received no money, they said this was a fee they charged when people got declined and peachy gave there details to other payday company's. Apparently this was in the terms and conditions. i have never heard of a... (read more)
Peachyloans's Response to Twinkles991's Review
Written on: 27/08/2012
We are very sorry to hear this. According to the law and the internal policy of Peachy.co.uk we will never promise a guaranteed loan unless we have compiled a credit check on the client, please note that applying for a Peachy loan is completely free and we will NEVER charge anything for it. We would strongly like to point out that when applying for a loan, businesses have no right to ask a client for a prepayment. If a company has done it and should do it under the name of Peachy.co.uk, then you are dealing with a fraud and we would suggest you to end all relationships with them immediately.
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★☆☆☆☆
“Horrible Nightmare”
Written on: 02/08/2012 by Peter200000 (1 review written)
They rip you off take a 75 pound charge if you dont pay on time. 12 pounds every few days and 1 percent interest. very strict loan sharks who dont accept partial payments. After 45 days of not paying they send their vindicator company on you. BEWARE! (read more)
Peachyloans's Response to Peter200000's Review
Written on: 13/03/2013
Hi,
We are very sorry for your experience.
Loans offered by Peachy are short term solution to cover cash shortfalls and its purpose should be considered carefully. Taking any loan should be considered carefully, with full knowledge of the responsibilities involved.
We lend to our customers in good faith and we expect full repayment on the stated due date.
All of the terms and conditions of the loan, as well as the charges, will be displayed clearly upfront before you make a decision about whether to apply. We do not charge unnecessary or hidden fees. The only way the cost can increase is if the loan is not repaid according to the agreement and you have broken your promise to us.
Peachy.co.uk
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★☆☆☆☆
“Worst Ever Fraudulent!!!”
Written on: 24/06/2012
PLEASE DO NOT EVERRRR USE PEACHY!! during a hard few months I had taken out £200 loan from them, I recieved a bonus at work so had emailed them to take it early and verified for them to take out £277 from my bank account, only to my shock whilst i was shopping at lunch hour they had emptied my whole account taking in total £855 from my bank!!!! I phoned them they denied this had to send over bankstatements to be told "our mistake our first payment came up as if it didnt go through so we... (read more)
Peachyloans's Comment
Written on: 13/03/2013
Hi,
We are very sorry for this situation.
Peachy.co.uk has been committed to responsible lending ever since it started its operations in June 2011.
Peachy is registered with the Office of Fair Trading (License Number 0637962) and our loan agreements are made under the Consumer Credit Act 1974. We are also registered with the Information Commissioners Office (Registration Z2642498 and comply with Data Protection Act 1998 and the Privacy and Electronic Communications Regulations 2003.
Peachy.co.uk
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★☆☆☆☆
“Shocking awful dreadful”
Written on: 26/05/2012 by Covlad321
This company are absolutely shocking.there customer service is terrible,not to mention the call operators who hardly speak English.please avoid like the plague (read more)
Peachyloans's Response to Covlad321's Review
Written on: 13/03/2013
Hi,
We are very sad to hear that.
We try to treat customers in a helpful, courteous manner and deliver high standards of service.
We would really appreciate if you could provide further details in order to improve our service.
Our email address is info@peachy.co.uk and phone number 0872 3310 433 (calls cost 10p per minute).
Thank you!
Peachy.co.uk
Reply to this comment
★☆☆☆☆
“absolutely dreadful”
Written on: 21/05/2012 by kshing (1 review written)
Peachy.co.uk tried to verify my account five times, asked for 3 bank statements then was declined for no reason. Makes no sense and any other payday loan provider i've had was much, much easier than this. Then, they block my account. Go to Quickquid or Txtloan, they're so much easier. (read more)
Peachyloans's Response to kshing's Review
Written on: 13/03/2013
Hi,
We are very sorry to hear that.
In order to protect customers - not to put them in a difficult financial situation, we assess each application on an individual basis and ensure that customers can afford their loan before we approve it.
Cash On Go Ltd. is committed to responsible lending and adheres strictly to the rules laid down by the Consumer Credit Act and the Responsible Lending Guidance issued by the OFT.
Peachy.co.uk
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★★☆☆☆
“New call centre and processes - credit scoring changes !”
Written on: 20/04/2012
I signed up to Peachy some time ago. If I needed cash quickly it was a simple process to go online and request a loan which was transferred quickly and simply. My loans were always repaid on time and I began to rely them as a trusted source of additional cash when needed. Yesterday, I received an email inviting me to visit their new website with an array of different loan products. I called their Customer Services department this morning and was advised that my credit limit was still... (read more)
Peachyloans's Comment
Written on: 13/03/2013
Hi,
We are very sorry for this situation.
As a responsible lender, we are conducting a full credit search should you meet our criteria. through credit bureaus and approve your loan based on many criterias including your credit history.
In order to protect customers - not to put them in a difficult financial situation, we assess each application on an individual basis and ensure that customers can afford their loan before we approve it.
In case you might have any ideas how we could make our service better, feel free to contact us via email info@peachy.co.uk or via phone 0872 3310 433 (calls cost 10p per minute).
Peachy.co.uk
Reply to this comment
★★★☆☆
“Waiting”
Written on: 20/04/2012 by Blackberrybold
I applied for a peachy loan this afternoon and at 6 o'clock it said on the website that I would receive an email and txt message about the money into my bank. I've been waiting 2 hours now, how more longer should i wait. Thankyou very much (read more)
Duffysafc's Response to Blackberrybold's Review
Written on: 29/08/2012
did you get this loan as i am having the same trouble
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Peachyloans's Response to Blackberrybold's Review
Written on: 13/03/2013
Hi,
We are very sorry to hear you had to wait that long.
It usually takes up to an hour for the funds to clear on the customers account. We are constantly trying to improve our system and make the customer journey as pleasant as possible.
Once more we are very sorry for the inconvenience.
Peachy.co.uk
Reply to this comment
★☆☆☆☆
“Never again!”
Written on: 29/03/2012
shocking! worst company ever. If you miss a payment, prepare to spend alot of money... which they will automatically take from your account. (read more)
Peachyloans's Comment
Written on: 13/03/2013
Hi,
We are very sorry for your negative experience. Here at Peachy clients agree with the Credit Agreement before taking out an actual loan. As we do not have any hidden fees, then all the charges for missing the payment have been stated to our customers beforehand.
Our cash advance loans are only meant to cover urgent short-term financial obligations.
On the basis of these details here, unfortunately, we are not able to provide any further information.
To help us to improve our service and quality, feel free to contact us via email info@peachy.co.uk or via phone 0872 3310 433 (calls cost 10p per minute).
Peachy.co.uk
Reply to this comment
★★★★★
“Better than banks overdraft”
Written on: 01/03/2012
Despite the high interest rate it`s still cheaper than using banks overdraft. Been using peachy loans a few times by now. The whole loan process is fast and you get your money in no time. Works for me! (read more)
Peachyloans's Comment
Written on: 12/03/2013
Hi!
Thanks a lot for the positive review, we appreciate it a lot!
Have a Peachy Day!
Peachy.co.uk
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See next 10 reviews
Showing 31 - 40 of 45 Reviews
★★★★★
“Spot on service”
Written on: 29/02/2012 by knordland
My car broke down and I needed some cash right away to get it fixed. My payday been a week away so I had to take out a payday loan. The money was in my bank account in less than an hour. The mobile interface is spot-on. I would definitely recommend it to a firend! (read more)
Peachyloans's Response to knordland's Review
Written on: 12/03/2013
Hi!
Thanks a lot for the positive review, we appreciate it a lot!
Have a Peachy Day!
Peachy.co.uk
Reply to this comment
★★★★★
“Fast and excellent service!!!!”
Written on: 14/02/2012
I found this service very helpful! I needed some extra cash before my next pay check so I applied and got my money in no time! the customer service team there was very friendly and helpful. I would reccommend it to a firend! Excellent company... (read more)
Peachyloans's Comment
Written on: 12/03/2013
Hi!
Thanks a lot for the positive review, we appreciate it a lot!
Have a Peachy Day!
Peachy.co.uk
Reply to this comment
★★★★★
“payday loans are supposed to be avoided, but ...”
Written on: 08/02/2012 by Mathew_Shepherd (1 review written)
I know that payday loans are supposed to be avoided at any cost, but the banks refused to lend me money so I had no other choice to cover my unexpected costs but to turn to payday loan lenders. I took out a loan with Peachy and didn`t have to be disappointed. I got the money I needed at the time I needed. As long as you pay back on time payday loans can be of great help. I did and everything was as promised on their website an by their customer service. (read more)
Peachyloans's Response to Mathew_Shepherd's Review
Written on: 12/03/2013
Hi!
Thanks a lot for the positive review, we appreciate it a lot!
Have a Peachy Day!
Peachy.co.uk
Reply to this comment
★★★★★
“Quick, Easy, and Great Service”
Written on: 26/01/2012
Was refused elsewhere and starting to give up on finding a lender until by pure coincidence I am redirected to Peachy website. I wasn't expecting to be accepted to be honest, and thought that my credit rating was gonna affect this application too. To my surprise, immediate check was done, decision was made, and all they did was call me on the landline, confirm my details, and the money was in my account immediately. I repaid early, and got a message on my account saying my credit history... (read more)
Peachyloans's Comment
Written on: 12/03/2013
Hi!
Thanks a lot for the positive review, we appreciate it a lot!
Have a Peachy Day!
Peachy.co.uk
Reply to this comment
Spearhead's Comment
Written on: 12/03/2013
Pleasure :)
Meant every word!
Reply to this comment
★★★★★
“Good company”
Written on: 27/12/2011 by danhaines4 (1 review written)
I have tried different payday loan companies and I must say peachy.co.uk is one of the fastest. I´ve used this company several times as they offer text loans which makes it easier for me to get the cash I need. Dan (read more)
Peachyloans's Response to danhaines4's Review
Written on: 12/03/2013
Hi!
Thanks a lot for the positive review, we appreciate it a lot!
Have a Peachy Day!
Peachy.co.uk
Reply to this comment
overview
MoneySupermarket
Top 5 Payday Loans
To calculate the top 5's we take the following factors into account:
Top 5 Payday Loans
To calculate the top 5's we take the following factors into account:
• All the star ratings the company/product has received,
• The number of reviews
• How recent the reviews are
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"Ok, good and fantastic" Read More
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Peachy.co.uk - www.peachy.co.uk
"Peachy Competition Winner" Read More
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Peachyloans's Comment
Written on: 17/04/2013
Hi,
We are very sorry for this.
As most lenders we work with affiliates and it is very difficult to control all advertising done by our affiliates.
We have looked into this and have now stopped working with the affiliate.
Have a Peachy Day!
Peachy Loans