WARNING DO NOT APPLY

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Vanquis Bank Credit Card
★★☆☆☆
2.2
33.0% of users recommend this
  • Customer service

  • Value For Money

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New_User1989's review of Vanquis Bank Credit Card

“WARNING DO NOT APPLY”

★☆☆☆☆

written by New_User1989 on 05/07/2013

Just going to write a simple review to advise people NOT to take this card out. The interest is a joke, the charges are a joke, They will have your financial status in tatters. Just look at the money saving expert forum and see the threads on this company. I still owe them a good bit of money and I just pay every month now but they add little things in that take away what ever money you pay back. The customer service is awful and they are willing to bleed with all there hidden charges. Now please consider this review, if you can not get a decent credit card with a low APR or what not DO NOT BE TEMPTED WITH VANQUIS. Wait until you can get a decent credit card.

  • 1 year and over

    Used card for

  • Yes

    Loyalty scheme

  • Customer service

  • Value For Money

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Compass209's Response to New_User1989's Review

Written on: 24/07/2013

WHY USE THIS CARD IF YOU CANNOT AFFORD TO PAY OFF THE FULL BALANCE WHEN THE STATEMENT IS DUE ???

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New_User1989's reply to Compass209's Comment

Written on: 24/07/2013

Because I was gullible when I was a bit younger when I got made redundant I could not keep up being out of work only able to pay a few months on JSA, Which at this time they still charged unknown things on the card and at no point did they help when I was made redundant !

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Girlie1112's Response to New_User1989's Review

Written on: 07/03/2014

I am Vanquis customer for 4 years with a gold card limit of £3000. never got charges and pay full balance by direct debit if I use the card. Good customer service, had no probs with them.

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Compass209's Response to New_User1989's Review

Written on: 24/07/2013

LET ME GIVE YOU ONE PIECE OF EXTREMELY USEFUL FINANCIAL EDUCATION !!!

BACK IN THE 1850S MR MICAWBER AND DAVID COPPERFIELD BOTH WORKED IN THE SAW MILLS.

MR MICAWBER SALARY EARNT £1 EXPENDITURE £1.01 RESULT MISERY

DAVID COPPERFILED SALARY EARNT £1 EXPENDITURE £0.99 RESULT EXTREME HAPPINESS !!!

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