written by on 18/04/2015
We were recommended accord by a mortgage advisor. They provided an agreement in principle quickly and offered to lend us up to £400000 (we only wanted to borrow £314000) and took £460 from us to process the application - then followed over 5 weeks of application process where the asked us to jump through numerous hoops and provide various documentation after which they said they can only lend £250000 - vastly different to the original amount offered. We have no debts and would have had no problem with affordability. They have wasted 5 weeks of our time as well as our money. Judging by some of the other reviews it seems they make a lot of money from application fees then reject the application. I have never received any paper work from them (proof of valuation etc) so not convinced that they even carried out this work at all.
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