Your Mortgage Decisions Reviews - www.yourmortgagedecisions.com

★★★★★
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Your Mortgage Decisions - www.yourmortgagedecisions.com
Your Mortgage Decisions - www.yourmortgagedecisions.com

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Latest Reviews

★★★★★

“Very good service and quick response”

Written on: 30/04/2015 by Caitlin417 (1 review written)

Our mortgage deal had come to an end and we contacted Yourmortgagedecisions to get an interest-only mortgage for a fixed term while we settle our accounts -- the service was very prompt, easy to understand and with a minimal of fuss and hassle. We had all of our questions answered very clearly and we now feel very confident that when this deal comes to an end we can get the best advice for our future mortgage planning. I just wish we had done this years ago -- it would have saved us so much in… Read Full Review

Dominikl's Comment

Written on: 01/05/2015

Thank you for taking the time to post this review.

We are glad to have been of service and look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Very happy with the experts at Your Mortgage Decisions”

Written on: 29/04/2015 by JMAdans (1 review written)

Desmond O'Hara was working with us on our remortgage. He was always friendly, patient and polite. He telephoned us on time when arranged and explained the finer details carefully and understandably. Des checked up on the progress of our case frequently and let us know when something needed to be signed, posted or cancelled. Other members of staff who we spoke to on the phone, were also always friendly and willing to help. We were very happy with the service we received… Read Full Review

Dominikl's Response to JMAdans's Review

Written on: 30/04/2015

Thank you for posting this review.

Des and the rest of the YMD team are glad to have been of service and we look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Which way to go?”

Written on: 29/04/2015 by Kowalik (1 review written)

I found the personnel very easy to understand ,they had an easy way of communicating,not pushy.they appeared to know the products available and which would suit my circumstances the most appropriately.they were concise yet explained the products to my understanding. However the time span it took appeared to be 'long winded" at times ,although that could be my expectations at the length of time it should have taken.The personnel I met were very professional and gave feedback as and when it was… Read Full Review

Dominikl's Response to Kowalik's Review

Written on: 29/04/2015

Firstly thank you for taking the time to post this review, we value your feedback.

We are glad to hear that you have found our personnel easy to understand and deal with.

Since the 2008 crash and in particular since the Mortgage Market Review last year, it can take quite a while to complete a mortgage, hence we make sure that we are in constant contact with the chosen lender, solicitor etc. to ensure a speedy completion.

Most of our clients enjoy having all of the documentation electronically, we understand however that sometimes you would prefer something posting to you, if that is the case please let us know what you would like to receive and we will happily send it to you.

We of course look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Very knowledgeable and efficient ”

Written on: 16/04/2015 by Marilynp224 (1 review written)

Excellent service . Friendly quick and efficient would definitely use again . Always on hand to answer any questions… Read Full Review

Dominikl's Comment

Written on: 20/04/2015

Thank you for taking the time to post this review.

I am glad that you have found our service to be efficient and that you are happy to use us again.

We of course look forward to you next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Easy Helpful Service”

Written on: 15/04/2015

The whole experience has been very informative. We were given advise with clear explanations to support it. Everything has run smoothly from our first phone call with us being kept updated through out the process. The only negative was that I felt slightly hurried that when the appointment was made to come back for the second visit, it was pushed to be within 6 days. It is often difficult to get time off work with such short notice. We feel confident and happy that ymd will continue to look… Read Full Review

Dominikl's Comment

Written on: 20/04/2015

Firstly, thank you very much for taking the time to post this review.

It is pleasing to hear that you have found our service informative and clear.

We apologise for the fact that you felt slightly hurried to get the second meeting underway. We do our best to accommodate our clients spare time but at times our mortgage advisors dairies do get very booked up.

We look forward to having an opportunity to review your mortgage in the future.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Our Mortgage advisor”

Written on: 15/04/2015

The mortgage advisor we saw was absolutely amazing. We didn't think anyone would be able to help us out of our financial mess and were a little sceptical. MH spent a lot of time going through all our financial commitments and went through all the options he thought would be available. MH went away and returned a week later with a full presentation and open our eyes to a few things we didn't even know about. The presentation was very informative and MH went through everything very thoroughly and… Read Full Review

Dominikl's Comment

Written on: 15/04/2015

Firstly, thank you very much for taking the time to post this review.

It is very pleasing to hear that we have been able to help with a solution now and we of course look forward to put a mortgage in place for you in a year's time.

Kind regards

Dominik Lipnicki
Director

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★★★★☆

“Great knowledge and service”

Written on: 13/04/2015 by ollyob (1 review written)

Never had a mortgage advisor go so in depth or seem to care so much about saving us money. Couldn't recommend you more… Read Full Review

Dominikl's Response to ollyob's Review

Written on: 14/04/2015

Thank you for the positive review.

We are glad that we have been of service and look forward to saving you more money throughout your mortgage term.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Dedicated, personal service which gave us a great deal”

Written on: 31/03/2015 by andyschlag (2 reviews written)

Searching the web for a mortgage deal I thought I was asking for a quote, but the next moment the phone rang. I am always skeptical of this kind of service, but the offer was for a home interview to find out what we needed and what products could be provided. We were under no obligation to proceed with the company if we didn't want to. When our adviser arrived, he was punctual, well dressed and friendly. There was no hard sell, just an assessment of where we were in our lives and what we… Read Full Review

Dominikl's Response to andyschlag's Review

Written on: 01/04/2015

Thank you for taking the time to post this review.

You are right in saying that here at Your Mortgage Decisions we do not do "hard sell", as we have access to thousands of mortgage schemes, including many that are not available on the "high street", hence we believe that the figures sell themselves.

It is particularly pleasing that you have recommended us to your friend as well as your brother.

We are glad to have been of assistance and look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Customer satisfaction guaranteed!”

Written on: 19/03/2015 by HeatherCawdrey (1 review written)

We were looking to re-mortgage as we were on a high rate. Went on the internet and Your Mortgage Decisions were the first to reply. A meeting was arranged with SM and as i work shifts he was very accommodating in the time we could meet. He took detailed notes and at our second meeting we were very pleasantly surprised at how much we could save even though we were also having our wills done. SM managed to get us a great 5 year deal and as my husband is is an OAP, even managed to get mortgage… Read Full Review

Dominikl's Response to HeatherCawdrey's Review

Written on: 20/03/2015

Firstly, thank you very much for taking the tome to post this review.

We are glad that he was able to help you with your financial arrangements, particularly when others said that they could not.

We have the access to thousands of various mortgage schemes from over a hundred lenders, allowing us to always try to find you the best deal.

The team look forward to assisting you in the future.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Good contact, found the best deal possible, helpful ”

Written on: 19/03/2015

SM was great help for us, organised our new re mortgage hassle free. With working full time we are only available in the evening and SM accommodated this by seeing us after work or at weekends. Pleased with the deal we received and will be looking to change again in two years to another fixed rate and will defiantly be asking SM to assist… Read Full Review

Dominikl's Comment

Written on: 19/03/2015

Thank you for taking the time to post this review.

Glad to hear that you have found our service of use and look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Simply The Best Service Ever”

Written on: 16/03/2015 by jim.gibb (1 review written)

We were in a bit of financial difficulty and digging deeper when we decided we needed professional help but not the kind to spoil our credit rating or get us out of paying what we owed, enter MH. Always on the lookout for insincerity or false promises I was put at ease within five minutes of meeting MH, he was open and comfortable not only talking but listening. He made statements on what we could do there was none of the may be possible half hearted promises you get from less competent… Read Full Review

Dominikl's Response to jim.gibb's Review

Written on: 16/03/2015

What wonderful feedback. Thank you very much for taking the time to post it, I know that all of us here at YMD are delighted to hear that we have been able to help and we of course look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Great Morgage advice ”

Written on: 15/03/2015

We had great advice from MH he was so helpful in every way would tell everyone to use him .his knowledge was fantastic . He would turn up when he said he would .the. Whole thing was completed in such a fast time .so if you want great service use him… Read Full Review

Dominikl's Comment

Written on: 16/03/2015

Thank you very much for submitting this review.

I am glad to hear that you have found our service of use and we look forward to assisting you in the future.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Mortgage Adviser of the Year”

Written on: 14/03/2015

I was allocated MH to assist me in finding a mortgage that suited my requirements, MH turned up at my house bang on time, he was extremely smart and polite, he explained fully what was going to happen in the time and how long it would take, he listened to what I had to say and did not use jargon or baffle me with figures. MH was not pushy in the slightest I felt very comfortable discussing some times private financial information and he left the house within the allotted time he told me it… Read Full Review

Dominikl's Comment

Written on: 15/03/2015

Thank you very much for taking the time to post this review.

I am delighted to hear that you have found our service so easy to work with.

Our advisors always try to offer that tailor made, personal service that so often is missing from our high-street.

We of course look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Remortgaging property via CS from Your Mortgage Decisions”

Written on: 09/03/2015 by AndrewS1972 (1 review written)

We recently used Your Mortgage Decisions after realising that we were paying too much with our current lender. The previous special offer interest rate we were on was due to expire and we were therefore in the market for a new deal. Unfortunately, my wife had sustained a spinal injury last year, and had to give up work, so it was vital that we needed to have our finances reviewed and reorganised. We were also without a Will in place, and had made no plans if the worst ever happened. We felt… Read Full Review

Dominikl's Response to AndrewS1972's Review

Written on: 09/03/2015

Thank you very much for taking the time to write and post this review.

The whole YMD team are glad to hear that we have been able to help.

For us the mortgage forms a vital part to any financial review but protection and estate planning as you rightly mention are also worth looking at, especially as they are all linked together. We very much believe in a holistic approach to financial planning and we are fortunate that our mortgage advisors are able to spend the right amount of time with our clients to ensure that their needs are met.

We of course look forward to being of service in the future.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Very Very Happy with the overall service we were given”

Written on: 27/02/2015 by davepotter45 (1 review written)

Too many people only write reviews when things go wrong and not enough when they go right... I contacted your mortgage decisions from a cold email I was sent. I do have concerns doing this but always knew I could have the first meeting and if I was worried for any reason not go through with it. From the first moment CS meet my wife and I we were sold and was put at ease with her knowledge and experience. CS went through everything with a fine tooth comb and in a way we both understood I think… Read Full Review

Dominikl's Response to davepotter45's Review

Written on: 05/03/2015

Thank you very much for such a positive review.

For us at Your Mortgage Decisions, it is all about personal service and making sure that all of our advisors take however much time as is needed to do the best possible job for your, our clients

We of course look forward to being of assistance again in the future.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“As a single working mum, I needed to have a plan about...”

Written on: 24/02/2015 by ilHill159 (1 review written)

As a single working mum, I needed to have a plan about my financial situation. I found Your Mortgages decisions by mistake but after a hesitant start on my part I feel very happy with the outcome from this service. The information was clearly delivered, and we worked together to attain what I wanted from my mortgage. They provide regular updates about the remortgage and its stress free and relatively quick. I particularly like that i will be contacted 3 months before the end of my mortgage… Read Full Review

Dominikl's Comment

Written on: 24/02/2015

Thank you very much for taking the time to post this review.

I am happy to hear that enjoyed our service and all of us at YMD look forward to being of assistance in the future.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Excellent service”

Written on: 23/02/2015 by ginger2758 (1 review written)

From the beginning I received excellent service. Excellent advice. I would whole heartedly recommend Your Mortgage Decisions… Read Full Review

Ginger2758's Response to ginger2758's Review

Written on: 23/02/2015

Ommited the name of my broker MH. He was brilliant, really helpful. Ginger2758

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Dominikl's Response to ginger2758's Review

Written on: 24/02/2015

Thank you very much for posting this review.

We are glad that you found Mike really helpful and that you would recommend us to others.

Mike and the whole YMD team look forward to being of assistance in the future.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“remortgage”

Written on: 14/02/2015 by cupidon (1 review written)

I am pleased to write this letter, I want everyone to know that I am very pleased with the quality of service of your Mortgage Decision. I sincerely appreciate your responsiveness and the way CS conduct business, she has an enviable ability to stay cool and her unique talent to make understandable and explained complicated financial gibberish. It is a pleasure to be your customer, I have recommended your company to others because of my satisfaction with your service. I look forward to doing… Read Full Review

Dominikl's Response to cupidon's Review

Written on: 16/02/2015

Thanks you very much for taking the time to post this review.

You are right in saying that the world of financial services can often be "gibberish", our aim at YMD is to always use plain language and above all arm our clients with all of the relevant information so that they can make the right decisions.

I am glad to hear that you have recommended us to others and look forward to being of service to your friends and family as well as assisting you throughout the life of your mortgage.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Excellent sensitive service”

Written on: 14/02/2015 by ADLange (1 review written)

I recently had the opportunity to engage the services of CMS on behalf of Your Mortgage Decisions I found her approach sensitive to my situation, her knowledge comprehensive and her follow up and availability throughout the process to be of an exceptionally high standard. I cannot fault the service I received and would recommend her without reserve… Read Full Review

Dominikl's Response to ADLange's Review

Written on: 16/02/2015

Firstly, thank you very much for taking the time to post this review.

Our aim is to treat all of our customer's with sensitivity to their situation, whilst offering a tailor made solution to meet their financial requirements.

We are glad to have been able to be of help on this occasion and look forward to assisting you in the future.

Kind regards

Dominik Lipnicki
Director

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★★★★☆

“2nd Remortgage”

Written on: 08/02/2015 by str65 (1 review written)

Found on line. Initial concerns about unknown unfounded. The adviser came around at a time suitable, was understanding and kept us totally informed at all stages. Outlay expensive BUT this is the second remortgage we have now had and we have been very happy with the service provided. We have even managed to sort out a will which we have put off for ages. The company's promise is they will be in touch a couple of months before end of mortgage deal and source another suitable at the time. They… Read Full Review

Dominikl's Response to str65's Review

Written on: 10/02/2015

Thank you for taking the time to post this review.

We are glad that we have been of service again and look forward to being in touch prior to November 2019 so that we can once again search and analyse the market for the best deal.

Kind regards

Dominik Lipnicki
Director

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