Written on: 25/02/2013 by GeofD (13 reviews written)
I applied for this card when Capital One refused to increase my £200 limit after 7 months. Luma accepted me instantly and gave me a £1000 limit.
The card has never been refused accept at a certain super market Aldi, but they hardly accept any cards. The Card is managed by Capital One, but have been assured that they do not own Luma, and I hope this is true...
Can really recommend this card
I never go near my limit, but the security it gives you is priceless !!!
Capital One have now raised my limit to £500 ....strange...
As rated by our community of reviewers
" Poor, very poor " Read More
" LOW LIMIT AND CONTINUED REFUSALS " Read More
Written by Stevepqrt
" Like many other people, closed for no reason " Read More
" Avoid as very poor customer service " Read More
Written by moby79
" Helped me out when no-one else would " Read More