Pounds to Pocket Reviews - www.poundstopocket.co.uk

★★★☆☆
3.5 / 5
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Latest Reviews

★☆☆☆☆

“Rip off lenders”

Written on: 12/11/2014 by TBGREGSON (2 reviews written)

company sent in debt collectors after it was paid in full Obtained Judgement against them in the county court for compensation for causing sever harassment alarm and distress the company has No offices in the UK only has a mailing address has not paid Judgement against them so ignoring our courts applying for a bankruptcy petition against them this will teach them a lesson or two… Read Full Review

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★☆☆☆☆

“Please think twice before using PoundsToPocket”

Written on: 25/10/2014

If you are thinking about getting a short term loan, use someone else because poundstopocket seems like a good idea at the time, but a few months later you find yourself horrified that 70% of the payments every month are interest. You essentially pay back double what you owe, which is shocking because if they really cared about customers they would lower the interest gradually each month as you made your payments on time, making you less likely of a 'threat' in financial terms which is the… Read Full Review

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★☆☆☆☆

“Con-artists”

Written on: 11/10/2014

a bunch of drunken monkeys could do a better job than them, they can't get a simple change of paydates right, after changing jobs i informed them of the change and was told it was sorted then they try to take the money on a completely different date add their late fees, then ask for a letter from your employer to prove that you now work for them, they add fees as and when they feel like it and if you question them they become verbally rude and want to have access to all of your bank account and… Read Full Review

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★☆☆☆☆

“Total waste of time and very intrusive!!!”

Written on: 20/09/2014 by Ryanu107 (1 review written)

I completed an online with application with pounds for pocket and was informed I was successful and was notified by e_mail! I however needed to complete a few further details and then I got a notification saying my e_mail was invalid and to call 0800 number provided? I was asked loads of questions and to confirm previous credit going back years??? I decided that the questioning was very invasive and odd for £650 and told them to withdraw the loan! I would like to say Wonga was more helpful and… Read Full Review

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★☆☆☆☆

“Complete crooks get police involved!”

Written on: 03/09/2014 by Dontusepoundstopocket (1 review written)

Stay away from pounds to pocket I paid off my balance in full, or so I thought! About 7 months later I got e mails saying I had an outstanding loan with them. Having phoned and asked to pay off my balance they then contacted me many months later and told me that the balance hadn't been paid off and had been accruing interest!!!. I tried to argue that I had called to pay off my balance but they fail to take any responsibility. I beg you to stay clear! They refused to supply recorded messages… Read Full Review

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★☆☆☆☆

“Not very helpful with change in circumstances ”

Written on: 06/08/2014 by ChloeColeman (1 review written)

I've been with these since dec 2013 but since then my hours have been cut at work and I can not afford to pay a lump sum payment each month and it would be better for me to pay a weekly amount. But try getting this through to these! I have had NO problems what's so ever with any other company's setting up weekly payments but P2P are not helpful. I've now missed 3 payments although I have just been to and throwed the whole time while trying to arrange a new payment plan. Very good if your… Read Full Review

Danniie's Comment

Written on: 17/09/2014

I have the same problem asked if the payment could be lowered and according to them they do not lower payment not understanding atall

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★★☆☆☆

“Payment Schedule Misinforms..”

Written on: 02/07/2014 by graves1991 (1 review written)

I have taken a 1 year loan out with this company, and threw the payments have had no issue with the loan, i requested a 1 payment holiday from the company which they were kind enough to let me have. Unfortunately they did not inform me that this holiday would not be added to my automated payment schedule. And for some reason the schedule has missed another payment. So i am being advised by there operators there is 3 payments left. The website only advised 1. This has mislead me to believe i… Read Full Review

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★☆☆☆☆

“Broken Britain ”

Written on: 01/07/2014 by JalenHarrison332 (1 review written)

Why the government allows such day light robbers as pound to pocket is beyond me. I borrowed £500 from this vultures last year. Because I lost my job, the payment was stretched to one year payment. At the end I almost paid the same amount borrowed in interest alone. Counted myself luck then because I never missed any payment nor paid late. Anyway, I finished paying my loan in November last year. The lady on the phone congratulated me and asked if I want further loans. I thanked her but told… Read Full Review

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★☆☆☆☆

“Thiefs and liars”

Written on: 25/06/2014 by Sageo404 (1 review written)

Pounds to pocket illegally kept attempting to take money out my account without my knowledge, taking smalls amounts until clearing my account out in December (ideal for Christmas!) the bank investigated and found it to be unlawful and refunded me. All of a sudden after months of attempts to settle correct amount owing last week they email me (yes I have it all in writing) they will settle on 253 and acknowledge there errors! Today I pay that to be told they are taking 185 also on the 1st!… Read Full Review

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★☆☆☆☆

“DONT BELIEVE THE 5 STAR REVIEWS ON HERE, PUT ON BY THEM!”

Written on: 13/06/2014 by KoenHall (1 review written)

lets face it, these people are low life bottom feeding **** that target the most vulnerable. they actually dont want you to pay off the loans, they want you kept hooked, and will actively encourage you to roll over the loans, charging you extortionate interest. moreover if you miss a payment, they will illegally harass you by phone, letter and text. And yes, it IS illegal, by law they can only contact you a maximum 3 times a week. my advice, AVOID these **** and all like them… Read Full Review

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★☆☆☆☆

“No no no”

Written on: 02/06/2014 by CassiusPadilla430 (1 review written)

I was just going to submit for a loan when I started reading the reviews. Thank god I read the reviews. Many thanks to the people for that. I would take note and seek out other means… Read Full Review

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★☆☆☆☆

“Useless twang”

Written on: 26/04/2014 by Preciousx309 (1 review written)

Stay away, they hate good paying customers and still have the cheek to try charge you late fees and spoil your credit rating even though the payment is showing clearly on your account. Best thing to do is report your card stolen and pay on time under your terms!!!!… Read Full Review

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★☆☆☆☆

“DO NOT USE POUNDS TO POCKETS”

Written on: 24/04/2014 by AddisonJones313 (1 review written)

PLEASE DO NOT BORROW ANY MONEY FROM THIS COMPANY. THEY ARE VULTURES AND WE CAUSE YOU UNTOLD PROBLEMS. THEY WILL NOT GIVE YOU BACS DETAILS TO PAY OFF LOAN, INSTEAD THEY BLLED YOUR ACCOUNT DRY, WILL BOMBARD YOU WITH PHONE CALLS, TEXT MESSAGES, THEY WANT YOUR CARD OUR ACCOUNT DETAILS AND ONCE THEY HAVE THEM YOUR STUFFED!… Read Full Review

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★☆☆☆☆

“useless”

Written on: 21/03/2014 by Drewmh110 (1 review written)

The loan itself wasn't that bad. However after making the last payment. I went to check to see if the loan had been cleared. On my home page it states that my application had been declined, when trying to get to the bottom of this as I havent applied for another loan with them. They wouldnt give me any details apart from it had be declined and I couldn't get any details of the loan that had just finished. I would never go back to them even if they would give me a loan as they are unable to… Read Full Review

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★☆☆☆☆

“WORST EVER LENDER - ONE TO AVOID”

Written on: 01/02/2014

I was taken in by this company when I needed a loan. The first and second time around they were sweetness and light, or so I stupidly thought!! I paid off bith loans without a single missed or late payment. I borrowd £900 and paid off with their massive interest over twice this amount. They obviously DO NOT LIKE GOOD CUTOMERS as they refused me a third loan, asking for bank statements Passports Id of all kinds when tehy ahs b=never done this before...... I beleive they dint like good payers… Read Full Review

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★☆☆☆☆

“WORST EVER LENDER - ONE TO AVOID”

Written on: 01/02/2014

I was taken in by this company when I needed a loan. The first and second time around they were sweetness and light, or so I stupidly thought!! I paid off bith loans without a single missed or late payment. I borrowd £900 and paid off with their massive interest over twice this amount. They obviously DO NOT LIKE GOOD CUTOMERS as they refused me a third loan, asking for bank statements Passports Id of all kinds when tehy ahs b=never done this before...... I beleive they dint like good payers… Read Full Review

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★★★★★

“Fab Serivce”

Written on: 03/12/2013 by frankie-smith150 (1 review written)

they dealt with me fast and efficiently i am really happy with the service they gave me quick and easy to understand! they didn't charge me anything and had the funds in my account within 10 minutes lives up to it's name… Read Full Review

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★★★★★

“Excellent, fast service without any problems”

Written on: 29/11/2013

I was really surprised to be accepted by Pounds to pocket because I had only just been released from bankruptcy. I wanted to start to build my credit rating back up and am really grateful to Pounds to Pocket for giving me a chance when other lenders turned me down. It actually makes me more determined to ensure that I keep up with repayments on time because it's important to me that they have trusted me to lend me money when I needed it so I want to make sure I keep my promise to them. The… Read Full Review

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★☆☆☆☆

“rubbish”

Written on: 21/11/2013

I signed up then got declined for a loan ... i can pay so dont know what the problem is now cash genie and wonga are getting my money !!!… Read Full Review

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★★★★★

“Poundstopocket is the best loans out there”

Written on: 11/11/2013

Poundstopocket is always very helpful, the money is in the account almost immediately, if there is a problem the customer service team will always help you in anyway possible, I have had 4 loans from them and never had a problem. With the ability to pay back early and get a discount is superb service. Definitely give them a go, much better then the other payday loan sharks as they give the ability to break it up over a year if need be, or pay back in a month the choice is yours… Read Full Review

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