Vanquis Card Misleading

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Vanquis Bank Credit Card
★★☆☆☆
2.2
33.0% of users recommend this
  • Customer service

  • Value For Money

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Mills280's review of Vanquis Bank Credit Card

“Vanquis Card Misleading”

★☆☆☆☆

written by Mills280 on 09/01/2016

Vanquis advertise they are good for improving credit rating but they don't. They say they assess your account and other factors every 5 months and your credit limit may rise. I earn about £40000 a year and have zero debt and own my own home. They gave me £1000 limit and experian drop my credit rating as I have this low limit. I did have defaults registered against me about 5 years ago but this must mean I will never be credit worthy again in Vanquis eyes. I have had my credit card with them for a year now and my limit is still £1000. Don't get me wrong I dont need credit, but I would not recommend Vanquis to improve your credit rating.

  • 6 - 12 Months

    Used card for

  • No

    Loyalty scheme

  • Value For Money

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