Your Mortgage Decisions Reviews - www.yourmortgagedecisions.com

★★★★★
4.7 / 5
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Your Mortgage Decisions - www.yourmortgagedecisions.com
Your Mortgage Decisions - www.yourmortgagedecisions.com

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Latest Reviews

★★★★☆

“Quick and Efficent”

Written on: 15/09/2014 by Peacock235 (1 review written)

Recommended by a family member, understood our needs very quickly and worked to find the solution we wanted. Anticipated many issues so had a contingency plan available for all areas. Interesting when building society or bank want photo ID but passport has expired and you are a non driver, leads to a small problem but happy to say there was an easy resolution. Small issue with the wrong bank account details given to the new company but again easily and quickly resolved. communication was… Read Full Review

Dominikl's Comment

Written on: 17/09/2014

Thank you very much for taking the time to submit this review.

We are proud that our company relies on personal recommendations, hence it is particularly pleasing that you were recommended to us by a family member.

We of course look forward to being of service in the future.

Dominik lipnicki
Director

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★★★★★

“Swift Easy Re-Mortgage”

Written on: 15/09/2014 by Ed_J (1 review written)

Very good service, easy to understand and seemed expensive first time round but as it is the only fee you pay for the life time of the mortgage it works out very well. Adviser was very nice and helpful… Read Full Review

Dominikl's Response to Ed_J's Review

Written on: 15/09/2014

Thank you very much for the positive review.

We very much believe in a holistic approach to our client's financial arrangements and we hope to be of service in your future reviews.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Review of Your Mortgage Decisions”

Written on: 13/09/2014 by NEWBYM (1 review written)

I contacted Your Mortgage Decisions in order to see if I could get a better deal than I was currently getting from Barclayswealth. A consultant get sent. He was extremely thorough and went through all the options for us. He then managed to find a really good option that lead to us paying a lower amount even though the amount borrowed was more than previous as we were consolidating debts. He followed through and explained clearly what the final cost would be and all charges etc which we were… Read Full Review

Dominikl's Response to NEWBYM's Review

Written on: 17/09/2014

Thank you very much for taking the time to write and submit this review.

We are pleased to hear that you found our advisor to be particularly courteous and easy to work with.

In a world of call centres and huge cooperate companies, we very much believe in good quality and personal advice, making sure that we look at all of your finances and set up your new mortgage to be as future proof as possible.

We look forward assisting you in the future.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Excellent service”

Written on: 13/09/2014 by sherlock18 (1 review written)

We found them on the internet and was dealt with by an adviser. He was very professional with also showing empathy to our position. I would have no concerns about recommending them to family and friends. All sorted within eight weeks, much quicker than expected. We'll done Your Mortgage Decision! … Read Full Review

Dominikl's Response to sherlock18's Review

Written on: 17/09/2014

Thank you very much for taking the time to leave this feedback.

We are glad to be of service and very happy to hear that we exceeded your expectations.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“I had a great experiance in obtaining. A morgage and...”

Written on: 13/09/2014 by pauloneill (1 review written)

I had a great experiance in obtaining. A morgage and the process was pain free due to the effort that he put in obtaining the best deal for us . If u want a hassle free morgage hes ur guy From paul oneill… Read Full Review

Dominikl's Response to pauloneill's Review

Written on: 17/09/2014

Dear Mr O'Neill,

Thank you very much for taking the time to leave such a positive review.

We are particularly glad to hear that you have found the process to be pain and hassle free as that's what we aim to achieve for our clients.

We of course look forward to assisting you in the future.

Dominik Lipnicki
Director

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★★★★☆

“Mortgages Made Simple”

Written on: 07/09/2014 by Roblkirk (1 review written)

I have never used a broker before having organised previous mortgages directly with building societies - I recommend 'Your Mortgage Decisions' and look forward to completing the next 20yrs under their expert guidance. Mortgage adviser is extremely knowledgable but had the ability to explain the technical aspects in terminology that I was familiar with thus ensuring I had a through understanding of the mortgage options available. I enjoyed reviewing a number of options with him and tweeting… Read Full Review

Dominikl's Response to Roblkirk's Review

Written on: 10/09/2014

Thank you very much for taking the time to submit a review.

We are happy to hear that you enjoyed the service provided by our company.

We of course look forward to being of service to you over the next 20 years and seeing how your new offset mortgage will save you in mortgage interest as well as the mortgage term.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Excellent Service Provided”

Written on: 05/09/2014 by JeannetteGraham (1 review written)

Very easy service to use but also informative and professional. Afer initial on line enquiry I wascontacted on the telephone where additional information was requested to ascertain if i was going to be able to be helped. An appointment was made at a time to fit with my plans and the representative was mast helpful and informative of all the services this company has to offer. I wasgiven time to think about what had been discussed and at a 2nd appointment the representative came back to see… Read Full Review

Dominikl's Response to JeannetteGraham's Review

Written on: 09/09/2014

On behalf of all at Your Mortgage Decisions, thank you very much for taking the time to leave this review.

We really appreciate your comments and look forward to be of service in the future.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Was nervous about remortgage, but happy now”

Written on: 04/09/2014 by CamronHammond153 (1 review written)

I was very impressed with the service I was given, it was thorough, friendly and the person I dealt with was very patient to a person who is "dumb" with figures and understanding them. I would definitely recommend, there is a fee to pay, but to be honest it was worth it. I had tried somewhere else to refix my mortgage and I felt very uncomfortable with them, with Your Mortgages Decisions that was not the case. Thank you very much. I was continuously kept in the loop either by email or phone… Read Full Review

Dominikl's Comment

Written on: 10/09/2014

Thank you very much for such a positive review.

We are very happy to hear that you found the experience to be friendly and comfortable. The world of mortgages can be full of jargon and it is all too easy to look at figures alone. Here at Your Mortgage Decisions, we try to go further ensuring that the figures don't just look good today but also make sense over the coming years.

We look forward to be of service in the future.

Dominik Lipnicki
Director

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★★★★★

“YMD. Highly recommended”

Written on: 02/09/2014 by janebaileyuk (1 review written)

We were looking to consolidate debts and raise extra funds for home improvements. He came out to see us at home and spent over two hours advising us. We felt no pressure to sign anything as he then went away and researched the best option for us. When he came back a week or so later he had found us a mortgage that not only allowed us to consolidate credit cards etc but also to raise enough funds to make the improvements we wanted and also to save us money. We couldn't believe the deal he found… Read Full Review

Dominikl's Response to janebaileyuk's Review

Written on: 03/09/2014

Thank you very much for taking the time to leave such a positive review.

We truly value your comments and are pleased to have been of assistance.

We of course look forward to helping find your next mortgage in due course.

Dominik Lipnicki
Director

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★★★★★

“Mortgage Decisions review”

Written on: 01/09/2014 by mickmillstash (2 reviews written)

just found a link on the internet by chance and thought I would give them a ring as I was thinking about getting a re-mortgage. had a call back the next day and they arranged a visit from an advisor. I have to say from start to finish he couldn't do enough for us and got us everything we wanted and some. I know its business and they charge for the service but I felt he really did go the extra mile(even calling me from his holiday to check we had completed ok) I would definately recommend the… Read Full Review

Dominikl's Response to mickmillstash's Review

Written on: 02/09/2014

Thank you very much for taking the time to post this feedback.

We are very pleased to hear that you would be happy to recommend our service.

We look forward to reviewing your mortgage arrangements when your current deal expires.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Your Mortgage Decisions”

Written on: 01/09/2014

From the initial telephone call the service provided by YMD was excellent, this was followed by two face to face meetings where every detail was discussed, I was impressed with the amount of time YMD spent on each visit and apart from the remortgage being discussed the advice and contacts provided on other areas of financial planning. The whole business was concluded within the time scale advised by YMD on out 1st meeting and I was informed of progress at every stage, I was also impressed by… Read Full Review

Dominikl's Comment

Written on: 02/09/2014

Thank you very much for taking the time to write this review.

It is very pleasing to hear that we have delivered the right level of service. We all pride ourselves on making sure that the whole process is as smooth as possible.

We look forward to serving in you in the future.

Dominik Lipnicki
Director

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★★★★★

“Great, fast services”

Written on: 01/09/2014

Having just completed a re mortgage with your mortgage decisions, we would highly recommend their services, we found them to be honest, fast and very good at communicating each stage of the process by keeping us fully updated by phone and email… Read Full Review

Dominikl's Comment

Written on: 02/09/2014

Thank you very much for taking the time to post this review.

We value your feedback and it is very pleasing that you were happy with our service.

We look forward to serving you in the future.

Dominik Lipnicki
Director

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★☆☆☆☆

“Pass on your details to other insurance companies!!”

Written on: 13/08/2014 by Omari327 (1 review written)

I have just had a call from a life insurance company who rang after getting my details from these guys! They told them that they couldn't help me with our mortgage as it was running as it should be???? Actually they couldn't help us as we don't have 2 years finalised accounts!! I spoke to these guys SEVERAL weeks ago yet they passed my details onto this life insurance company LAST WEEK!!! Would give it ZERO if I could! Totally unprofessional behaviour!!!… Read Full Review

Dominikl's Comment

Written on: 01/09/2014

Thank you for your feedback.

We are sorry to hear that you have been called by a third party. We treat client data with upmost sensitivity and you should have been asked if you require protection advice. We do not incentivise our telephone agents to pass your data to any of our partner companies.

All of our telephone conversations are recorded, could I therefore ask for you to contact me with your details so that I can personally listen to the call(s) concerned and identify if a mistake was made.

Once again, I apologise and look forward to speaking with you in due course.

Dominik Lipnicki
Director

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★★★★★

“Buy to let mortgages”

Written on: 10/01/2014

18 months ago I contacted YMD to find out about re mortgaging my house to get a deposit for a buy to let property ,I was contacted byan advisor who went through all our options ,he was very clear on all aspects including how much we would be paying etc.To us his advise was invaluable as we now have 4 buy to let properties in such a short time and hopefully we will continue to build our property portfolio using YMD .We contacted lots of different banks before contacting YMD but we're not… Read Full Review

Dominikl's Comment

Written on: 02/09/2014

Thank you very much for taking the time to post this review.

Congratulations on expanding your buy to let portfolio.

We are glad that you have found our service to be of help and look forward to being of assistance in the future.

Dominik Lipnicki
Director

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★★★★★

“Second time round”

Written on: 09/12/2013 by Aylisha (1 review written)

This is my second mortgage but my first buy to let mortgage. Didn't really know much about it until I decided to use your mortgage decisions. Calvin Khass was managing my case and what a fantastic job he done. Calvin explained everything to me so I fully understood, he let me know all of my options available to me and he recommended to me the options that would be best for myself. From start to finish the company did a great job and Calvin really knows his stuff. I can honestly say I… Read Full Review

Dominikl's Response to Aylisha's Review

Written on: 02/09/2014

On behalf of Calvin and everyone at Your Mortgage Decisions, thank you for such a positive review and congratulations on starting your buy to let portfolio.

We look forward to be of service to you in the future.

Dominik Lipnicki
Director

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★★★★★

“Exceptional service and great advice”

Written on: 03/12/2013 by erikadanis (1 review written)

Calvin Khass dealt with my mortgage and he was brilliant in every aspect. He made sure i was always kept in the loop through all stages of the process and offered invaluable advice, with what product to go for that best suited my needs and also general financial advice regarding my current property. The admin staff were also on the ball, chasing up solicitors and estate agents making sure everything went smoothly. Will definitely be using them again, once my fixed mortgage term is up!!… Read Full Review

Dominikl's Response to erikadanis's Review

Written on: 02/09/2014

Thank you very much for taking the time to leave this review.

I am very happy to see that Calvin has delivered a quality service and we look forward to assisting you in the future.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Your Mortgage Decisions”

Written on: 22/11/2013 by nezahathunter (1 review written)

We found Calvin was very professional and thorough in his approach, and were very grateful for his ability to move quickly and set up our mortgage in a matter of days. Nezahat and Mike… Read Full Review

Dominikl's Response to nezahathunter's Review

Written on: 28/11/2013

Thanks very much for the five star review. I'm delighted you were so pleased with the high standard of service from Calvin.

Dominik Lipnicki, Director

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★★★★★

“ A new mortgage”

Written on: 30/10/2013 by MaxineSinclair (1 review written)

Our fixed mortgage came to an end and the gentleman at Your Mortgage Decisions (Yourmortgagedecisions.com) helped us to arrange a new one. He worked quickly and efficiently to find us the best deal He constantly kept in touch with us to let us know the progress and there was minimum stress on our part. We are very pleased with the new mortgage he arranged for us… Read Full Review

Dominikl's Response to MaxineSinclair's Review

Written on: 04/11/2013

Great to hear you were so pleased with your advisor and that you are happy with the new mortgage.

Using a whole of market brokerage means that you a not restricted to a limited number of products so you can find the best possible mortgage.

Thank you for the five star review.

Dominik Lipnicki, Director

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★★★★★

“Re- mortgaging”

Written on: 13/10/2013 by mariongrant70 (1 review written)

My husband and I have been with Santander for many years, we unfortunately took a fixed mortgage in 2008 which in the long term cost us a lot money due to interest rates dropping. Our mortgage split in two parts one finished in July 2013 and the other in October 2013. We started to look on the internet for new deals as for us having a fixed deal we feel comfortable knowing what is going out every month for a set time. We found YMD on the internet we were contacted by an advisor promptly… Read Full Review

Mariongrant70's Response to mariongrant70's Review

Written on: 13/10/2013

Our advisor was Mike Heron. Thanks Mike

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Dominikl's Response to mariongrant70's Review

Written on: 27/10/2013

Thank you for such a positive review. Great to hear that he made your experience stress free.

You make an interesting point about how thorough the process is! It is quite different to using an information only service from a bank.

Whole of Market brokers who are directly authorised by the FCA not only have access to the entire mortgage market rather than a limited range of products, but they are also fully accountable for the advice that they give. The more detailed the assessment with your broker, the easier it is to find the perfect mortgage to meet your individual needs.

Best wishes, Dominik Lipnicki, Director

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★★★★★

“Surprise, Surprise”

Written on: 02/10/2013 by MikeandPauline (1 review written)

Our defences were up when the adviser arrived as we like many normal people in the UK have little confidence or trust in the financial market place. We thought our mortgage requirements would be a big challenge! To our total suprise we received a provisional offer within a week and completed within 5 weeks. We had clear & speedy responses to all our queries from our adviser & any issues were quickly resolved. I am surprised to say this, but we would reccomend him to all our friends… Read Full Review

Dominikl's Response to MikeandPauline's Review

Written on: 27/10/2013

Thank you very much for your great review.
I'm glad we were able to help restore some confidence in financial services!
Our brokers take great pride in working with clients who have come to us through recommendations.
Many thanks
Dominik Lipnicki Director

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