written by CynthiaRollins on 07/10/2015
If you ever get a Halifax mortgage, you will never be able to move house again, and don't ever have children, change your job, or change your circumnstances in anyway.
I have digililently been paying a Halifax mortgage for 3 years, but due to my mother having a stroke. I decided it would make sense for me to move house to be closer to her. Despite a clause in my contract clearly stating I was able to port my mortgage and I wanted to purchase a CHEAPER mortgage. The bank stated I couldn't as I didn't meet their affordability criteria. Yes that's right, Halifax said I could not afford a cheaper mortgage. This was after intialy approving the mortgage where I'd spent a lot of money on house improvements. Halifax have wrecked my life basicaly not allowing me to move, and Im that trapped somewhere tahats unsuitable for me to live.
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