Noddle Reviews - www.noddle.co.uk

★★☆☆☆
2.4 / 5
102
36% of users recommend this
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Latest Reviews

★☆☆☆☆

“DEFAMATORY CREDIT SCORING”

Written on: 22/04/2015 by EileenPatterson (1 review written)

Shocking Credit Score of 1/5 compared to a good score of 902 with Experian. I will consider taking legal action against this company as I consider their reporting of my credit score to defame my good credit standing of late. I shall also contact lenders who use this dreadful company to let them know the sharp and dubious practices appearing to be CALLCREDIT's means by which to force consumers into "buying" a good credit score- they claim to be able to improve ones score if one pays a fee. My… Read Full Review

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★☆☆☆☆

“Shocking score with ok credit history”

Written on: 29/03/2015 by JerimiahPrater15 (1 review written)

No ccj, defaults or missed payments. 1 car loan, 2 credit cards (1 at 50%) other at 90% and get 1/5. This is a disgrace of a 'scoring system' to make you sign up to see how you can increase improve - only one suggestion - to lower balance on a credit card. A fairer score would be 3/5 at least! Other credit agencies much better imo. Don't expect to gain much from their 'help'… Read Full Review

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★☆☆☆☆

“Not even Bothering !”

Written on: 02/03/2015 by Landyn36 (1 review written)

Thanks everyone after reading your reviews and been iffy about them asking for card details im not even bothering going on the review site ive heard there RUBBISH really poor so thanks to this page you all saved me grief THANK YOU REVIEW CENTRE POSSY… Read Full Review

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★☆☆☆☆

“Liars!!!”

Written on: 15/02/2015 by JaylenCruz (1 review written)

I signed up to this site a year ago and still having problems with them updating my details. I am on the electrol roll but according to Noddle I am not. I have even sent evidence to prove this. Equifax show my credt score as 400 out of 500, Noddle show 1 out of 5. What the hell!!! Stay away from Noddle people. Stick to Experian or Equifax as they are more reputable… Read Full Review

Stuwer231267's Comment

Written on: 25/04/2015

Equifax highest score is 600 and not 500

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★★☆☆☆

“late updating”

Written on: 15/02/2015 by Popeap433 (1 review written)

Credit scoring is wrong and the payment history is never up to-date. it showed my payment are zero when i paid full balance within a week of statement. Otherwise it is ok for a free report… Read Full Review

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★☆☆☆☆

“Awful!!. Like many other reviews here i have very...”

Written on: 08/02/2015 by Nicolasx200 (1 review written)

Awful!!. Like many other reviews here i have very little debt and Noddle just seem to randomly generate a low score every month even when you have had no activity lending wise. I suspect they do this to encourage you to buy additional products off them… Read Full Review

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★☆☆☆☆

“Totally useless. Avoid like the plague.”

Written on: 08/01/2015 by Carlees457 (1 review written)

This company is totally incompetent. to the extent that I intend to write in detail to the Press , the O.F.T. and anyone else I feel you expose them in the public arena. In my view their parent company CallCredit is equally guilty by association and this should also be exposed to the general public… Read Full Review

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★★★★★

“free service with free email notifications ”

Written on: 05/01/2015 by 486Napier (1 review written)

They're service has always been free for me while all the others wanted money up front. Always clearly had an overview of my report and also send me monthly notifications if my report has been updated. After a while I managed to get my credit all the way up. Can not see why you wouldn't use them… Read Full Review

Richierm257's Comment

Written on: 08/04/2015

they are never correct with there scoring 100's of reviewers saying the same thing cant be wrong. it should by the laws of mathematics alone be impossible to have a score of 1/5 if all the other reputable agencies have your score as excellent with the same information...

do you work for them ?

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★☆☆☆☆

“A dishonest company with inaccurate credit reports.. ”

Written on: 26/12/2014 by moRoach88 (1 review written)

Report this company to Watch Dog!!!! My credit report is good with both other credit reference agencies. My score on noodle is just 1 out of 5 which states it will be very difficult for me to find credit. This is very worrying as we are looking to get a mortgage next year and this inaccurate score could really ruin our chances of getting a good rate. I only have 2 loans on there, always paid on time and I've never missed a payment, one of them ends in a few months. I am also on the electrol… Read Full Review

Nellieacharris's Comment

Written on: 02/01/2015

That doesn't really make sense to me? Are you saying Noodle is fake or they are real and ruining scores? Im not exactly savvy with this but if the scores from a dodgy site that isn't supposedly isn't real are bad ones that shouldn't affect your 'real' credit rating

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Richierm257's Comment

Written on: 08/04/2015

totally agree very fraudulent company

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Martin2015's Comment

Written on: 19/01/2015

I agree! I too was shocked when I saw my rating 2 out of 5 when not long ago my rating was almost perfect! " out of 5 even to me is bad! The site doesn't also allow you to see companies who had done checks on your name for the 2 years etc...!

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★★★★★

“Have no problems with registering. All information is...”

Written on: 28/11/2014

Have no problems with registering. All information is correct… Read Full Review

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★☆☆☆☆

“Wrong information”

Written on: 24/10/2014 by JunJun9000 (1 review written)

Signed up recently to find several bits of completely incorrect information. When reported, the site's administrators simply rejected the dispute without any explanation. Would not recommend and I would hope credit companies don't use the information stored on Noodle either!… Read Full Review

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★☆☆☆☆

“Can't even join”

Written on: 07/10/2014 by johnyates417 (1 review written)

I tried 50 times to join i told the truth correct name address and age + card details I am on the Electoral Roll but i get the same message every time Sorry, we haven’t been able to verify and validate your identity and can’t provide your credit report. There is no reason why and i have used the same details to join other credit report sites including there sister site that want £14-99 a month. for some reason the same details work on there but not on the free one.  I would not trust this… Read Full Review

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★★★★★

“It's A Free Service!”

Written on: 03/10/2014 by Robert_Gill76 (1 review written)

Do not believe the negative comments they don't know what they are talking about. Most refer to the fact the report is inaccurate or other agencies are giving them a high score when Noddle is giving them a low score. To my knowledge Noddle is the only free credit referencing service available. I have have a Noddle account since inception and have never been charged for the service and gave found very useful. Here are some facts: When you sign up for Noddle there is a tick box option to… Read Full Review

Richierm257's Response to Robert_Gill76's Review

Written on: 08/04/2015

Free is no excuse for incorrect confusing and misleading information fact...

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★☆☆☆☆

“totally inacurate credit report and they cannot...”

Written on: 15/09/2014 by Yorkeo1963 (1 review written)

Useless information on this report, my mortgage account isn't showing so I asked them to update my credit report. They aaparently can't add the account or change anything so it is a useless credit report and rating. I asked for a refund and after many emails they said that becsuse I had ticked yes on one of the pages for a special deal I was not entitled to any money back. DO NOT WASTE YOUR MONEY ON THEM… Read Full Review

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★★★★☆

“Seems good enough to me”

Written on: 08/09/2014 by Dukemcawesome (1 review written)

Lots of angry people on here. A bit confused by that myself. The '#/5' rating system they have is a bit unclear, but there is plenty of information available available on the site if you want clarification, just have a look on your profile. For precisely £0.00 I've managed to confirm that I am in fact in charge of all my money and there's nothing I don't know about, which is what I wanted. If I wanted it to give me financial advice, I'd go to an IFA or pay for a service, not complain about… Read Full Review

Richierm257's Response to Dukemcawesome's Review

Written on: 08/04/2015

Free is no excuse for incorrect confusing and misleading information fact...

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★☆☆☆☆

“Rubbish outfit...waste of time”

Written on: 06/09/2014 by blLake348 (1 review written)

They advertise as a free service, & then ask for money ??? It is impossible to contact them by phone. I have sent them several emails & they do not reply. The give subscribers a low rating & then demand money to review your file. Stick with Experion & Equifax who give a much better, genuine service. YOU have been warned !!!!! … Read Full Review

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★☆☆☆☆

“My credit rating is perfect according to expedia and...”

Written on: 04/09/2014 by jaytory (2 reviews written)

My credit rating is perfect according to expedia and these jokers scored my 1 out of 5. This is just a site to get your details and distribute them to credit card and loan companys. Stay away from this outfit. … Read Full Review

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★☆☆☆☆

“Don't waste your money”

Written on: 29/08/2014 by PrimaryKey (2 reviews written)

I get a terrible credit rating even though it is now very good. I think they do this so they can promote lenders to you that charge exorbitant rates. Avoid. I'd give zero stars… Read Full Review

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★☆☆☆☆

“Terrible report! Waste of time!”

Written on: 24/08/2014 by Bee22 (3 reviews written)

My score with Equifax is 493 out of 500 My score with Experian is 958 out of 1000 Noddle however 1 out of 5!!! I have never missed a single payment, registered on the electoral. I have 3 credit cards always paid on time 2 phone lines and 2 current accounts all green with never missing a payment in the last 10 years. But for some reason noddle thinks I`m 1 out 5.... These jokers are part of Callcredit. Take their info very lightly, credit score all part of sales trick for you to buy the… Read Full Review

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★☆☆☆☆

“ABSOLUTE RUBISH”

Written on: 06/08/2014 by AveryAndersen (1 review written)

Went through the full process and was asked about a credit card application 10 years ago. How am I suppose to remember that after 10 years ago? I am glad I didn't get through as I have now found out that it coists £30 to get your report… Read Full Review

Markatherstone67's Comment

Written on: 13/08/2014

I think you'll find that every credit agency does this, it's called security questions. It doesn't cost you a penny to get your report, the only catch is it refreshes every 30 days not every day like paid reports.

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