written by zsBuchanan72 on 16/10/2014
The complete mortgage application process was so easy and well managed, that i couldn't believe that i got an offer in 4 weeks.
I am a first time buyer with a 10% deposit,property value over 500K, product applied - 3.44% over 2 years(repayment).
The initial mortgage application was discussed over the phone to check affordability, it was a bit difficult to get a face to face appointment it took me 2 weeks, but got it finally.
i submitted my documents (3 month pay slips and 3 month bank stmt) at the branch,discussed a few insurance products with them, signed the mortgage application form. After 2 weeks a got a call from the processing team re my pension contributions(Most banks treat pension contributions as a liability, but they don't) and after 2 weeks i had a letter in my post confirming my application was accepted. it was like a walk in the park !!
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