Your Mortgage Decisions Reviews - www.yourmortgagedecisions.com

★★★★★
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Your Mortgage Decisions - www.yourmortgagedecisions.com
Your Mortgage Decisions - www.yourmortgagedecisions.com

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Latest Reviews

★★★★★

“Absolutely Brilliant Service :)”

Written on: 29/06/2016 by pam62 (1 review written)

We had come to the end of our fixed rate mortgage term and wanted to find another and also to consolidate some debt all into one monthly payment. The bank that we had been with for over 20 years refused to help us do this. I looked online and found YMD and enquired about a remortgage,they rang me within the hour and I made an appointment to meet with an adviser later that week. MC arrived and went through all our finances with us and said he could definitely help.He also helped us to sort out… Read Full Review

Dominikl's Response to pam62's Review

Written on: 30/06/2016

Thank you for taking the time to post this review.

It is always pleasing to hear when we get it right.

We of course look forward to your next mortgage review as well as having the opportunity to help your son with his financial arrangements.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Superb friendly service”

Written on: 29/06/2016 by Stuart666 (1 review written)

This is the second mortgage that we have taken out with CK at your mortgage solutions as the service we had the first time around was exceptional. Every little query that we had regarding the mortgage or an issue with the solicitor was answered without delay. I cant recomend him highly enough and we will be going back to him when my current mortgage term has expired for another great deal… Read Full Review

Dominikl's Response to Stuart666's Review

Written on: 30/06/2016

So nice to have been of service once again and I am glad that we have met your expectations.

We will of course be in touch once again before your current deal expires, to ensure that you are always on the best deal possible.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“They were great”

Written on: 29/06/2016 by JazlynnDoherty461 (1 review written)

A very professional and helpful team. I was kept up to date through the whole transaction, the adviser was always available and offered me his expertise and advice throughout. The whole experience was quick, easy and without stress. The paperwork was completed for me in the comfort of my home. I felt no pressure at any time just supported. I would use them again and would feel comfortable calling them in the future. I would definitely recommend them to my friends and family. 5 stars all… Read Full Review

Dominikl's Comment

Written on: 30/06/2016

Thank you for the feedback.

I am pleased to hear that you have found the remortgage experience stress free and easy and that you would be happy to recommend us to others.

We of course look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Great advice and quick response.”

Written on: 29/06/2016 by Gemmaford (1 review written)

I have now used Calvin twice to support me with house moves. He is quick to respond to emails and really understands you to help you make the right options. Look forward to working with him in the future… Read Full Review

Dominikl's Response to Gemmaford's Review

Written on: 30/06/2016

Congratulations on your latest house purchase. Glad that we could have been could have helped and look forward to your next mortgage review in the due course.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“5star service! Thank you CK!”

Written on: 28/06/2016 by Amymccurry (1 review written)

Well thank god for CK! Through our very long process of buying our house we've been so lucky to have CK to support us from start to finish constantly going the extra mile to ensure our lengthy journey would go as smooth as possible. Everytime we have come up against an issue with our complicated and complex purchase we have felt completely supported and well informed every step of the way. CK has been very reliable, informative, and efficient making this process as ease free as possible for me… Read Full Review

Dominikl's Response to Amymccurry's Review

Written on: 28/06/2016

Thank you for taking the time to post this review.

Congratulations on the purchase of your new house. We are glad to have been able to help and appreciate the positive feedback.

We sincerely hope that we can be of service throughout your mortgage life.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Wish we had done this sooner”

Written on: 28/06/2016 by kickboxer2013 (1 review written)

CK at your mortgage decisions has been n acquaintance of mine for years, but as i am sure most people are - you never like ot talk finances wiht a friend. However, we had forgotten to change our mortgage at the end of our recent fixed rate and were left on 4.00% with our bank and needed to move fast on a new deal as we had paid over the odds for the past 4 months. I got CK to come and see us and we arranged a new deal with the Natiwonide at 1.39% after takig his advice on a new product and some… Read Full Review

Dominikl's Response to kickboxer2013's Review

Written on: 28/06/2016

Thanks for the feedback, it is always pleasing to hear when we get it right.

I am glad that we have been able to get you a new low rate and hope that the weather improves enough for you to enjoy your newly done garden.

We of course look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Thank you CK!! ”

Written on: 28/06/2016 by Danielpye38 (1 review written)

The experience of buying my first house was fantastic and it couldn't of been done without the help of CK from your mortgage decisions. He was there every step of the way making sure everything went through smoothly and without a hitch, even when the house completion date get being moved back he was helpful and informative, and just put both me and my partner at ease. He also helped us with all the problems we had with our solicitors, who seemed to never want to contact us but CK was there to… Read Full Review

Dominikl's Response to Danielpye38's Review

Written on: 28/06/2016

Firstly, thank you for taking the time to post this review.

Congratulations on getting onto the housing ladder by buying your first home. I am glad that we have been able to play a small role in this process.

We hope to be of service for your first remortgage in due course.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“MORTGAGE REVIEW”

Written on: 20/06/2016 by Jayvion278 (1 review written)

We had come to the end of a fixed term contract with one of the top 4 high street lenders and were stunned when due to my husband being self employed they decided that we could not afford a new fixed rate and they would switch us to the variable rate - which meant that we were actually paying more !!! I went on to the internet and found Your Mortgage Decisions (YMD)and felt positive about the reviews I read and also the fact they were independent and would try to match the customer to the… Read Full Review

Dominikl's Comment

Written on: 20/06/2016

Thank you very much for taking the time to post this review.

I am sorry to hear that you found high street lenders less than helpful. Unfortunately your experience is all too common with the world of mortgages becoming far more complicated than it needs to be.

Our aim, here at YMD is to look after our client's mortgage needs until of course they are mortgage free, we therefore look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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Wnewton's Comment

Written on: 20/06/2016

At YMD you have more than achieved your aim and provide an excellent service. It is sad to think that the general public are not able to walk into a high street lender feeling confident that they will get an individual response according to there needs. At YMD you without question provide the level of service that the public needs and should be congratulated for your commitment. Keep up the good work !

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★★★★★

“Mr & Mrs C - Thanks to YMD and MH ”

Written on: 08/06/2016 by Joanna166 (1 review written)

'Your Mortgage Decisions' really deserves a heartfealt review and I can't stress how fortunate you would be to have them assist in buying your next home. From the first instance of our discussions our agent was extremely efficient and informative; nothing was too much trouble and helped advise us of various alternative options that were in the market and also an impartial approach that allowed us to weigh up without any pressure, our preffered option. We were suitably updated with status of our… Read Full Review

Dominikl's Comment

Written on: 08/06/2016

Thank you for taking the time to post this review.

Congratulations on the purchase of your new home and thank you for letting us play a small part in that process.

We of course look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★☆

“Professional, Courteous and Efficient ”

Written on: 06/06/2016 by starrowsmith (1 review written)

This is the third mortgage that Your Mortgage Decisions have arranged for me and each time they have found better mortgages than I was able to by searching myself. I was contacted in plenty of time, 2 months before my existing mortgage rate ended, which meant everything was done in plenty of time without a mad rush looking for documents required by the new lender. As the review title suggests, the service I received was professional, courteous and efficient from the initial call to the final… Read Full Review

Dominikl's Response to starrowsmith's Review

Written on: 07/06/2016

Thank you for the feedback.

We are glad to have been of service once again and look forward to your next mortgage review when we will be in touch as always, in plenty of time for you to consider your options.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Arranging Re-Mortgaging our house and obtaining a new...”

Written on: 31/05/2016 by zachary1 (1 review written)

I would just like to say that he was a breath of fresh air when going through everything with us and we are not the best knowledgeable couple and in past haven't really looked into this a thorough as we should have. He explained everything great depth and answered any of our questions (however silly) and was at hand to point out all aspects, breaking down the costs and the reasons as to why he was recommending which mortgage to take out rather than giving us a 50 page analysis. I would… Read Full Review

Dominikl's Response to zachary1's Review

Written on: 01/06/2016

Firstly, thank you for taking the time to post this review.

It is always great for me to hear when one of our clients has received a quality service from one of our mortgage advisors.

For most of our clients, their mortgage is the biggest financial arrangement and being armed with all of the information is key to make and informed decision, hence no question can ever be "silly" as since the "economic crash", the world of mortgages has never been so complicated.

The whole team at YMD look forward to your mortgage review in two years time.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Helped me Help to Buy”

Written on: 31/05/2016

Meyslef and my partner recently completed on a help to buy mortgage via CK at your mortgage decisions, and as first time byers we literally did not have a clue. CK found a bank for us,but after the initial application went sour, quickly found a new bank that was able to give us the mortgage we needed to buy our first home. We felt lost after the first mortgage was turned down, but glad we were able to get a new deal so quickly and meet the builders deadline for signing… Read Full Review

Dominikl's Comment

Written on: 01/06/2016

Thank you for taking the time to post this feedback and congratulations on the purchase of your first home.

We are glad to have been able to help and we now look forward to your first remortgage review in due course.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“SUPERB UNFUSSY SERVICE”

Written on: 24/05/2016 by davidfever (1 review written)

THROUGHOUT LS HAS BEEN EXCELLENT IN ADVICE AND EXPLANATION OF THE PRODUCTS OFFERED. THE PROCESS WAS SEAMLESS AND WAS COMPLETED ON TIME WITHOUT A HITCH. EXCELLENT SERVICE WOULD RECOMMEND… Read Full Review

Dominikl's Response to davidfever's Review

Written on: 25/05/2016

Thank you for taking the time to post this feedback.

We are glad that you found the whole mortgage process seamless and that you would recommend us to others.

We will do everything that we can to ensure that we deliver that service throughout the life of your mortgage.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Mortgage Novice, not anymore!”

Written on: 23/05/2016 by Joannedwalker (1 review written)

The initial call I received set the bar high, but I needn't have worried as my broker was everything and above! However daunting I felt the whole procedure was going to be to release cash from my property to do essential maintenance and build an extension, I needn't have been concerned. I was a complete novice regarding all things Mortgage, Pensions (yawn!) and life insurance and now I feel I could sell them myself! The knowledge and the way he explained everything was fantastic. Not a… Read Full Review

Dominikl's Response to Joannedwalker's Review

Written on: 25/05/2016

Thanks you for the feedback and congratulations on getting your extension, glad that we could have played a small part in helping you transform your home.

We pride ourselves on that personal touch and it is always pleasing to hear when we get it right.

We of course look forward to your next mortgage review in due course.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“my mortgage”

Written on: 23/05/2016 by brianmadden (1 review written)

excellent service was kept informed of all progress with constant phone calls and emails. the process was completed as smoothly as my broker said it would and i would highly recommend his services to any one requiring to remortgage thier property… Read Full Review

Dominikl's Response to brianmadden's Review

Written on: 23/05/2016

Thanks for the feedback, we are glad to have been of service and look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Remortgage my property.”

Written on: 22/05/2016 by qweitin (1 review written)

I dealt with YourMortgageDecisions when I came to remortgage my flat, and found the experience effortless. I am extremely happy with their service and they kept me updated from beginning to end. The remortgage also took a minimal amount of time. The financial adviser also gave me three offers and we discussed the best and most suited. He worked around my time when he made the initial visits,which were all in the evening due to my work schedule. Fantastic all round, and will continue to use… Read Full Review

Dominikl's Response to qweitin's Review

Written on: 23/05/2016

Thank you for taking the time to post this review.

It is great to hear that you have found our service to be effortless.

We will be in touch before your new scheme expires to ensure that you are always on the best deal.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Very helpful and good variety of offers”

Written on: 20/05/2016 by AnnaZ (1 review written)

I have used Your Mortgage Decision while remortgaging - twice, and currently again to get a mortgage for a new property. On all occasions the service was fantastic. Especially i have appreciated the fact that while being in the in- between - period of looking for new place with the old mortgage expired, YMC advisor found us a deal with no exit fee which saved us £100 per month. With the new mortgage he went through the trouble of changing the agreed in principle deal to different one, just… Read Full Review

Dominikl's Response to AnnaZ's Review

Written on: 23/05/2016

Thanks for the feedback.

Here at YMD, we are all about building client relationship that should last throughout their mortgage life, which is why it is particularly pleasing to have been of service once again.

Our advisors work around your time and their workload allows them to ensure that you get the service that you deserve.

We look for forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“The most helpful company ever”

Written on: 20/05/2016 by archiefoxtrot (1 review written)

After a lot of robbing Peter to pay paul we decided to remortgage and clear our outstanding debts. After searching the Internet and trying our present mortgage lender with very little help we looked at using My Mortgage Decisions. After the first phone call with an advisor we were put in touch with CS who came to our house. A very pleasant woman who after listening to our plans of what we wanted to do and achive came up with some ideas of what was posdible. A second meeting was arranged where… Read Full Review

Dominikl's Response to archiefoxtrot's Review

Written on: 26/05/2016

Thank you for the feedback and for giving us the opportunity to restructure you financial arrangements.

So glad to hear that you would recommend us to others. Our business is built upon client referrals and we always aim to be here for our clients throughout the life of their mortgage.

We of course look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“The Extra Mile”

Written on: 11/05/2016 by sueandclive (1 review written)

MC has worked tirelessly with us. He spent 4 hours with us on his first visit thoroughly going through every aspect of lives and finances. This provided the springboard for him developing a strategy for taking us forward to achieve our long term goals. He was honest and we never had the sense at any time that he was cajoling us into buying products. At the conclusion of the process, we are happy clients who look forward to working with him in the future. The only negative, which was not… Read Full Review

Dominikl's Response to sueandclive's Review

Written on: 12/05/2016

Firstly thank you for taking the time to post this review.

I am glad that you felt at easy with our mortgage advisor and that together, we have been able to put a strategy in place to achieve your goals and we of course look forward to your future mortgage reviews.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“ Re-mortgage of existing facility ”

Written on: 09/05/2016 by nvTucker37 (1 review written)

We first met LS of your mortgage decisions who came to our house and made our decision so much easier by straightforward talking . Within a week of our initial meeting LS came back with some recommendations which made total sense to us and we proceeded as per his recommendations . We employed the solicitors recommended by LS and they performed without an issue at all . Our remortgaging was made very simple by LS and we would use them again in the future and would have no hesitation in… Read Full Review

Dominikl's Comment

Written on: 10/05/2016

Thank you for taking the time to post this review.

Great to hear that you have found our service straightforward and that you would be happy to recommend us to others.

We of course look forward to your next mortgage review in due course.

Kind regards.

Dominik Lipnicki
Director

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