No problem with churchwood finance

I have been with churchwood for about 8 months. I was very worried when I first signed up to them because I read the reviews. To be honest churchwood did exactly what they said they would. They dealt with all my debtors, and assured me that I would initially get phone calls but they would soon stop, which they did after about 6 weeks, if I got any letters I was to just forward them to churchwood and they would deal with it. I even got money back from a credit card company after they had charged me interest even though we had an agreement to freeze the interest, churchwood dealt with them quickly and efficiently. I went into this knowing exactly what the fees were that I would be paying, and it's hell of a lot less than the interest I was paying to my credit cards. So far so good and I hope to be debt free in afew years.