Your Mortgage Decisions Reviews - www.yourmortgagedecisions.com

★★★★★
4.9 / 5
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  • Value For Money

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Your Mortgage Decisions - www.yourmortgagedecisions.com
Your Mortgage Decisions - www.yourmortgagedecisions.com

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Latest Reviews

★★☆☆☆

“Beware massive fees”

Written on: 22/01/2017 by GraysonFrost (1 review written)

We had a guy come round who was really nice and helpful!. He did everything we asked and quickly too. However, the fees he was asking for were ridiculous!! £3995 for a smal remortgage? What? He also wanted £800 for legal services, and £1500 for registering lasting power of attorney. So nearly £6300 in fees!! Needless to say we are not going ahead with this!! I have found a better mortgage deal with a totally fee free provider, the legal side is included free of charge, and I can register… Read Full Review

Dominikl's Comment

Written on: 22/01/2017

Firstly, thank you for taking the time to post this review.

Our lifetime fee is very much valued by our clients as you will see from many other review on this very website, where we have delivered top quality service over and over again, ensuring that our clients are always on the best deal. We are rated very highly for value for money and pride ourselves on that achievement.

The solicitor's cost that you mention are not charged by us but the solicitors firm, clearly when free lender's legals are available, these are always offered.

We do not pretend to be the cheapest, we believe that you get what you pay for and our aim is to be the best and to ensure that you never have to worry about remortgaging again. I am sorry that we failed to show you that value on this occasion and hope that we can be of service once again in the future.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Excellent Service”

Written on: 20/01/2017 by Hifi21 (2 reviews written)

My advisor supplied me with invaluable advice. He presented everything clearly to me in a professional, easy to understand manner. My mind was put at ease once the array of options were laid out in front of me, and I felt I was receiving a personal service. He took the stress, time and worry away from a process I was not looking forward to. Given the time the advisor put into researching my case, plus the time he spent with me, it makes the fee very good value. I'm completely satisfied… Read Full Review

Dominikl's Response to Hifi21's Review

Written on: 20/01/2017

Thank you for taking the time to post this review.

I am gad that you liked our mortgage advisor and that you found the process to be personal, which is always our aim.

We of course look forward to your next mortgage review in due course.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“So professional, so easy!”

Written on: 19/01/2017 by Leia479 (1 review written)

We were wary of remortgaging, but our advisor, was so friendly, professional, open and honest that the whole process was simple - no hidden surprises, just sound advice and a quick service. Definitely recommended!… Read Full Review

Dominikl's Comment

Written on: 20/01/2017

Thanks for the review as well as trusting us t review your mortgage.

We look forward to being of assistance in the future.

Kind regards

Dominik Lipnicki
Director

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★★★★☆

“Mortgage where we thought there was no options left”

Written on: 16/01/2017 by Greenenq247 (1 review written)

The advisor was a valuable help to us at the end of last year. We were in a predicament where we needed to raise some money at home to tidy up a bit of debt that had accrued, and we were right in the middle of a fixed rate. We went to our current mortgage company, and due to our ages we they were not going to give us a any extra even though it ould save us over £300 a month and would in turn make us better customers to them as we would be paying them more. It seemed like common sense to us… Read Full Review

Dominikl's Comment

Written on: 18/01/2017

Thank you for the review.

We are glad that we could help when your own lender failed to see the bigger picture. Unfortunately much of our industry fails to deliver that tailor made, personal package which we believe consumers deserve and rightly expect to receive.

We look forward to your mortgage review, once you are out of the early redemption charges in due course, where we will research the market to find you the best deal.

Kind regards.

Director

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★★★★★

“Remorgage”

Written on: 14/01/2017 by mrandmrsscruton (1 review written)

From the first appointment DC made us feel as though we were in good hands, he explained everything to us so we understood what was going to happen and what we had to do which was very little as he does all the hard work for us. On the second appointment he showed us what was happening with a very good power point show that explains everything so well and all the work and time he had put in to this put us at ease. Hats off to DC and the company for making this happen and stress free. You have… Read Full Review

Dominikl's Response to mrandmrsscruton's Review

Written on: 15/01/2017

Thank you for taking the time to post this review and for allowing us to review your mortgage arrangements.

I am glad that you liked our advisor and found the process stress free as that is always our aim.

We look forward to your next mortgage review in due course.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Great Service”

Written on: 13/01/2017

We've recently changed our mortgage with help and advice from your mortgage decisions. The service we received was excellent from start to finish and having him as an advisor made the process stress free and personal. Found us fantastic deal with a fixed rate mortgage for 10 years, he came out to our home at times convenient to us (unsociable hours for most businesses)and guided us through the whole process including updating our life insurances/policies and wills. Was available whenever we… Read Full Review

Dominikl's Comment

Written on: 17/01/2017

Thank you for the feedback.

I am pleased to hear that you liked our advisor and that you received excellent service as that is always our aim.

As you have opted for the stability of a 10 year fixed scheme, we will be in touch periodically to ensure that all is well but please do give us a call if we can be of any assistance throughout the life of your mortgage and before we contact you to review the scheme in 10 years time.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“We cannot recommend highly enough!”

Written on: 12/01/2017 by Fayemousfaye (1 review written)

From our first meeting we were extremely impressed at how professional, friendly and helpful our advisor was. She listened and understood what our needs were and spent a lot of her time to achieve everything we asked for. We have been informed every step of the way in the very speedy process and anytime we had any questions for our advisor, they were answered very thoroughly. In our opinion we believe CS went above and beyond all our expectations and would recommend her and Your Mortgage… Read Full Review

Dominikl's Response to Fayemousfaye's Review

Written on: 13/01/2017

Thank you for taking the time t post this review.

I am glad that you liked our mortgage advisor and that you found her to be friendly and helpful. We pride ourselves on that personal service, which is so often missing in our industry.

The whole YMD team look forward to your next mortgage review in due course.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Takes all the hassle out of re-mortgaging”

Written on: 12/01/2017 by kazbri56 (1 review written)

This is the second time we have used YMD and would thoroughly recommend this company. Our personal adviser TSM, was so helpful and personable from start to finish in our re-mortgage. Nothing was too much trouble, and whenever we contacted her, she would endeavor to get an answer to our queries as quickly as possible (and in the early stages we had a lot!!). Re-mortgaging can be quite a headache but TSM took over all of the hassle and number crunching. Thank you. We hope in 5 years time (when… Read Full Review

Dominikl's Response to kazbri56's Review

Written on: 13/01/2017

Firstly, thank you for taking the time to post this review.

We are glad to have been of assistance once again and we look forward to your next review in 5 years time, when we shall be in touch, ensuring that you are always on the best deal.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“ITS SO EASY”

Written on: 12/01/2017 by johnandjenny (1 review written)

We dealt with your mortgage decisions. He explained everything through to us very well and we opted to release equity from our house to give us financial security. We have a longer time period to pay back the mortgage and our monthly payment has gone from £602 a month down to £297 a month. we have paid off credit card and other long standing bills using the equity. When you see an adviser from your mortgage decisions they actually do listen to what you want and work very hard to get it… Read Full Review

Dominikl's Response to johnandjenny's Review

Written on: 12/01/2017

Firstly, thank you for taking the time to post this review.

It is always pleasing to hear that we have done a good job and I can assure you that the whole YMD team will do everything possible to make sure that you are just as happy at you next review, when we will be in touch to show you the best deal.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“First time buyers and made it very easy.”

Written on: 11/01/2017 by Mariol374 (1 review written)

Our adviser was very helpfull, as we are first time buyers he made the process very easy and took away allot of stress if this process. Also when ever i had and queries weather it was night or day he would help me out. I woukd highly recommend to anyone. … Read Full Review

Dominikl's Comment

Written on: 12/01/2017

Thank you for taking the time to post this review and congratulations on purchasing your first home. I am glad that you trusted us to arrange your first mortgage and the whole YMD team look forward to your first mortgage review in due course.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Totally recommnendable ”

Written on: 08/01/2017 by CGaskell (1 review written)

We are very happy with the help of our advisor in remortgaging. Our financial situation is much better than what it was before! He took his time to visit us at our house, advised us sensibly and helped us to understand the market. All we had to do was answer questions and he did all th work and found us a deal within a few days and we completed within a month after our appointment. Although the initial appointment was a long time, it helped us to get a good deal… Read Full Review

Dominikl's Response to CGaskell's Review

Written on: 11/01/2017

Firstly, thank you for taking the time to post this review.

It is pleasing to hear that you liked our advisor and that as a result f our visit, you feel that your financial situation is much better as that is always our aim.

We look forward to your next mortgage review in due course.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“A very efficient service”

Written on: 06/01/2017 by Marvic129 (1 review written)

I dealt with an advisor, from beginning to end he was very helpful, kept me informed of everything and installed confidence. I was nervous about using a financial advisor for the first time from this company and all contact was done by email/phone however it all went smooth without a hiccup and I believe I had a great service. Would thoroughly recommend. I had a remortgage on a buy to let property… Read Full Review

Dominikl's Response to Marvic129's Review

Written on: 11/01/2017

Thank you for the review and for allowing us to review your Buy to Let mortgage.

I am glad that you were happy with our service and look forward to being of assistance once again in the future.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Best broker and customer service ! ”

Written on: 06/01/2017

I've been impressed with the person (M.C) from this company since the first meeting. He always came on time and with all informations we needed, good explanations and cleared. More over he also had a very good and fast action on all service after he got my documents. He always kept in touch with the client and updated the process to the client, very best customer service until the end. We are now happy with the result and will definitely recommend friends or family to use the service from OUR… Read Full Review

Dominikl's Comment

Written on: 07/01/2017

Thank you for taking the time to post this review and for allowing us to look after your mortgage arrangements.

I am glad that you liked our mortgage advisor and would like to thank you for recommending us to your friends and family.

The whole YMD team look forward to your next mortgage review in due course.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Great service”

Written on: 06/01/2017 by Enriquef269 (1 review written)

We were given a number by a friend we called him and was able to arrange a consultation quite quickly. the person I dealt with came out discussed everything clearly so we understood and answered any questions we had. He listened to what we wanted and put together a tailor made plan using products that were exclusive to the company giving us good value for money. Once going ahead the person I dealt with was always contactable to answer any questions and support with form filling, he also kept… Read Full Review

Dominikl's Comment

Written on: 07/01/2017

Thank you for taking the time to post this review.

So nice to hear that we have provided a service to your satisfaction, especially as YMD was recommended to your by a friend. Our business is built around top service and personal recommendations as we can never hope to compete with banks and building societies when it comes to advertising.

The whole YMD team look forward to being of assistance in the future.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Fast Professional Efficient”

Written on: 05/01/2017 by FisherNicholson (1 review written)

From my initial contact through to completion of our remortgage, Your Mortgage Decisions where very efficient, we dealt with one person throughout and he kept us up to date at every stage of the process and was always contactable to answer any questions we had-and we had quite a few! Appointments where made during hours which suited us and the person I dealt with was always on time. First class service and would recommend to anyone… Read Full Review

Dominikl's Comment

Written on: 06/01/2017

Firstly, thank you for taking the time to post this review.

I am glad that you found our service to be efficient and that we were able to answer all of your questions. For most clients, their mortgage is by far the biggest financial outlay, hence in my opinion, you can never have too many questions.

We appreciate that you would be happy to recommend us to others and look forward to your next mortgage review in due course.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“DEDICATION SATISFACTION GUARENTEED ”

Written on: 05/01/2017

our consultant was most helpful and came to see us at a time that fitted in with our down time which means he came to see us when we wanted he was very professional in all areas and was very pleasant to talk too he maid our whole experience of dealing with your mortgage decisions a great one would we deal with this company again would we recommend then to family amd friends well there is only one answer yes yes yes a big thank you to him and look forward to seeing you in the future thank… Read Full Review

Dominikl's Comment

Written on: 06/01/2017

Thanks for the review and for being happy to recommend us to others, which is a great compliment.

We will do all that we can to ensure that you are happy with our service throughout the term of your mortgage.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Great friendly service”

Written on: 04/01/2017 by bendingspoons (1 review written)

I recently used YMD to help me find the best options for my remortgage. I was assisted by a very friendly, and trust worthy broker who explained everything clearly and in depth to make me feel comfortable and assured that i was getting the best rate for my current financial requirements. My Mortgage Broker was always on the other end of the phone should i need to ask any questions and seemed like he worked all hours of the day and night to fit it with my shift work always being friendly and… Read Full Review

Dominikl's Response to bendingspoons's Review

Written on: 06/01/2017

Firstly, thank you for taking the time to post this review and of course for using YMD for your mortgage review.

I am glad that you would be happy to recommend us to others and we look forward to being of service in the future.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Alisander close ”

Written on: 03/01/2017 by Raquelh409 (1 review written)

I would just like to say how helpful and wonderful services I received from YMD again recently in the purchase of my new home… Read Full Review

Dominikl's Comment

Written on: 06/01/2017

Congratulations on the purchase of your new home and thank you for placing trust in us to help you obtain the mortgage.

I am glad that you liked the service and we look forward to your first remortgage on that property in due course.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“excellent service”

Written on: 03/01/2017 by ginger2758 (2 reviews written)

I would highly recommend Your Mortgage Decisions. Once again from start to finish they have been professional and informative. I have to say my mortgage advisor, has been brilliant as always very approachable and makes the process so easy. I have been able to speak to him whenever required for advice and information. 5/5 from me!
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Dominikl's Response to ginger2758's Review

Written on: 06/01/2017

Firstly, thank you for taking the time to post this review.

Glad that you like our advisor and that we provided a professional service which is always our aim.

We of course look forward to your next mortgage review in sue course.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Excellent Customer Service”

Written on: 03/01/2017

When my husband and I wanted to re-mortgage this man was extremely helpful.He went out of his way to accommodate the times and dates of our meetings to suit us, even if it meant evenings or at the weekend. He was very thorough with our financial information and went through various scenarios and came up with the best option for us. He explained all the paperwork carefully before we signed anything and I wouldn't hesitate to recommend him to friends and family… Read Full Review

Dominikl's Comment

Written on: 06/01/2017

Thank you for using our company for your latest remortgage and for taking the time to leave this review.

I am glad that you liked our mortgage advisor and we look forward to your next mortgage review in due course.

Kind regards.

Dominik Lipnicki
Director

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