written by Rayish on 08/12/2015
Started with a limit of £300 now 24 months later £3500.
Have always made payments on time. Direct debit set up also make additional payment every month.
I have my statement ordered online, so no excuse.
Having had this card I have used it to build my credit dramatically and it has worked.
Never had a problem with staff.
My advice is: if u decide to use your card to the limit and then decide to make minimum payments h will incure Apr and interest every month, ur balance will not reduce and u possibly could end up worse for wear.
Use it wisely and pay on time and u will see the benefits. I spoke to my own bank co-op and they have given me a card with a starting balance of £4000. I am so amazed to see all these negatives where people are saying they haven't received statements in the post which u can do online? Can't pay off balance in full , every card has 60 days no interest period u can pay it off , it's ur card and u know best how to use it.
Last but not least if u know u won't be able to pay for something and swipe ur card it's best if u say to ur self live without it. Buy it with cash.
Hope this helps.
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