Perfect for people with bad credit!

Got this card close to six month's ago, I had applied previously and been refused, but once accepted I was given a limit of £200.

The limit is perfect for me for any emergencys, the card arrived very quick and was easy to set up. The online is also useful to view old statements, make payments and contact an advisor to a query.

There standard APR is 34.9% but mine is 30%. I was told in alot of reviews that the limit would go up after around four months but this didn't happen for me, but hopefully it will.

Also I have been informed you can still apply for their Progress Card without closing the Classic Card account.

Also note any balance transfers are for £50+ only. You can only apply for the Progress Card after you have had the account for 6 months. And also always pay more than the minimum payment becuase the interest is so high and it will take you years to pay it off, the more you pay off the more chance you have of getting a credit limit.