Written on: 27/06/2013
Got this card about 2 years after opting for bankruptcy due to unmanageable levels of debt and ludicrously unhelpful lenders.
I went from a £500 limit up to £1000 in 4 months, and then up to £1750 4 months after that.
I use it as my "Spending Money" card throughout the month, and then pay then entire thing off in full at the very start of the billing cycle.
Once a month I check my credit report, and since getting this card, it has steadily risen from the doldrums of BAD up to a fluctuation between GOOD at the end of the month just before paying it off, and EXCELLENT (980+ score) about a week after paying it off in full.
Used wisely, this card can do wonders. Just fear the 39.9% APR, And never plan to have a rolling debt on this card, about you cannot go wrong.
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