Your Mortgage Decisions Reviews - www.yourmortgagedecisions.com

★★★★★
4.8 / 5
93.3% of users recommend this
  • Value For Money

Media Gallery for Your Mortgage Decisions - www.yourmortgagedecisions.com

Your Mortgage Decisions - www.yourmortgagedecisions.com
Your Mortgage Decisions - www.yourmortgagedecisions.com

Refine your search

Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Eg click on '1 star' to just display the reviews we have which received a 1 star rating click or 'Within the last month' to display just reviews posted over the last month.

Latest Reviews

★★★★★

“Does what it says on the tin!!”

Written on: 21/10/2014 by Gleason234 (1 review written)

Enquired with YMD on the internet and within an hour they had called back and arranged a convenient time for them to come and see us. He came and listened to what our needs were and within days was back to see us with a plan which was exactly right for us. He even came up with some ideas that we hadn't even considered. The whole process took less than 5 weeks. Brilliant job, will definitley use them again in the future… Read Full Review

Report this review
★★★★★

“'Simply the best'”

Written on: 18/10/2014 by kevansw (1 review written)

LS at Your Mortgage Decisions made the whole remortgaging experience professional, seamless, about me and my needs, and I was kept exceedingly well informed throughout the whole process by both LS and EasyLife Administration. I have already recommended both LS and Your Mortgage Decisions to friends and work colleagues. LS' recommendation demonstrated that he had listened to what my needs and aspirations were, and that he had based his advice on what was best for me and his fee was money well… Read Full Review

Dominikl's Response to kevansw's Review

Written on: 21/10/2014

Dear Kevan,

I know that I have had the privilege of talking to you via email but I am very grateful that you have wanted to post this review for others to see.

We really value feedback and the fact that you have recommended us to your friends and colleagues is particularly pleasing.

Kind regards

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“Transparent/Honest/Courteous”

Written on: 14/10/2014 by hadrianlobo (1 review written)

He was very professional in his presentation. His openness & transparency created an air of trust and was one of the factors that contributed in our decision. He was open to all our questions and had very satisfactory answers to questions and clarifications sought. He gave us ample time to decide our options and did not pressurise us in any way. I would certainly recommend him to my friends. … Read Full Review

Dominikl's Response to hadrianlobo's Review

Written on: 21/10/2014

Thank you very much for submitting this review.

We are always happy to hear that we have achieved your goals and it is particularly pleasing that you have found our broker to be open, transparent and courteous.

We look forward to being of service in the future.

Kind regards

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“Exceptionally efficient professionals”

Written on: 10/10/2014 by AhmadO'Reilly (1 review written)

The speed and efficiency of YMD was impressive from my initial online enquiry, and the face-to-face contact I had with my broker and will-maker was excellent, They patiently but unpatronisingly explained the ins and outs of my options, and I honestly reckon that my broker was listening to my needs, rather than trying to fit me to a pre-destined product. The whole operation was personalised and convenient, with meetings at a time to suit me, in my home, and the ongoing contact was excellent… Read Full Review

Dominikl's Comment

Written on: 21/10/2014

Thank you very much for taking the time to post such a positive review.

I am glad to hear that you have found our service convenient and speedy. We pride ourselves on providing tailor made mortgage planning solutions, making sure that you are happy with the decisions that you have made not just today but also in the future.

Clearly we sincerely hope that that future is with Your Mortgage Decisions.

Kind regards

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“Peace of mind for the future”

Written on: 07/10/2014 by robcunningham (1 review written)

After making enquires on the internet I was contacted by phone by your mortgage decisions. [name removed] a representative came round and took all of our details in a finical review then came up with the best mortgage deal on the market along long with an estate management plan that included updating our wills this obviously comes at a cost but in the long run will protect my family’s interests, the whole process was managed with the minimal of fuss with just three visits including an… Read Full Review

Dominikl's Response to robcunningham's Review

Written on: 09/10/2014

Dear Mr Cunningham, Thank you very much for taking the time to submit this review.

We are pleased to hear that you have found the application process to have been managed well.

We look forward to being of service to you in the future.

Kind regards

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“Recent transaction ”

Written on: 02/10/2014 by Kerr1953 (1 review written)

I've recently got divorced and hence found myself in a situation where I needed to raise some funds. Heron has been fantastic. Easy to get an appointment, I think he doesn't sleep because he was always available. Everything was explained clearly and my many numerous questions answered swiftly, clearly and always with 'a smile'. When necessary he has chased on my behalf and always went over and above what I imagine he is expected to. He has helped a very difficult situation have a satisfactory… Read Full Review

Dominikl's Comment

Written on: 05/10/2014

Firstly thanks you for taking the time to post this review.

We realise just how difficult divorces settlements can be, both financially as well as emotionally.

It is great to hear that you found him to be so helpful, he is indeed very committed and "lives the job".

We look forward to being of assistance in the future.

Kind regards

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“Sound financial advice.”

Written on: 30/09/2014 by cathandjason (1 review written)

We had a few debts and together with our mortgage payments we were struggling to survive month to month so we called in Your Mortgage Decisions. A consultant came to our house and was very helpful and friendly. He managed to sort out all our bills and saved us a lot of money each month without adding any time to the 14 years it will take us to pay off our mortgage. We now have no money worries and are much more comfortably off than we were a year ago. I would recommend this company to anyone… Read Full Review

Dominikl's Response to cathandjason's Review

Written on: 05/10/2014

Thank you very much for taking the time to post such a positive review.

We are glad that we had the opportunity to help you streamline your finances and that you feel that you no longer have any money worries.

We hope to be of service in the future and we will be in touch a few months before your new mortgage deal expires.

Kind regards

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“A professional and first class financial package”

Written on: 29/09/2014 by hayleybassett (1 review written)

Having come to the end of a 'fixed rate' mortgage with a high street lender, we wished to 'shop around' for our next deal and consolidate some other debt to overhaul our outgoings. Your mortgage decisions listened to our requirements and tailored a financial solution specifically for our needs. During the process they provided clear and concise communication and a personal 'hands on' approach. We came away with a financial package which suited our circumstances at the time and a long term plan… Read Full Review

Dominikl's Response to hayleybassett's Review

Written on: 29/09/2014

Dear Ms Bassett,

Thank you very much for taking the time to write and post your review.

We are delighted that you have enjoyed our service and that you would happily recommend us to others as that is the highest complement that we can ever receive from our clients.

We shall be in touch before your new mortgage deal expires but please do not hesitate to contact us if we can be of assistance.

Kind regards.

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“Done Us Proud - Highly Recommended”

Written on: 28/09/2014 by D0Z3R2K4 (1 review written)

We have never used a broker before having organised previous mortgages directly with building societies - I recommend 'Your Mortgage Decisions' and look forward to completing the next 15yrs under their expert guidance. The Mortgage adviser is extremely knowledgeable and had the ability to explain the technical aspects in terminology that we were familiar with thus ensuring we had a through understanding of the mortgage options available. There was no pressure to buy and looked after us and… Read Full Review

Dominikl's Response to D0Z3R2K4's Review

Written on: 01/10/2014

Firstly thank you very much for taking the time to leave such a positive review.

We are delighted to have been of assistance. It is great to hear that we have helped you to make an informed choice.

We have access to market leading protection products and your advisor will be more than happy to go through all of the available options and the associated premiums, specific to your requirements,

We look forward to ensuring that you save as much as possible over the next 15 years.

Kind regards

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★☆

“Our application went through very smoothly. Our...”

Written on: 26/09/2014

Our application went through very smoothly. Our advisor was excellent He made the whole experience effortless on our part. He was very knowledgeable, efficient and helpful… Read Full Review

Dominikl's Comment

Written on: 29/09/2014

On behalf of all at Your Mortgage Decisions, thank you very much for taking the time to post this review.

We are particularly pleased that you have found our advisor to be excellent and that the experience was effortless.

We look forward to being of service in the future.

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“we were trying to get a mortgage that suited our needs...”

Written on: 24/09/2014 by Taliyah219 (1 review written)

we were trying to get a mortgage that suited our needs he stressed his impartiality, was very informative, explained everything clearly and we believe gave useful advise which we took and sourced a product that suited our needs… Read Full Review

Dominikl's Comment

Written on: 26/09/2014

Thank you very much for taking the time to post this review.

We are glad that you have found the meeting informative and the advice impartial.

We look forward to being of service in the future.

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★☆

“Quick and Efficent”

Written on: 15/09/2014 by Peacock235 (1 review written)

Recommended by a family member, understood our needs very quickly and worked to find the solution we wanted. Anticipated many issues so had a contingency plan available for all areas. Interesting when building society or bank want photo ID but passport has expired and you are a non driver, leads to a small problem but happy to say there was an easy resolution. Small issue with the wrong bank account details given to the new company but again easily and quickly resolved. communication was… Read Full Review

Dominikl's Comment

Written on: 17/09/2014

Thank you very much for taking the time to submit this review.

We are proud that our company relies on personal recommendations, hence it is particularly pleasing that you were recommended to us by a family member.

We of course look forward to being of service in the future.

Dominik lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“Swift Easy Re-Mortgage”

Written on: 15/09/2014 by Ed_J (1 review written)

Very good service, easy to understand and seemed expensive first time round but as it is the only fee you pay for the life time of the mortgage it works out very well. Adviser was very nice and helpful… Read Full Review

Dominikl's Response to Ed_J's Review

Written on: 15/09/2014

Thank you very much for the positive review.

We very much believe in a holistic approach to our client's financial arrangements and we hope to be of service in your future reviews.

Kind regards

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“Review of Your Mortgage Decisions”

Written on: 13/09/2014 by NEWBYM (1 review written)

I contacted Your Mortgage Decisions in order to see if I could get a better deal than I was currently getting from Barclayswealth. A consultant get sent. He was extremely thorough and went through all the options for us. He then managed to find a really good option that lead to us paying a lower amount even though the amount borrowed was more than previous as we were consolidating debts. He followed through and explained clearly what the final cost would be and all charges etc which we were… Read Full Review

Dominikl's Response to NEWBYM's Review

Written on: 17/09/2014

Thank you very much for taking the time to write and submit this review.

We are pleased to hear that you found our advisor to be particularly courteous and easy to work with.

In a world of call centres and huge cooperate companies, we very much believe in good quality and personal advice, making sure that we look at all of your finances and set up your new mortgage to be as future proof as possible.

We look forward assisting you in the future.

Kind regards

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“Excellent service”

Written on: 13/09/2014 by sherlock18 (1 review written)

We found them on the internet and was dealt with by an adviser. He was very professional with also showing empathy to our position. I would have no concerns about recommending them to family and friends. All sorted within eight weeks, much quicker than expected. We'll done Your Mortgage Decision! … Read Full Review

Dominikl's Response to sherlock18's Review

Written on: 17/09/2014

Thank you very much for taking the time to leave this feedback.

We are glad to be of service and very happy to hear that we exceeded your expectations.

Kind regards

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“I had a great experiance in obtaining. A morgage and...”

Written on: 13/09/2014 by pauloneill (1 review written)

I had a great experiance in obtaining. A morgage and the process was pain free due to the effort that he put in obtaining the best deal for us . If u want a hassle free morgage hes ur guy From paul oneill… Read Full Review

Dominikl's Response to pauloneill's Review

Written on: 17/09/2014

Dear Mr O'Neill,

Thank you very much for taking the time to leave such a positive review.

We are particularly glad to hear that you have found the process to be pain and hassle free as that's what we aim to achieve for our clients.

We of course look forward to assisting you in the future.

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★☆

“Mortgages Made Simple”

Written on: 07/09/2014 by Roblkirk (1 review written)

I have never used a broker before having organised previous mortgages directly with building societies - I recommend 'Your Mortgage Decisions' and look forward to completing the next 20yrs under their expert guidance. Mortgage adviser is extremely knowledgable but had the ability to explain the technical aspects in terminology that I was familiar with thus ensuring I had a through understanding of the mortgage options available. I enjoyed reviewing a number of options with him and tweeting… Read Full Review

Dominikl's Response to Roblkirk's Review

Written on: 10/09/2014

Thank you very much for taking the time to submit a review.

We are happy to hear that you enjoyed the service provided by our company.

We of course look forward to being of service to you over the next 20 years and seeing how your new offset mortgage will save you in mortgage interest as well as the mortgage term.

Kind regards

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“Excellent Service Provided”

Written on: 05/09/2014 by JeannetteGraham (1 review written)

Very easy service to use but also informative and professional. Afer initial on line enquiry I wascontacted on the telephone where additional information was requested to ascertain if i was going to be able to be helped. An appointment was made at a time to fit with my plans and the representative was mast helpful and informative of all the services this company has to offer. I wasgiven time to think about what had been discussed and at a 2nd appointment the representative came back to see… Read Full Review

Dominikl's Response to JeannetteGraham's Review

Written on: 09/09/2014

On behalf of all at Your Mortgage Decisions, thank you very much for taking the time to leave this review.

We really appreciate your comments and look forward to be of service in the future.

Kind regards

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“Was nervous about remortgage, but happy now”

Written on: 04/09/2014 by CamronHammond153 (1 review written)

I was very impressed with the service I was given, it was thorough, friendly and the person I dealt with was very patient to a person who is "dumb" with figures and understanding them. I would definitely recommend, there is a fee to pay, but to be honest it was worth it. I had tried somewhere else to refix my mortgage and I felt very uncomfortable with them, with Your Mortgages Decisions that was not the case. Thank you very much. I was continuously kept in the loop either by email or phone… Read Full Review

Dominikl's Comment

Written on: 10/09/2014

Thank you very much for such a positive review.

We are very happy to hear that you found the experience to be friendly and comfortable. The world of mortgages can be full of jargon and it is all too easy to look at figures alone. Here at Your Mortgage Decisions, we try to go further ensuring that the figures don't just look good today but also make sense over the coming years.

We look forward to be of service in the future.

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
★★★★★

“YMD. Highly recommended”

Written on: 02/09/2014 by janebaileyuk (1 review written)

We were looking to consolidate debts and raise extra funds for home improvements. He came out to see us at home and spent over two hours advising us. We felt no pressure to sign anything as he then went away and researched the best option for us. When he came back a week or so later he had found us a mortgage that not only allowed us to consolidate credit cards etc but also to raise enough funds to make the improvements we wanted and also to save us money. We couldn't believe the deal he found… Read Full Review

Dominikl's Response to janebaileyuk's Review

Written on: 03/09/2014

Thank you very much for taking the time to leave such a positive review.

We truly value your comments and are pleased to have been of assistance.

We of course look forward to helping find your next mortgage in due course.

Dominik Lipnicki
Director

Reply to this comment
Report this review Read 1 Comment
overview