No statements or contracts received No callbacks Rude replies to emails False information given Calls disconnected when you ask difficult questions No idea what they did with the £920.00 they took from me in 7 months! Reported to financial ombudsman

i was with a debt company called chiltern. had 28k that i had run up because of an injury i had an then could not work. i am now back in work and have been put into an iva after a second opinion i got from waterhouse baker because my debts were not clearing. i heard about them on key103 radio station for manchester

i cant that you enough and had to write something about you i dont do this normally. you have been really helpful and non judgemental about me and i just want to that you. i heard you on radio plymouth and gave a call and from that moment i feel like a massive weight has been lifted from my shoulders. anyway thank you rebecca

these guys have helped my out of a real tight jam and i cant that you enough. really good stuff thank you

I have used waterhouse baker to put me into an iva. I did some research and so knew what i needed and they confirmed that. I had my creditors meeting last week and everything has been accepted and confirmed by all of my creditors (11 in total). i cant thank you enough. Greg

I have just entered into an iva through waterhouse baker, and they are fantastic. I cant recommend them enough. always keep me updated and are on the ball.

I had 52k worth of unsecured, and a secured loan on my property. Entered into a 6 year IVA last month and i have to say the whole process put me at ease. i cant thank these guys anymore. Matt Smith, you are a legend of the highest order.. Thanks to all. Frank

Waterhouse Baker have claimed back £5,814 for me from my lloyds loan. Very happy. It took about 8 weeks and received the cheque from lloyds in the post a couple of days ago. Thank you very much will recommend.

very easy to speak too and non judgemental. Settled into my IVA and was relieved to hear the new after my creditors meeting. Thanks