Vanquis Credit Card - Great for me!

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Vanquis Bank Credit Card
★★☆☆☆
2.2
From 353 reviews
33.0% of users recommend this

  • Customer service

  • Value For Money

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Felix316's review of Vanquis Bank Credit Card

“Vanquis Credit Card - Great for me!”

★★★★★

written by Felix316 on 28/03/2015

I have seen all the negatives about these guys, all I can say about my experience is they are great. I have never missed a payment, they have increased my limit to £3.5k. I now pay my balance off in full each month and now my credit score with experian is 988. They are the same as any other credit company, they just expect to be paid on time!

  • 1 year and over

    Used card for

  • Yes

    Loyalty scheme

  • Customer service

  • Value For Money

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Janeb202020's Comment

Written on: 26/05/2015

To give Vanquis 5 starts - you really must be in the minority. Speaking from personal experience - unlike most other credit card companies, if you pay on time or even early, but don't quite pay off the full balance one month - they sting you with 2 charges: Purchase Interest and Billed Deferred Finance Charges, which effectively equates to 120% APR!!! You speak to their Customer Service department and their explanation for this additional charge is vague to say the least. NOT A GOOD COMPANY TO DEAL WITH.

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