written by jtThorpe436 on 23/02/2015
The money did come in handy, but if you don't pay off the balance early, the interset rate is very high, and it is exploiting the very people who could put their money to better use, rather than paying extortionate interest charges - it's a tough old world out there.
On the run-up to my next payment I get phone calls, emails and loads of texts, even getting texts after I have paid, and it it very, very infuriating.
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