Your Mortgage Decisions Reviews - www.yourmortgagedecisions.com

★★★★★
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Your Mortgage Decisions - www.yourmortgagedecisions.com
Your Mortgage Decisions - www.yourmortgagedecisions.com

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Latest Reviews

★★★★☆

“Review Of Mortgage Decisions”

Written on: 25/07/2015

Basically got what I wanted which was a remortgage, happy with that. I hope you will be able to have all lenders on your search panel in future. Maybe that is not possible as I know some lenders don't deal with brokers. One little snag is I paid for Trust fund follow up which was quite expensive and contact has been quite shabby and deal hasn't come to conclusion, which I will be looking into when I get the time… Read Full Review

Dominikl's Comment

Written on: 25/07/2015

Thank you for taking the time to post this review.

We are indeed not tied to any lenders and have no panel of lenders meaning that we have access to over hundred lenders and thousands of mortgage schemes, many of which are not available directly to the public.

I am sorry to hear that the estate planning company fell short of their usual high standards. Please may I ask you to contact me and I will deal with them on your behalf.

We of course look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Later Life Mortgages”

Written on: 24/07/2015 by Ogri1957 (1 review written)

When my wife's mother became too infirm to look after herself, we purchased her bungalow using an interest-only mortgage in order for her to be able to move into residential care, which worked fine in the short-term but, after she passed, we were horrified at the amount of money we had wasted and the lack of support from our lender, so we decided to remortgage with a repayment loan and were told of Your Mortgage Decisions. This was a truly fantastic find. I have about seven years to work until… Read Full Review

Dominikl's Response to Ogri1957's Review

Written on: 25/07/2015

Firstly thank you very much for taking the time to post this review.

You are right to point out that the world of financial services can be unnecessarily complicated, with far too much jargon used. At YMD, we use plain language and design tailor made financial packages to suit our clients, not the lenders.

We of course look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★☆

“Good allround service ”

Written on: 19/07/2015 by Millervd254 (1 review written)

Very helpful advisor. Keeps you updated every step of the way… Read Full Review

Dominikl's Comment

Written on: 20/07/2015

Thanks for the review. Great to hear that you have found our advisor to be helpful.

We look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Great mortgage, fantastic mortgage brokers”

Written on: 18/07/2015 by MarinVaughan (1 review written)

I don't even know where to begin. I saw an ad on Facebook about Your Mortgage Decisions (YMD). I contacted them and answered a few qualifying questions. After that, a meeting was arranged and a gentleman came round for a very informal chat. No pressure, no waffle, just straight talking understandable information about mortgages. Lets face it, at the best of times we hate renewing our mortgage for a better rate right? There are so many out there and it can be a little confusing. This company… Read Full Review

Dominikl's Comment

Written on: 20/07/2015

Firstly, thank you very much for taking the time to post this review.

I am very pleased to hear that you have found our service of use. You are right in saying that the world of mortgages can be confusing, with literally thousands of mortgage schemes out there from over a hundred lenders, we do the searching so that you don't have to.

We of course look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Excellent service”

Written on: 15/07/2015 by lynesj (2 reviews written)

Our consultant  was a very professional advisor with lots of knowledge of the finance sector. He was friendly and non-judgemental in his attitude. Very trustworthy and contacted us when he said he would. Both my husband and I would not hesitate in recommending him and his firm to our friends and family. We look forward to undertaking more financial matters with him… Read Full Review

Dominikl's Response to lynesj's Review

Written on: 18/07/2015

Thank you very much for taking the time to post this review.

I am glad to hear that you have found our advisor to be professional and knowledgeable. We pride ourselves on always aiming to deliver a first class service.

We of course look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Best impartial mortgage advice ever received”

Written on: 15/07/2015

As a professional working couple, we were delighted with the service and care we received from our Mortgage Advisor, . He was kind enough to come to our home at a convenient time and explain our options without any obligation or pressure. I can highly recommend Your Mortgage Decisions to anyone who wants a fair and honest service without any 'hard sell' whatsoever. We were so pleased we sought their help.. Thank you! … Read Full Review

Dominikl's Comment

Written on: 18/07/2015

Thank you so much for posting this review.

I am very happy to hear that you are happy with our advisor and that we have been able to assist you in reviewing your mortgage.

We will of course be in touch a couple of months before your current mortgage scheme is due for renewal.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Re-mortgage”

Written on: 14/07/2015 by ElenaYeter (1 review written)

I have been looking for a good deal for re-mortgage and I've come across of YMD website accidentally. I've received a call from their admin department and set up a meeting with one of the broker. I had an appointment with LS in few days. LS is a very cool guy explains everything very clear and came up with a good strategy to cover our debts and give us hints how to manage our financial situation. We had a second appointment after one week and we agree to go ahead with the deal that LS offered… Read Full Review

Dominikl's Response to ElenaYeter's Review

Written on: 15/07/2015

Firstly, thank you very much for posting this review.

I am glad that we have been able to come up with a clear strategy for your finances and that you enjoyed meeting with him.

You are also right in saying that unlike most mortgage brokers, with us, you will never have to pay another broker fee. Our aim is to look after our clients and build relationships for the long-term as confirmed by some of the other reviews on this site.

We look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Great Mortgage service”

Written on: 09/07/2015 by MacPherson210 (1 review written)

Great service, very prompt and took into account a lot of things to come up with a deal which we liked. Would reccommend to anyone who is thinking of renewing their mortgage… Read Full Review

Dominikl's Comment

Written on: 10/07/2015

Thank you for taking the time to post this review.

I am glad to hear that we have been able to find you a suitable mortgage deal and we look forward to your next review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Very Helpful & Understanding To Achieve Our Targets.”

Written on: 03/07/2015 by sreubend47 (1 review written)

We met our mortgage adviser,G.D.and told him what we wanted to achieve to make us more finacially better off and he listed everything down from our outgoings to our savings and our bills so that he could go away and see what was the best option for us if any,to make us better off.He was very friendly in his appearance and you could tell that he wasn"t here just to get his own commision and then leave us with nothing.He understood our problems and nothing was to big for him to help us with. G.D… Read Full Review

Dominikl's Response to sreubend47's Review

Written on: 05/07/2015

Firstly thank you for taking the time to review our company.

It is always pleasing to hear that you felt looked after and that we have been able to make a tangible difference to your monthly outgoings.

We of course look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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Sreubend47's Response to sreubend47's Review

Written on: 05/07/2015

Hi THere,
Yes there is a fee involved providing they get you sorted with a new mortgage deal,there is no obligation after the first interview,so you can say yes or no afterwards,they will explain what the fee will be so again you can decide whether or not to go ahead with the deal with "Your Mortgage Decisions" .

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★★★★★

“Very Proffesional Service and Great Customer Care”

Written on: 03/07/2015 by JMetcalf (1 review written)

After Struggling to obtain a re-mortgage with a local Independent Broker for the best part of a year and having to chase him up and provide the same documentation over and over YMD's service was a breath of fresh air! The broker that was assigned to us (GD) was flexible with the times of appointments and explained everything very clearly, He also answered any worries we had during the process very promptly either by e-mail or a phone call. It took 6-weeks from the Initial fact find to the money… Read Full Review

Dominikl's Response to JMetcalf's Review

Written on: 05/07/2015

Dear Miss Metcalf,

Thank you for taking the time to post this feedback.

I am happy that we have been able to help, with over a hundred lenders and thousands of mortgage schemes at our disposal, we would like to think that we can help, even when others struggle.

We of course look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Review”

Written on: 02/07/2015 by tonycurtis (1 review written)

This is our first review since used Your Mortgage Decisions two years ago for our remortgage. The process of the review was efficient and easy with great recommendations at the end. We decided to switch to a better mortgage and release some funds. Des, our advisor, was fantastic at getting everything done, even when there were issues with a third party and paperwork. I cannot rate this company highly enough. I have already recommended their service to all my friends and family… Read Full Review

Dominikl's Response to tonycurtis's Review

Written on: 05/07/2015

Dear Mr Curtis,

Thank you very much for taking the time to post this review.

So nice to hear that you have decided to recommend us to your friends and family. We pride ourselves on delivering a personal service and recommendations from our clients really are the best compliment for our team.

We of course look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★☆

“Patient and sound service in a difficult case”

Written on: 29/06/2015 by culworth (1 review written)

YMD's mortgage introducer recommended a very sensible choice of providers to me as the client. Having chosen one, we proceeded to an application using YMD's legal partners. The lender then insisted on our using their legal partner, rather than YMD's recommended team. This resulted in an unintelligent approach from the lender's legal reps, with silly demands, inflexibility and lost papers. YMD's introducer exercised patience and skill in resolving the issues as they arose, resulting in a… Read Full Review

Dominikl's Response to culworth's Review

Written on: 02/07/2015

Thank you for taking the time to post this review.

We are glad to have been of service and I am disappointed to hear that the lender's chosen solicitors fell short of what we would have expected.

We of course look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Mortgage review”

Written on: 26/06/2015 by 44Churchill (1 review written)

I was really pleased with the service I received from LS. He was knowlegable in the products and kept me informed throughout my mortgage application… Read Full Review

Dominikl's Comment

Written on: 29/06/2015

Thank you for your feedback.

Glad to hear that you are happy with our service and our team look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★☆

“Very Happy”

Written on: 26/06/2015 by shayden11 (1 review written)

I was very impressed with the service, I found them to be informative, friendly and more importantly offered a quick decision. I would refer my friends and colleagues to this company without hesitation… Read Full Review

Dominikl's Response to shayden11's Review

Written on: 29/06/2015

Firstly thank you for taking the time to post this review.

It is always pleasing to hear that you are happy with our service, in particular if you are happy to recommend us to others. Over the years, we have built our business around personal referrals as well as making sure that we have client relationships throughout their mortgage term.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Sorted my mortgage”

Written on: 26/06/2015 by ygDowling343 (1 review written)

Very helpful fast and efficient did not rush through anything made sure I under stood everything, got me a great deal and big savings would recommend them all day long a massive thanks… Read Full Review

Dominikl's Comment

Written on: 26/06/2015

Thank you for taking the time to post this review.

I am happy to hear that we have been able to get you a great mortgage deal and look forward to doing the same in the future.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“EFFICIENT FAST SERVICE”

Written on: 23/06/2015 by LOZMAC (1 review written)

My broker (GD)was flexible in his times to meet me in the comfort of my home. He listened to my needs and I found his advice fitted my requirements and was easy for me to understand. This is a dry subject for me but GD advised me around planning my estate too and made me aware of issues that had not occured to me. The mortgage he organised meant that I could borrow twice the amount of my debt but pay less than I was previously. I can now afford to update my property and have it exactly how… Read Full Review

Dominikl's Response to LOZMAC's Review

Written on: 24/06/2015

Firstly thank you for taking the time to post this review.

I am glad that we could have been of service and look forward to your future mortgage reviews.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Sorting out our finances and more, much more!”

Written on: 17/06/2015 by okeefej (1 review written)

With the increased level of oversight from Lenders in the Mortgage space we were struggling to find a deal which was going to allow us to leverage some equity from our house to cover some high interest bearing Credit Card debt. Enter YMD and their excellent advisor MH. We were taken through the application process in minute detail and everything was patiently and expertly explained, MH also went to the trouble of showing how much we were paying and how long it was going to take to pay off the… Read Full Review

Dominikl's Response to okeefej's Review

Written on: 17/06/2015

I have passed your comments on and thank you for taking the time to post this review.

I am glad to hear that we have been able to save you so much money per month and look forward to being able to find you the best available scheme next time around and through your mortgage term.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“mortgage arangement”

Written on: 16/06/2015 by elBenton137 (1 review written)

i was in a very difficult position and needed to find a repayment mortgage i tried to find one on my own with no success but your mortgage decisions did find one and i got the result i wanted thank you… Read Full Review

Dominikl's Comment

Written on: 17/06/2015

Thank you very much for taking the time to post this review.

We are glad that we have been able to convert your mortgage to repayment, this unfortunately is often more difficult than it should be.

We of course look forward to being of assistance in the future.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Exceptional service!”

Written on: 11/06/2015 by 301Barr (1 review written)

SBE went the extra mile to sort our mortgage for us. The service was superb and I would definitely recommend him and the company to relatives, friends and colleagues… Read Full Review

Dominikl's Comment

Written on: 12/06/2015

Thank you very much for posting this review.

It is very pleasing that you have found our service of use and that you would recommend us to others. Our business is built on personal referrals and establishing long-term relationships with our clients.

We of course look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Changing my mortgage”

Written on: 04/06/2015 by ClaytonM (1 review written)

I made an online application on a Sunday of the bank holiday weekend and I had a call within the hour to run through a few details. I was not out under any pressure to do anything but I willingly made an appointment for an advisor to visit. My advisor was SBE and made sure that my interests came first through every step of the process. I was surprised at how simple things were but felt that I wouldnt have got the same deal that I got if I had tried to do this on my own. From my first meeting to… Read Full Review

Dominikl's Response to ClaytonM's Review

Written on: 05/06/2015

Thank you for taking the time to post this review.

I am pleased to hear that you have found our service hassle free and quick.

We do indeed have access to thousands of mortgage schemes, some of which are not available on the high street.

We of course look forward to your next mortgage review and will be in touch a couple of months before your deal expires.

Kind regards.

Dominik Lipnicki
Director

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