written by ivDelaney364 on 15/02/2015
Had a meeting, my credit rating, salary and out goings were reviewed. I mentioned I had a student loan and was informed that it would not be considered. They kindly printed a mortgage in principle for 150k and told me to view some properties.
I found the perfect house for my family and had an offer accepted for 145k and booked an appointment for the application.
Over 2 hours of questions and clicking boxes and I had been told all was good and signed on the dotted line. Only to return to pick up my bag 30 minutes later, to be told that they had over looked that I make student loan payments and that I could no longer borrow the required amount.
Disappointed is an understatement, and this will undoubtedly affect my credit rating.
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