Your Mortgage Decisions Reviews - www.yourmortgagedecisions.com

★★★★★
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Your Mortgage Decisions - www.yourmortgagedecisions.com
Your Mortgage Decisions - www.yourmortgagedecisions.com

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Latest Reviews

★★★★☆

“Focused, honest, fair”

Written on: 26/08/2015

I am a returning YMD customer. My first client experience was one of entire satisfaction and this time around has proved they are consistently high performance achievers. My requirements were fully understood and delivered upon. I was offered just what I was looking for, at the price I expected, within the constraints I requested, all delivered in a swift and efficient manner… Read Full Review

Dominikl's Comment

Written on: 26/08/2015

Thank you for taking the time to post your feedback.

We are glad to have been of service once again. Our business is built around our clients and nothing pleases us more than having an opportunity to look after your mortgage until you are mortgage free.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Great help and advice”

Written on: 16/08/2015 by aljen1812 (1 review written)

We asked for some advice from YMD due to the fact our mortgage fixed rate was coming to an end. Knowing that we had a poor credit score at the time was a concern. Our first point of contact was with a lady on the telephone, she was informative and professional and made an appointment for us to meet an advisor. MH was a great help to us, giving us short term solutions as well as some long term plans. We have reduced our monthly outgoings considerably and are both very happy with the outcome. We… Read Full Review

Dominikl's Response to aljen1812's Review

Written on: 17/08/2015

Thank you for taking the time to post this review.

Great to hear that we have been able to reduce your monthly outgoings and that you enjoyed our service.

We will be in touch to review your mortgage once again a few months before the scheme is due to expire.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“our morgage”

Written on: 09/08/2015 by RosalynThompson (1 review written)

We were trying to raise some money for a project & got in touch with YMD made an appointment. There rep MH arrived promptly looking very smart in his suit & smelt lovely, after a few mins we felt very comfortable in discussing our problems. MH gave us a few options of what we could do. We will be forever grateful for all the advice that MH gave us. After only a few visits all our problems have gone Thankyou MH for all your help. x… Read Full Review

Dominikl's Response to RosalynThompson's Review

Written on: 10/08/2015

Thank you for taking the time to post this review.

Glad that he could help and the whole YMD team look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★☆

“Re-Mortgage Review”

Written on: 09/08/2015 by SDa2015 (1 review written)

We have found the whole process to have been very efficient, which we really appreciated with an already very hectic work / family life. Our adviser explained things openly and honestly, which we both really appreciated. Costs were mentioned upfront and everything explained carefully and clearly. It was helpful to discuss various options as we were in a personal dilemma over what financial path to take at this point in our lives. I think this is where the fee becomes more justified as the fee… Read Full Review

Dominikl's Response to SDa2015's Review

Written on: 10/08/2015

Thank you for taking the time to post this review.

I am happy to hear that you have found our service to be efficient and value for money.

The are literally thousands of mortgage schemes out there and I thank you for allowing us to find your next mortgage deal.

We believe that financial advice should be carried out with a holistic approach and a long term view, which is why we look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Home move happiness”

Written on: 07/08/2015 by Sloanea310 (1 review written)

Right from the first mtg LS service was excellent. Kept us informed of developments all along the way, made understanding all of the process and options simple, chased lenders and solicitors without prompting. Made the whole process stress free and we are now in our dream home. Would definitely recommend without hesitation. Thank you… Read Full Review

Dominikl's Comment

Written on: 07/08/2015

Thank you for taking the time to post this review.

I am pleased to hear that you have found our process stress free and I hope that you will use our service when your mortgage is due for renewal.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Good professional service.”

Written on: 05/08/2015 by Ali.brum (1 review written)

From start to finish CK guided me step by step and advised me on what mortgage to take out and what suited my needs best. This is the second time I have used CK at your mortgage decisions and definitely would recommend him to friends and family and would not hesitate to use again in the future. Good professional service on a one to one basis… Read Full Review

Dominikl's Response to Ali.brum's Review

Written on: 05/08/2015

Thank you for taking the time to post this review and giving us the opportunity to advise you on your next mortgage deal.

We look forward to being of service when the current scheme is due for a review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Excellent personal service”

Written on: 05/08/2015 by ChelmsfordMan (1 review written)

And in this day and age, for me that is really what counts. From the moment we started talking to CK, he made the process seamless and kept us constantly informed what was happening. He was also able to provide us with the exact product that we required. I would have no hesitation in recommending CK and YMD for anyone that is trying to obtain mortgage advice. We were able to contact him by phone when needed and it was a real joy to speak to someone that we had dealt with before and knew what we… Read Full Review

Dominikl's Response to ChelmsfordMan's Review

Written on: 05/08/2015

Thank you for taking the time to post this review.

So nice to hear that you were happy with our service once again and we of course look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“A great service”

Written on: 30/07/2015 by Carly95 (1 review written)

We have never used a broker before and were quite wary to begin with. We usually sort our own mortgage. The first thing our broker did was listen to our needs. Our broker was so friendly, patient and thorough in explaining how they work. Our mimds were instantly put at ease. We have been extremely happy with the outcome and the service we received. Our broker couldnt have been more helpful and we would highly recommend… Read Full Review

Dominikl's Comment

Written on: 30/07/2015

Thank you for taking the time to post this review.

We are glad to have been the first mortgage broker that you have ever used and we sincerely hope that we will also be the last as we look after your financial needs until your mortgage is paid off.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Finance for Holiday Home”

Written on: 29/07/2015 by mpress747 (1 review written)

I needed to raise capital to buy a holiday home in Spain, after much research I chose Your Mortgage decisions to raise a mortgage against my UK home as equity. LS from YMD was great other than signing the forms we had nothing to do. LS organised everything including liaising with the mortgage lenders and the solicitors. From beginning to money in the bank less than 3 weeks which was amazing we are now able to fulfil our dream, against a very tight timeline. LS listened to the brief and… Read Full Review

Dominikl's Response to mpress747's Review

Written on: 30/07/2015

Thank you for taking the time to post this review.

I am pleased to hear that we have been able to help and that you have found the service to be speedy and straight forward.

We of course look forward to your next mortgage review and hope that you enjoy your holiday home in sunny Spain.

Kind regards.

Dominik Lipnicki
Director

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★★★★☆

“Review Of Mortgage Decisions”

Written on: 25/07/2015

Basically got what I wanted which was a remortgage, happy with that. I hope you will be able to have all lenders on your search panel in future. Maybe that is not possible as I know some lenders don't deal with brokers. One little snag is I paid for Trust fund follow up which was quite expensive and contact has been quite shabby and deal hasn't come to conclusion, which I will be looking into when I get the time… Read Full Review

Dominikl's Comment

Written on: 25/07/2015

Thank you for taking the time to post this review.

We are indeed not tied to any lenders and have no panel of lenders meaning that we have access to over hundred lenders and thousands of mortgage schemes, many of which are not available directly to the public.

I am sorry to hear that the estate planning company fell short of their usual high standards. Please may I ask you to contact me and I will deal with them on your behalf.

We of course look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Later Life Mortgages”

Written on: 24/07/2015 by Ogri1957 (1 review written)

When my wife's mother became too infirm to look after herself, we purchased her bungalow using an interest-only mortgage in order for her to be able to move into residential care, which worked fine in the short-term but, after she passed, we were horrified at the amount of money we had wasted and the lack of support from our lender, so we decided to remortgage with a repayment loan and were told of Your Mortgage Decisions. This was a truly fantastic find. I have about seven years to work until… Read Full Review

Dominikl's Response to Ogri1957's Review

Written on: 25/07/2015

Firstly thank you very much for taking the time to post this review.

You are right to point out that the world of financial services can be unnecessarily complicated, with far too much jargon used. At YMD, we use plain language and design tailor made financial packages to suit our clients, not the lenders.

We of course look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★☆

“Good allround service ”

Written on: 19/07/2015 by Millervd254 (1 review written)

Very helpful advisor. Keeps you updated every step of the way… Read Full Review

Dominikl's Comment

Written on: 20/07/2015

Thanks for the review. Great to hear that you have found our advisor to be helpful.

We look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Great mortgage, fantastic mortgage brokers”

Written on: 18/07/2015 by MarinVaughan (1 review written)

I don't even know where to begin. I saw an ad on Facebook about Your Mortgage Decisions (YMD). I contacted them and answered a few qualifying questions. After that, a meeting was arranged and a gentleman came round for a very informal chat. No pressure, no waffle, just straight talking understandable information about mortgages. Lets face it, at the best of times we hate renewing our mortgage for a better rate right? There are so many out there and it can be a little confusing. This company… Read Full Review

Dominikl's Comment

Written on: 20/07/2015

Firstly, thank you very much for taking the time to post this review.

I am very pleased to hear that you have found our service of use. You are right in saying that the world of mortgages can be confusing, with literally thousands of mortgage schemes out there from over a hundred lenders, we do the searching so that you don't have to.

We of course look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Excellent service”

Written on: 15/07/2015 by lynesj (2 reviews written)

Our consultant  was a very professional advisor with lots of knowledge of the finance sector. He was friendly and non-judgemental in his attitude. Very trustworthy and contacted us when he said he would. Both my husband and I would not hesitate in recommending him and his firm to our friends and family. We look forward to undertaking more financial matters with him… Read Full Review

Dominikl's Response to lynesj's Review

Written on: 18/07/2015

Thank you very much for taking the time to post this review.

I am glad to hear that you have found our advisor to be professional and knowledgeable. We pride ourselves on always aiming to deliver a first class service.

We of course look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Best impartial mortgage advice ever received”

Written on: 15/07/2015

As a professional working couple, we were delighted with the service and care we received from our Mortgage Advisor, . He was kind enough to come to our home at a convenient time and explain our options without any obligation or pressure. I can highly recommend Your Mortgage Decisions to anyone who wants a fair and honest service without any 'hard sell' whatsoever. We were so pleased we sought their help.. Thank you! … Read Full Review

Dominikl's Comment

Written on: 18/07/2015

Thank you so much for posting this review.

I am very happy to hear that you are happy with our advisor and that we have been able to assist you in reviewing your mortgage.

We will of course be in touch a couple of months before your current mortgage scheme is due for renewal.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Re-mortgage”

Written on: 14/07/2015 by ElenaYeter (2 reviews written)

I have been looking for a good deal for re-mortgage and I've come across of YMD website accidentally. I've received a call from their admin department and set up a meeting with one of the broker. I had an appointment with LS in few days. LS is a very cool guy explains everything very clear and came up with a good strategy to cover our debts and give us hints how to manage our financial situation. We had a second appointment after one week and we agree to go ahead with the deal that LS offered… Read Full Review

Dominikl's Response to ElenaYeter's Review

Written on: 15/07/2015

Firstly, thank you very much for posting this review.

I am glad that we have been able to come up with a clear strategy for your finances and that you enjoyed meeting with him.

You are also right in saying that unlike most mortgage brokers, with us, you will never have to pay another broker fee. Our aim is to look after our clients and build relationships for the long-term as confirmed by some of the other reviews on this site.

We look forward to your next mortgage review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Great Mortgage service”

Written on: 09/07/2015 by MacPherson210 (1 review written)

Great service, very prompt and took into account a lot of things to come up with a deal which we liked. Would reccommend to anyone who is thinking of renewing their mortgage… Read Full Review

Dominikl's Comment

Written on: 10/07/2015

Thank you for taking the time to post this review.

I am glad to hear that we have been able to find you a suitable mortgage deal and we look forward to your next review.

Kind regards.

Dominik Lipnicki
Director

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★★★★★

“Very Helpful & Understanding To Achieve Our Targets.”

Written on: 03/07/2015 by sreubend47 (1 review written)

We met our mortgage adviser,G.D.and told him what we wanted to achieve to make us more finacially better off and he listed everything down from our outgoings to our savings and our bills so that he could go away and see what was the best option for us if any,to make us better off.He was very friendly in his appearance and you could tell that he wasn"t here just to get his own commision and then leave us with nothing.He understood our problems and nothing was to big for him to help us with. G.D… Read Full Review

Dominikl's Response to sreubend47's Review

Written on: 05/07/2015

Firstly thank you for taking the time to review our company.

It is always pleasing to hear that you felt looked after and that we have been able to make a tangible difference to your monthly outgoings.

We of course look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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Sreubend47's Response to sreubend47's Review

Written on: 05/07/2015

Hi THere,
Yes there is a fee involved providing they get you sorted with a new mortgage deal,there is no obligation after the first interview,so you can say yes or no afterwards,they will explain what the fee will be so again you can decide whether or not to go ahead with the deal with "Your Mortgage Decisions" .

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★★★★★

“Very Proffesional Service and Great Customer Care”

Written on: 03/07/2015 by JMetcalf (1 review written)

After Struggling to obtain a re-mortgage with a local Independent Broker for the best part of a year and having to chase him up and provide the same documentation over and over YMD's service was a breath of fresh air! The broker that was assigned to us (GD) was flexible with the times of appointments and explained everything very clearly, He also answered any worries we had during the process very promptly either by e-mail or a phone call. It took 6-weeks from the Initial fact find to the money… Read Full Review

Dominikl's Response to JMetcalf's Review

Written on: 05/07/2015

Dear Miss Metcalf,

Thank you for taking the time to post this feedback.

I am happy that we have been able to help, with over a hundred lenders and thousands of mortgage schemes at our disposal, we would like to think that we can help, even when others struggle.

We of course look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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★★★★★

“Review”

Written on: 02/07/2015 by tonycurtis (1 review written)

This is our first review since used Your Mortgage Decisions two years ago for our remortgage. The process of the review was efficient and easy with great recommendations at the end. We decided to switch to a better mortgage and release some funds. Des, our advisor, was fantastic at getting everything done, even when there were issues with a third party and paperwork. I cannot rate this company highly enough. I have already recommended their service to all my friends and family… Read Full Review

Dominikl's Response to tonycurtis's Review

Written on: 05/07/2015

Dear Mr Curtis,

Thank you very much for taking the time to post this review.

So nice to hear that you have decided to recommend us to your friends and family. We pride ourselves on delivering a personal service and recommendations from our clients really are the best compliment for our team.

We of course look forward to your next mortgage review.

Kind regards

Dominik Lipnicki
Director

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