written by on 01/02/2017
I wanted to buy a flat with my boyfriend and decided to contact L&C for mortgage advice. We both work full time and earn enough to afford to buy the flat and pay the mortgage and we also have a deposit. The only problem was that my boyfriend's Credit Score was Very Poor as there was a Default on it. We was told that we have to fix this Default which we did and then come back to them. I contacted L&C straight away after the Default was fixed, but I still haven't received any reply. It has been more than 3 months already since I contacted them. Very, very disappointed as I thought that this was a big and reputable company, but it turned out to be completely useless. I guess they are only dealing with easy cases, don't bother to contact them if your case is more complicated. We are buying the flat now with no mortgage advice after such an experience and everything is going well so far.
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Pinx2007's Comment
Written on: 06/05/2017
My case sounds identical to yours. Would you mind be asking who you went through to get your mortgage? We are struggling, all over an £83 default :(