CFO Lending Reviews - www.cfolending.com

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★☆☆☆☆
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Latest Reviews

★☆☆☆☆

“missleading confermation email and text ”

Written on: 17/10/2014 by Korbinf449 (1 review written)

applied for a loan was told congratulations you have been aproved they took 10p off my card i got a confermation text and email and was made to believe the money would be in my bank the same day. 2 days later no money so i called them was told i needed to pay another £1 off my card to prove its me which i did. 3 days after that i got a email saying i had been declined. now cfo send me emails and texts every day offering me loans and they must of sold my number because i get 25 texts and email… Read Full Review

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★☆☆☆☆

“missleading confermation email and text ”

Written on: 17/10/2014 by Korbinf449 (1 review written)

applied for a loan was told congratulations you have been aproved they took 10p off my card i got a confermation text and email and was made to believe the money would be in my bank the same day. 2 days later no money so i called them was told i needed to pay another £1 off my card to prove its me which i did. 3 days after that i got a email saying i had been declined. now cfo send me emails and texts every day offering me loans and they must of sold my number because i get 25 texts and email… Read Full Review

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★☆☆☆☆

“Terrible”

Written on: 10/08/2014 by ntFuller438 (1 review written)

Same as many, applied, told been approved, emailed with contracts etc then told declined. … Read Full Review

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Bubble64's Comment

Written on: 23/11/2014

I hate when lenders do that, I've had this happen to me as well, it's just as you say, they send you the contracts and you think the deal is sealed and then you wait and wait....and wait and then you log in to your account or you get an email saying 'unfortunately after further checks we can't lend' blah blah blah.

I mean, why don't they just stick a knife in someones back instead because it couldn't hurt much more than doing that to someone when they're in a desperate need for cash flow, not all lenders are this bad needless to say, some are much more sensitive and respectful when they have to decline and that's at least fair enough but the thing that I also get annoyed with some of these lenders like CFO that don't utilize thought and consideration is that they will say on their adverts on the one hand 'poor credit excepted' and yet then in the next breath they'll tell you stuff like 'we're a responsible lender and so we carry out affordability checks before we can lend' etc.

So then they shouldn't say 'poor credit excepted' in that case because that is a total contradiction, what else constitutes 'an affordability check' if it's not someones score on their credit report?

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★☆☆☆☆

“keep raiding my account ”

Written on: 03/05/2014 by Hoffmanxh68 (1 review written)

these keep raiding my account they said a settlement figure but never took it out now keep getting texts saying i owe them if they would have took the amount last week it would have been settled by now NEVER USE THEM KEEP CLEAR… Read Full Review

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★★★★☆

“buy one get one free!”

Written on: 17/03/2014 by KevWebster2014 (1 review written)

CFO lending were there when I needed it Kevin Webster… Read Full Review

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★☆☆☆☆

“CFO Lending - Fraud Accounts!”

Written on: 25/02/2014

I was shocked to find a CFO Lending record on my Credit Report even though I have never heard of them! Countless phone calls, emails later they tell me that it's up to the police to sort it out, all they did was lend money. "Didn't you do any checks" I asked "all the information you have on record about me is incorrect." "Yes we do checks, you need to report it to the police we are not at fault" was their reply. How can a company like this lend money using incorrect details to anybody… Read Full Review

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Kevinwebster's Comment

Written on: 17/03/2014

I can conform CFO lending bailed me out

10/10

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Kellyellen's Comment

Written on: 16/06/2014

The exact same has happened to me today, the fraud team are now investigating CFO who I've never heard of until they text my mobile saying I owed money

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Adamsmithuk's Comment

Written on: 17/06/2014

I have got the Financial Ombudsman involved as CFO Lending really believe nothing is their fault.

It's a very long process and CFO seem to be dragging it out as much as possible, they are even now saying that they do not have the information on their system that they originally gave me when I first contacted them!

Seems like they are trying to hide things, and most probably will get away with it!

I am very surprised that the same thing happened to you as CFO Lending told me that they "changed their processes" so nothing like this could happen again... maybe they Customer Charter that they quote on the website "Transparency, Fair and Responsive" needs to be re-assessed!

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Phil602's Comment

Written on: 18/09/2014

HI

Same thing with me.

In the final stages of resolution with CFO after FOS involvement. Did you get any compensation at all. They have stated that they may make a payment of between £50-£100. I said it was not enough but must await their final response. Its took 18 months to get to this stage after someone fraudulently applied using my name and address. I received a response in February to say that it was all resolved and that I would not hear from them again, only to find they placed a default notice against my credit record in June this year again for non-payment.

I note that CFO Lending are subject to a "Voluntary Application for Imposition of Requirement" with the FCA and all debt collection activities are suspended.

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★☆☆☆☆

“Says they give you money but dont and charge you anyway”

Written on: 13/01/2014

Applied for a £200 loan they said sorry they cant yet still tryed to take £399 back on the day i said i rang my bank they saw that i hadn't took any loan....DO NOT GO WITH THEM IF THEIRS ANY GOOD REVIEWS IT WILL BE FROM THEMSELFS!… Read Full Review

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★☆☆☆☆

“Absolutely awful ”

Written on: 31/12/2013

Totally awful, my partner has a dmp set up but cfo took all the money exatly when he got paid and left him with nothing. We are fighting to get the money back. We will win, I have threatened them with the ombudsman as they had no reason to take the money. The dmp firm are totally useless also as they should not let this happen… Read Full Review

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★☆☆☆☆

“Genuinely, the most inept company in existence.”

Written on: 13/12/2013

Applied for a £300 loan on 12th December around 1pm, was told i was approved and money would be paid in by 4pm. Nothing arrived. Next day (today 13th December) received a call saying they needed to speak to me before approving the loan, fair enough, called them and confirmed my name & personal details. Received an email stating once again the funds would be in my account at 4pm via Faster Payments. Now 7pm and nothing, phoned them and got through, the girl hung up on me. Phoned again, once… Read Full Review

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★☆☆☆☆

“poor contact ”

Written on: 12/12/2013

I have had a loan with this company for about 12 months , i did have some issue with paying and eventually decided to get hold of my debts and speak to a debt solutions company . They sorted my debts out that were about £6000 , all of my creditors stopped interest and excepted the reduced amounts except CFO who have been difficult all the way through .I am at the end of my payment plan and all creditors have been paid , but am stil getting letters and texts from CFO saying i still owe money… Read Full Review

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★☆☆☆☆

“Avoid at all costs”

Written on: 11/12/2013

I wish I had read these reviews before taking out a loan with them. As wit others, I needed to seek advice regarding my finances and as a result cancelled my CPA and attempted to negotiate a repayment plan. They then proceeded to raid my account on a daily basis, despite my withdrawal of authority. This continued for several months despite my bank refunding the amounts and would still be continuing today had I not closed my bank account. I wrote to them on numerous occasions but didn't even… Read Full Review

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★★★★★

“Loan from them expensive but exactly what I signed up”

Written on: 23/11/2013 by Gallifrey1980 (1 review written)

I had a short term cash flow problem and was on the internet looking for the money to tide me over, I was directed through to the CFO website through a broker, loan approved and transferred to my account within 48 hors for no fee. Unfortunately with a poor credit rating I am restricted at moment to high interest loan companies. CFO were transparent about their fees, their customer service advisor was very helpful and they took the repayment on the day they said they would. Can't really ask for… Read Full Review

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★☆☆☆☆

“approved application THEN DECIDED TO DECLINED! USELESS”

Written on: 18/11/2013

DONT WASTE YOUR TIME.THEY WILL APPROVE YOUR LOAN BUT WAIT 24HOURS ONLY TO BE TOLD IT GOT DECLINED.MADE ME FEEL LIKE A CRIMINAL.EMAILED UPPORT TWICE AND NEVER RESPONDD.ILL TAKE MY CASH SOMEWHERE ELSE.GO DIE… Read Full Review

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★☆☆☆☆

“Have got into financial difficulties and have...”

Written on: 07/11/2013

Have got into financial difficulties and have contacted my creditors with a letter of explanation and budget sheet. All of my creditors have been great EXCEPT CFO. They will only agree to a plan if you send them a full bank statement.....yeah right. Have spoke with my bank & cancelled my CPA, little girl at CFO was unprofessional, rude was obviously on some sort of power trip and it would appear that she has a chip on her shoulder. i am now taking this to OFT as i have offered but they won't… Read Full Review

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★☆☆☆☆

“DONT DO IT”

Written on: 02/11/2013

I APPLIED FOR A LOAN WHICH WAS APPROVED. HOWEVER, THE MONEY HAS NEVER ARRIVED IN MY ACCOUNT. ACCORDING TO CFO I GAVE THE WRONG SORT SORT CODE SO THE RESPONSIBILITY RESTS WITH ME. DESPITE CHASING FOR 21 DAYS AS TO WHERE THE MONEY WENT ALL I GET WHEN I SPEAK TO THEIR CUSTOMER SERVICE TEAM IS "I GAVE THE WRONG INFORMATION SO RESPONSIBILITY RESTS WITH ME". I THINK THEY EMPLOY MORANS WHO JUST READ FROM A SCRIPTED SHEET ON HOW TO DEAL WITH CUSTOMERS WITH PROBLEMS BECAUSE IF YOU ASK A QUESTION YOU… Read Full Review

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Dyliboiiiii's Comment

Written on: 08/11/2013

The same thing happened to me!! I am adamant I did not give the wrong details. They are liars! They said I entered the last digit wrong but at no point did I even have to enter my details again as it was a refinance loan. I've complained to the ombudsman, you should do to.

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★☆☆☆☆

“missing email no contact ”

Written on: 17/10/2013

I have recently been approved by this company after giving all my details they required online and then over the phone they said theyd contact me ive had no contact went to check my emails and noticed theres isnt there after typing into my email search the sender pops up yet no email is there after they verified it this has left me weary as I have given all my details to this company and after reading these reviews feel uneasy I also can not find a way to log in to view my "application"… Read Full Review

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★☆☆☆☆

“horrible being harassed!”

Written on: 04/10/2013 by jedishelley (1 review written)

I get this payday loan for £250 I pay in test for 2 months them find out I'm getting a pay cut from work, I tell CFO that I am going with step change a DMP as I am struggling with a few debts. After nearly a year on my DMP and never missing a payment they still harass me. I'm talking 7-8 phone calls a day on my home and mobile phone saying I have to pay all. Text messages every half an hour throughout the day and night, I even got one at 3am! Some say to pay all my loan off some offer to pay… Read Full Review

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★☆☆☆☆

“Dreadful”

Written on: 30/09/2013 by shazbeard (1 review written)

I applied for a loan (car repairs) after receiving a text and email that I was "approved". Went online, filled out the form and got rejected?? b*ggar I though but fair enough, since then have been plagued by texts and emails (from CFO, Payday 1st and their other subsidaries) saying i am approved! Got seriously annoyed off and emailed them on a daily basis telling them to stop bombarding me. They have NEVER replied and now I get 3 a week....! I have since emailed them twice a day telling… Read Full Review

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★☆☆☆☆

“Utter rubbish”

Written on: 17/09/2013 by darkelf85 (1 review written)

One word. Rubbish. Actually, make that two; Liars. Shall I make it three? Ok; CRIMINALS… Read Full Review

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★☆☆☆☆

“The worse!!”

Written on: 10/07/2013 by dyliboiiiii (3 reviews written)

Beware!! Faster payments do not go in until the next day despite paying £15 for this! They bombard you with texts offering more money! I applied for a further £80 with them but they sent the money to wrong sort code so I never received it!! I called them and they said I am liable still to pay this plus interest!! I never even entered my sort code again after first loan which I did receive!! They are still blaming me! So I have only received £60 and am due to repay £210!!!!!!! Disgraceful!!… Read Full Review

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