Written on: 18/06/2013
Valour Financial management has been really useful for me. All staff that I have dealt with have been very helpful when offering advice and importantly non judgemental! It took alot for me to admit I needed help and thankfully I made the call to this company. I now feel in more control of my finances. The team keep me informed either by email, text or call and I feel a great weight lifted off my shoulders but also the knowledge that I am able to make affordable payments and payments that... (read more)
Written on: 14/06/2013 by philllip (2 reviews written)
LIKES: When not able to pay the full amount and only able to pay half the amount they realy helped on that part. The other thing is that I still had contact with my creditors so that I could pay off some of the lump sum aslong as I told them who I've paid and how much and they would send an update of my balances. The staff I was always helpful and very calm speaking, even when I lost it on the phone trying to get advice on how i could get back on the road when my car was written off, she... (read more)
Written on: 14/06/2013 by philllip (2 reviews written)
LIKES: When not able to pay the full amount and only able to pay half the amount they realy helped on that part. The other thing is that I still had contact with my creditors so that I could pay off some of the lump sum aslong as I told them who I've paid and how much and they would send an update of my balances. The staff I was always helpful and very calm speaking, even when I lost it on the phone trying to get advice on how i could get back on the road when my car was written off, she... (read more)
Written on: 12/06/2013
Was drowning in interest and payment charges, contacted Valour, they took on board what I was saying. They helped get my payments under control. They explains most things to me, however I was not fully aware of their initial charges. After I had signed the agreement, it fully became clear they take a large chunk up front and then part of your second or third payment goes towards your debts. Overall a great service however, given that people contact them when they are panicking, stressed... (read more)
Written on: 11/06/2013 by stevem44 (1 review written)
Always kept up to date and contacted every month to ensure plain sailing.they take all the hassle leaving me to get on with my life without worrying.would recommend to anyone. (read more)
Written on: 06/06/2013 by LShadbolt (2 reviews written)
Right from the first phone call Valour were helpful, friendly and reassuring. We have been with them for 3 years now and they are always happy to help and answer any questions. As soon as Valour takes over they deal with all the hassle and reassure you every step of the way. I would have no problems recommending them to friends and family. (read more)
Written on: 06/06/2013 by Whysall86 (1 review written)
I was in a real mess with my money owed out over £10000! At the age of only 23 I can't remember where I had heard about valour but making that call in September 09 was the best thing I have ever done The process was simple and met my needs perfectly they sent me a welcome pack through the post and I've never looked back they have Been so easy to work with and dealt will all my creditors and really took a weight off my mind! I would 100% recommend valour to anyone struggling with debt at... (read more)
Written on: 06/06/2013 by DannyDott
I was in a financial struggle and called valour finance. The one conversation over the phone made me feel so much relief as they were very helpful but most importantly promised to try and freeze the interest rates on my accounts. How ever since they have taken over my accounts my interest has risen already doubling what i borrowed and the interest that was already there before i called valour and i have only been with them two months! I am begining to wonder what i am paying them to manage... (read more)
Written on: 06/06/2013 by allison809 (1 review written)
I am very pleased with the service provided by Valour Financial Management & would recommend them to anyone who finds themselves in financial difficulty, Advisors are friendly & everything is well explained before they act on you`re behalf in easing debt problems, overall, an excellent service is provided all round. (read more)
Written on: 06/06/2013 by Thompson71 (1 review written)
I sought help from Valour Financial when I experienced a serious financial crisis and have been receiving superb assistance from Keelie at Valour Financial. I would highly recommend Valour to anyone who is seeking similar help. They take ALL the hard work out of resolving issues and communicating with creditors, etc. and they keep in regular contact with you to make sure you are ok and let you know any up-to-date information. Thanks again for your ongoing help Keelie! N. (read more)
Written on: 04/06/2013 by jojaylove (2 reviews written)
Excellent costumer service. Helped me alot by taking the stress from me when my hours at work were reduced I had to get help with my bills. Valour were excellent right from start to end. Thank you Valour forvall your help annd support. (read more)
Written on: 04/06/2013 by SueSpen (1 review written)
Valour Financial Management was my saviour at a time of personal and financial problems.I wanted to know how I could help my situation. I therefore contacted Valour Financial as their Criteria fitted my needs. I was correct to do so too. I received the advice that I needed, and I certainly have a very understanding and helpful Personal Assistant/Administrator. He has helped me all the way, as have any of the staff that I have had to deal with. Whatever problems that arose at the beginning,... (read more)
Written on: 31/05/2013 by NClare86 (1 review written)
I've been with V.F.M for about 2 & 1/2 years now and they have taken away all of the stress from me from my creditors. Before I joined V.F.M, my monthly outgoings were nearly as much as my earnings and every month I was struggling to get by. I missed payments to my creditors and my credit rating took a big hit! With the help of V.F.M, my monthly repayments have been lowered to a figure I can afford and I no longer get hassle from my creditors chasing money. I would recommend this company... (read more)
Written on: 31/05/2013 by jord2486
I joined Valour Financial at the end of last year and the service and help from them has been fantastic. They helped me to lower my monthly repayments to make my debts manageable. The service from the staff here is superb and they are extremely helpful and patient.They give fantastic advice and deal with everything on your behalf. I would definitely recommend my family and friends to join as well. Thank you to Valour and your outstanding staff, this was the best decision I ever made :) (read more)
Written on: 29/05/2013 by PAMELABARHAM (3 reviews written)
I am very pleased with Valour for dealing with our creditors. They take the stress out of being in financial difficulty. My husband became redundant and we then realized that we could not afford to pay back our creditors which became very stressful for our family they got in touch with our creditors and sorted out a payment plan that suited us and our creditors. They keep us informed of everything. I would recommend them to anyone in financial difficulty and have done so. (read more)
Written on: 28/05/2013 by robbiepowell (2 reviews written)
after my wife left me i was in a right mess we were with valour before but with there help and expertize they set me back up with the creditors and now i can sit back and stop worrying thankyou (read more)
Written on: 26/05/2013 by Lockie_lola (1 review written)
I really am grateful for valour financial as they have helped me. I felt like I couldn't get on with my life, as a young person, wanting to go out with my friends and do what everyone else was doing- I just couldn't do it. The reason I got into debt is my ex boyfriend, I was stupid enough to take out a loan and credit for him- he said he would pay me back and help me pay- but he didn't! Which now I can see he was never going to! So I felt like I was sinking and sinking deeper not being able... (read more)
Written on: 24/05/2013 by fmhabbin (1 review written)
From three years Valour Financial Management is looking after my debt plan in a positive way. I never missed a payment again and when I was chased by creditors Valour Financial Management dealt with them accordingly. I am always getting consistent customer service support and I get monthly calls from them checking if everything is alright and if I am ok with the payment method or plan or asking me if I need anything. They really care for me as a person not as a number. Nowadays I am more in... (read more)
Written on: 24/05/2013 by Scottyboy25 (0 reviews written)
Valour financial management have been extremely helpfull in sorting out my financial situation the ease of use of there service and friendly approach has made it extremely easy for me to get back on track. They have consolidated all my debts into one affordable monthly payment and communicate with me on a regular basis to keep me posted on how my account is running to sum up i would highly recommend them to anyone who is in a similar position as i dont believe there is a better service out... (read more)
Written on: 24/05/2013 by Panda4008
Excellent company. Very friendly staff who monthly check in to see if all is well. Any queries have been dealt with efficiently. (read more)
Written on: 24/05/2013 by Chenzo696 (1 review written)
I would just like to say a big thanks to all the staff at Valour for their brilliant service. I really liked the fact that there was none stop communication, whether someone was away or unavailable, there was always someone to assist me with my queries and progress my account. There wasn't really anything I could say was bad about the service, so I would most certainly recommend Valour to anyone wishing to clear their unwanted history in a timely and manageable fashion! Best... (read more)
Written on: 24/05/2013
I have found my advisor extremely helpful, they have been able to answer all my questions and have given me great confidence after problems in the past (read more)
Written on: 23/05/2013 by NowDebtFree (1 review written)
Highly professional company and I am so glad I discovered them after finding myself in a lot of debt. Creditors were taken off my back in an instant which took a lot of pressure off me. I am now nearing the end and will shortly be debt free. I don't think I would have ever been able to manage without the help from Valour Finance. I cannot recommend them enough. Thank you. (read more)
Written on: 23/05/2013
Right from the start of the process the people on the phone made me feel like these people could stop all the worry about the money i owed to the companies they are dealing with on my behalf.They have kept me up to date with every thing and helped me through a very bad time. The positive feeling you get when talking on the phone makes you feel their is light at the end of this very dark tunnel and they are shouldering all the worry. (read more)
Written on: 23/05/2013 by noon71
been with valour for 3 years and have not got a bad word to say about them.they have given us peace of mind and been very helpful through out.excellent service. (read more)
Written on: 23/05/2013 by roxymoonbeam (1 review written)
I contacted valour over 3yrs ago now & they have been brilliant.They sorted all my debts out for me & got me out of a big mess.They contact me on a regular basis just to check all is ok & ask if i have any issue's with creditor's.The customer service is second to none.I would most definatley recommend Valour to anyone looking to consolidate their debts. (read more)
Written on: 23/05/2013 by philpaffey (1 review written)
My wife and I have found Valour Financial Management very professional, friendly and consistent, they assigned a member of their team to manage our account and he a regally contacted us to see how things are going? He was always available to talk over any issues and to deal with any problems. Since being with Valour Financial Management, all the stress and strain of dealing with individual companies and trying to pay off our debts has all but gone... Once Valour took us on, our problems soon... (read more)
Written on: 23/05/2013 by GaryFarnborough
Very good company good to talk to someone that can help. Always friendly and helpful if you need to call them. Arranges everything and check each month to make sure you are all right with all the arrangements. Would and have recommended to friends. If you need financial help this the one company to contact. (read more)
Written on: 23/05/2013 by Tattooist72 (1 review written)
Every member of staff at Valour financial management I have spoken to has had a great knowledge of the company and has been able to answer my questions or concerns perfectly. I was put at ease strait away from the first phone call. They have taken control of all of my dept and contacted my creditors to act on my behalf. I pay one payment to them every month and they distribute it between my creditors as they have agreed to do so. They have managed to get some to agree to 0% interest and... (read more)
Written on: 23/05/2013 by wilbyfamily (1 review written)
Valour was our family's saviour, was really struggling with everyday things due to money worries. Valour was a life saver they helped me from the very start kept me informed and up to date with every process. We as a family feel that our life is starting to get back on track again and knowing we will be debt free in years to come feel's fantastic. The only down side was the constant calls and none response from my creditors but that is nothing to do with Valour one call to them and they... (read more)
Written on: 23/05/2013 by BradMK2 (1 review written)
From the very first phone call, I was really impressed with the Valour service and commitment. No judgement of my getting into a mess, just practical ways of helping me to sort things out. A few phone calls and letters later, and within a month or two, I am on properly set upPayment Arrangements with my Creditors, and the heat is off me! I have some personal funds available to me, but more importantly, I am paying what I can afford to my Creditors. Thanks Valour - you've helped me no end!... (read more)
Written on: 23/05/2013 by Clarke74 (1 review written)
Valour really helped set my mind at ease from the outset and gave me advice every step of the process and application. I have been kept fully updated along the process and any questions or queries i have had, have been dealt with quickly and explained in detail. (read more)
Written on: 22/05/2013 by martin.l (1 review written)
Very helpful staff right from the off, and spoke proper language that even an idiot could understand! Having your own personnal financer is a great, as you know who your talking to at all times unlike all those customer service centres. Every step of the way, they get in touch and are always there when you need them. Valour have helped me out of quite a sticky situation and I am more then happy that I signed up for help. I would recommend Valour to anyone who is having difficulty with their... (read more)
Written on: 22/05/2013 by TonyLauraBarber12 (1 review written)
An absolutely fantastic company, I have recommended Valour to several of my friends and they are as impressed as we are. They always keep you up to date with everything and if you need any help they are always willing to help or advise you in any way they can. Took away all the stress we had about our debts and give you realistic time frames as to when you will be debt free. (read more)
Written on: 22/05/2013 by kp76 (1 review written)
I was admittedly skeptical about a debt management program at first, but I knew I needed to get something done. Valour were very helpful but most of all they weren't judgmental at all. Since being on the debt management plan with them letters from the companies I owed money too stopped, as did the phone calls, Valour have done everything for me. I would definitely recommend them. (read more)
Written on: 21/05/2013 by lindagriff74 (1 review written)
After finding myself in financial trouble I contacted Valour. They have been brilliant. The staff are beyond helpful and keep in touch regularly to make sure everything is ok. I don't know what I would have done without them. I would recommend them to anyone who has lost control of their finances. (read more)
Written on: 21/05/2013 by happylondoncustomer2013
I have been with Valour Financial since 2008 and the whole process has been easy and efficient. I dont have to worry anymore about who I owe money to, when they need to paid and how much my bills are going to be every month from my creditors. I have agreed a fee with my creditors and that same fee is paid each month giving me peace of mind and able to manage my cashflow. Valour have managed my creditors and my financial situation with ease and are constantly keeping me updated with my... (read more)
Written on: 20/05/2013
Good Service, helpful staff that keep in touch informing you of every aspect of what is going on with your debts. They can help you take back financial control of your life. I was really struggling after a load of unexpected expenses and I am now almost back on track after being with Valour for only 2 months. (read more)
Written on: 17/05/2013 by lorrainemallon (1 review written)
I find the staff all incredibly helpful & friendly. However, I don't need to be called once a month to find out how I am doing. I can't answer my phone in work & it is costing me a fortune in voice mails. Please just text me if you need me to call you. It's a nice thought, but i really dont want a courtesy call once a month, If I need something I will call you. (read more)
Written on: 16/05/2013 by pb1961 (1 review written)
My wife and I found ourselves in financial difficulty 9-months ago and despite both working and earning good money, we'd over-stretched ourselves, made poor decisions and now our income was substantially less that our outgoings. And our creditors weren’t being pleasant with us. The stress was awful and our relationship and family life was deteriorating fast. My wife discovered Valour - at first I was very sceptical and refused to talk to them - but when we did make that fist joint call... (read more)
Written on: 15/05/2013 by paula260767 (1 review written)
valour financial management helped me take control of my finances after i had got into difficulty they were very friendly and helpful i can ring them anytime i need help or log into my client portal to make contact they have kept me informed of all payments made to my creditors and because they handle things so proffesionally i have not had any letters from my creditors which makes things so much easier (read more)
Written on: 15/05/2013 by hollies1982
Very freindly staff and exellent services they have realy helped me in my financial difficulties (read more)
Written on: 15/05/2013 by sjstuart (1 review written)
I was really struggling to keep my head above all my debts so I filled in an easy form online at Valour, the next morning I received a call from them saying that they could help, this was a great relief to me! I found the whole debt situation very confusing to deal with but their advisors helped me out every step of the way and everything became very easy, very quickly. I could not recommend their services enough for someone in the same situation I was, they are friendly, effective,... (read more)
Written on: 15/05/2013 by DoodleBug1967
All i did was to fill in a short uncomplemated form on line. 2 mins later a phone call. Excelant result, within 30 minutes I was smiling again, a huge weight off my shoulders. Would recomend Valour to any one who is strugling with debt.cant believe how its changed my life. Thank you Valour. (read more)
Written on: 15/05/2013
Valour financial management helped me get my finances under control after a long period of time being in debt and not being able to manage it. My debt management plan made everything into one one easy to manage monthly payment. I would definitely recommend the service to anyone struggling with their finances. (read more)
Written on: 15/05/2013 by kevflynnful (1 review written)
I found valour very very helpful in assisting me with my debts. They were professional and I found their communication team friendly and sincere. I could not recommend them highly enough. Have recommended them to family and friends. I liked how easy it was to get through to their support team. Their website is also very easy to use. Excellent. (read more)
Written on: 14/05/2013
I have always been very sceptical of these debt management businesses. However, Valour have changed my perception completely. Efficient, helpful, friendly and have provided a good plan/solution to a problem that was causing me a lot of stress. They call me regularly and I pay one low monthly payment to my debtors directly and Valour have managed to freeze the interest so I can pay these debts off so much quicker, and be able to have some spare cash at the end of each month. (read more)
Written on: 14/05/2013
I have always been really dubious of these "debt management" businesses. But when I found myself in a really tough situation where I was earning a lot of money, but my credit rating was so bad I couldn't get loans for anything and was paying through the roof for old debts, I was in a lose lose situation - unable to get a consolidation loan. I was made aware of Valour FM and they've been so helful. They call me regularly and I pay one low monthly payment and they deal with all my debtors... (read more)
Written on: 14/05/2013
I couldn't be more pleased with the service I received from Valour Financial Management. I received regular phone calls checking that everything was ok and the portal was kept up to date. I was with a different Debt management company previously and the difference was night and day. Once I changed to Valour (who were recommended to me by another satisfied customer), I had no stress at all and I'm pleased to say I am no longer in debt and would just love to say a big thanks for all your help... (read more)
Written on: 14/05/2013 by PLangy
Having needed to get help with my finances I approached Valour for assistance. From the word go they were there to help. I had contact details, all the information I needed, a personal advisor and for the first time someone who I could talk to who encouraged me that there was light at the end of the tunnel. Once the plan was underway I had regular contact with my advisor and never needed to chase, my advisor always called me back if I needed to leave a message. I never felt a burden and... (read more)
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Shinsplint's Response to DannyDott's Review
Written on: 12/06/2013
Valour take your first 2 months payment as a setup fee. Therefore you will default for 2 months before anything goes to your creditors. This is much the same for all PAID DMP organisations