Written on: 09/06/2011 by Joanna1962 (2 reviews written)
I transfered to the One Account just over 4 years ago and can't praise it highly enough. As previous reviewers have noted, you do have to be confident in managing your finances (it could be very easy to spend, spend, spend!) Although not the cheapest mortgage rate on the market, if you manage the account well the overall cost is brilliant. It takes a bit of getting used to, being in what is, in effect, a huge overdraft, but once you come to terms with that, it is very easy to see the benefits-unless you exceed your facilty there are never any charges on the account even if you have a month where you spend 3 or 4 times more than your income. The main benefit will be the early repayment of your mortgage-I aim to repay mine at least 10 years early.
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