Noddle Reviews - www.noddle.co.uk

★★☆☆☆
2.4 / 5
39% of users recommend this
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Latest Reviews

★☆☆☆☆

“Don't waste your money”

Written on: 29/08/2014 by PrimaryKey (2 reviews written)

I get a terrible credit rating even though it is now very good. I think they do this so they can promote lenders to you that charge exorbitant rates. Avoid. I'd give zero stars… Read Full Review

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★☆☆☆☆

“Terrible report! Waste of time!”

Written on: 24/08/2014 by Bee22 (1 review written)

My score with Equifax is 493 out of 500 My score with Experian is 958 out of 1000 Noddle however 1 out of 5!!! I have never missed a single payment, registered on the electoral. I have 3 credit cards always paid on time 2 phone lines and 2 current accounts all green with never missing a payment in the last 10 years. But for some reason noddle thinks I`m 1 out 5.... These jokers are part of Callcredit. Take their info very lightly, credit score all part of sales trick for you to buy the… Read Full Review

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★☆☆☆☆

“ABSOLUTE RUBISH”

Written on: 06/08/2014 by AveryAndersen (1 review written)

Went through the full process and was asked about a credit card application 10 years ago. How am I suppose to remember that after 10 years ago? I am glad I didn't get through as I have now found out that it coists £30 to get your report… Read Full Review

Markatherstone67's Comment

Written on: 13/08/2014

I think you'll find that every credit agency does this, it's called security questions. It doesn't cost you a penny to get your report, the only catch is it refreshes every 30 days not every day like paid reports.

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★★★★★

“This is great”

Written on: 31/07/2014 by Rach999xxx (1 review written)

A full and comprehensive report of all financial matters previous addresses (which on my report was incorrect which I wouldn't have known) electoral role showing CCJ's bankruptcy in fact everything it's absolutely great and totally free for life GET IT 5 star… Read Full Review

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★★★★☆

“Awesome Service and its FREE”

Written on: 24/07/2014 by DanielEP (3 reviews written)

I don't know what people expect from a free service, but used properly, Noddle is brilliant. They helped me straighten out my credit rating and build my score up to 4/5. They also recommended me to products that had better rates and offers than the high street. The site gives a full report, including open accounts, closed accounts, status and lots of advice about how to manage your credit. There is no membership fees and they don't bombard you with sales emails, it really straightforward to… Read Full Review

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★★★★★

“Excellent”

Written on: 11/07/2014 by wearecity (2 reviews written)

I can't understand why so many people are rating this so low. It's updated once a month and contains all my credit agreements both open and closed. Credit searches by companies are also shown and the reason they were made such as for verification, anti-money laundering or just a general update for a companies records etc... In addition, it also shows additional info, on any CIFAS markers, CCJ's, people linked to you credit wise etc. As for credit scores in general, they do not exist, so… Read Full Review

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★★★★★

“very good for free service”

Written on: 11/07/2014 by zvKelley237 (1 review written)

some ppl on here dont get it its bloody FREE you daft idiots have you not heard the saying you get what you pay for so get a life and as for noddle they have helped me and i have not paid a penny.they right to you with updates they dont need to but they are… Read Full Review

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★★★★★

“100% FREE. NO REGISTERING CREDIT CARD ! JUST AS IT...”

Written on: 09/06/2014 by JanessaSlaughter356 (1 review written)

I can't believe so many cheeky persons born of parents not married to each other have deemed it necessary to moan about this FREE service. All the other other credit agencies I tried to register with ALL want your credit card details in a desperate hope that you will forget to cancel your free trial and forever pay their extortionate £15 or more EVERY month afterwards. Or worse rely upon the fact that it is near impossible to navigate to the hidden url that allows you to cancel anyway. (in… Read Full Review

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★☆☆☆☆

“A Quick Review”

Written on: 02/06/2014 by JaniSimon (1 review written)

They are a complete waste of time, anyone who gives them a good review must be in their employment… Read Full Review

Markatherstone67's Response to JaniSimon's Review

Written on: 13/08/2014

I give them good reviews and I don't work for them, you probably work for Experian!

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★☆☆☆☆

“Not great value for money”

Written on: 16/04/2014 by Raj_1234 (1 review written)

Bad customer service, their credit report is a joke to be honest and the list goes on and on… Read Full Review

Markatherstone67's Response to Raj_1234's Review

Written on: 13/08/2014

Not great value for money? Something that is FREE? o.O

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★☆☆☆☆

“Worthless Data”

Written on: 24/03/2014 by Stevenson275 (1 review written)

This company is a total waste of time they give me a credit score of 1 despite me having an excellent credit file & I have not problems, getting credit cards, loans or any type of finance I apply for. Surely 1 being the lowest score is reserved for people with late payments or CCJs, I have none of these. Do not wast your time or money with these jokers!!!… Read Full Review

Paulsbigmouth's Comment

Written on: 04/05/2014

For what's it's worth I have 1/5 and poor scores with the other two,yet I still get credit,just ignore the scores as long as your never late with your payments just ignore them ain't work jack

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Richierm257's Comment

Written on: 26/07/2014

Firstly the other credit companies do not use 0/5 scores equifax use the out of 500 and experian out of 1000 so your comment is false.

Secondly i agree with the fact it is worthless data as with Noodle i am 1/5 which is poor and equifax 495/500 which is excellent and 955/1000 with experian so what gives ?? do these jokers know what they are doing ?

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★☆☆☆☆

“not a free credit rating”

Written on: 19/03/2014 by Kaylee411 (1 review written)

was looking to obtain my free credit report, however when registering to get this you have to pay a one off fee of £30.00 to get your report and credit rating, so its actually not free… Read Full Review

Matthewprice's Comment

Written on: 09/06/2014

You contradict yourself. Your credit 'report' IS FREE !. Your credit 'score' you don't get for free? unless you provided them some service for free in exchange? Whose responsibility is it to buy stuff for you? duh

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★☆☆☆☆

“Incorrect credit scoring”

Written on: 18/03/2014 by VioletColeman (1 review written)

I decided to give Noddle a try and to my horror my credit score and rating where showing as being low. It showed me a credit score of 579 which baffled me. Noddle is part of Callcredit so I made further checks and confirmed with Callcredit, Experian and Equifax that my credit score was actually 784!! This company is used apparently by a lot of companies to check credit history which is concerning if they are falsely reporting what your credit history is. They had accounts showing as open when… Read Full Review

Stuwer231267's Comment

Written on: 25/03/2014

i also tried the FREE service and to my horror they had me at a 1 ratingbut now after being with them a long time it is now 3 but it says i may still be turned down for credit.I am with experian and my credit score is 504 (excellent) as excellent starts at 466 so i am well in the excellent bracket because their score only goes up to 600 now.i am going to join experian aswll to see what my credit score with them is just to see the difference with 3 companies.Noddle say if you join for 30.00 you will see your score impprove but does that mean if you dont join you wont see your score move,seems a bit suspicious but i have emailed them tonight asking them what would joining their 30.00 improve my credit score so i will wait and see my responce tomorrow

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Dazwall's Comment

Written on: 28/04/2014

Call credit 1/5 I'm on the free report....Experian Very poor,used it for the free trial,Equifax rated poor again! Why people complain is beyond me..I only had a contract mobile for one year,no other debt,applied for two credit cards even though these agencies said I have a poor score was approved for both cards one has a limit of 4500 the other 3500,as long as you don't have arrears etc,just ignore them,they ain't worth the monthly fee

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Richierm257's Comment

Written on: 26/07/2014

They complain as their credit rating is wrong just because yours is all "poor" that does not mean everyone else is poor noodle falsely reports what your score really is i had the same my credit rating is excellent everywhere except noodle lol

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★☆☆☆☆

“Never updates, Barely any info included”

Written on: 19/02/2014

I have been a member of Noddle for over a year now and only once has it updated my information. After months of emailing a confirmation letter from my council, they finally updated my electoral roll information 6 months after I was added to the register! I am now going through the same awful process, having moved again last year (waiting 2 months this time). In addition they do not have any of my credit agreements listed, which are listed on experian and equifax. Useless… Read Full Review

Stuwer231267's Comment

Written on: 25/03/2014

just watch your adress isnt used in a different format to what noddle has for instance i lived in a flat and the address could be used 3 different ways (1/3 100,01/03 100 and 100f) which confused me because when i was applying for credit it was looking like i was trying different addresses so i got onto eqiufax and experian and they realised the problem straight away and their computer now recognise my address as 3 different ways so it doesnt matter what way i use my address it will go to the correct person

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★★★★★

“Great, up to date credit report”

Written on: 27/01/2014 by KenethVH (1 review written)

Noddle credit report is a fantastic credit tool for a quick glimpse at ones credit history, update, and score. Easy too use, very effective and efficient. It's easy too access as well, which makes it easier when getting morgages, or loans… Read Full Review

Janisimon's Response to KenethVH's Review

Written on: 02/06/2014

You probably work for them

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★★★★★

“Brilliant”

Written on: 23/01/2014

Why Noddle? Your getting everything you would get from a premium credit reference agency for free. If your not concerned with the data being updated live as it happens and happy to wait 30 days then Noddle is right for you. Its free It contains accurate history (for me personally) as it will vary from person to person Other Reviews on here... Poor customer services, I dare not say these are people who are annoyed with the information being presented to Call Credit (Noddle), if so your… Read Full Review

Janisimon's Comment

Written on: 02/06/2014

and you as well

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★★★★★

“Excellent”

Written on: 08/01/2014 by HMF2492 (1 review written)

The only agency to actually find my credit was noddle the other 2 needed further information and required a fee after 30 days I cant compare accuracy with others as the others couldn't find me, ive tried for along time to get a report of my credit and as I move around a lot with my job HMForces so now I can actually better my rating, so a big thankyou for the noddle service Thankyou… Read Full Review

Janisimon's Response to HMF2492's Review

Written on: 02/06/2014

and you as well

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★☆☆☆☆

“I don't understand ?”

Written on: 11/12/2013

Hi there, I joined Noddle 3 mnths ago and had a credit score 3 out of 5. Most of the info held on records was ok. It showed that I had 2 or 3 small loans outstanding that where correct. To try and improve my credit I used some savings to clear these loans. A month later I checked, the loans had disappeared BUT my credit score had dropped to 2 out of 5 .....? That cannot be correct, I did check to make sure that I had no missed/late payments as all payments from my bank are done by direct… Read Full Review

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★★☆☆☆

“Very slow to update”

Written on: 05/12/2013

I would not recommend this company. The information it has on me is significantly out of date - whereas it has been updated by both the other two… Read Full Review

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★☆☆☆☆

“AVOID AT ALL COSTS -IGNORANT STAFF- POOR CUSTOMER SERVICE”

Written on: 27/11/2013

Having signed up to Noddle after receiving a barrage of emails- I looked at my credit report which was WRONG- I contacted Noddle to rectify the WRONG AND DAMAGING INFORMATION- I had confirmation from another source that Noddle had been given the correct information some months before- they failed to properly u[date my records and caused me lastiing damage- I am seeking damages and hey ahve r=treated me appallingly.. STAY AWAY FROM THIS AWFUL COMPANY IR IS ALSO KNOWN AS CALL CREDIT… Read Full Review

Matthewprice's Comment

Written on: 09/06/2014

they don't make your credit history. YOU DO - and your creditors do. Noddle or any other credit agency only allow you access to the information held about you. I'm interested to discover how much you paid them for this fantastic service you imagined/expected?.. nothing?

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Groovychic's Comment

Written on: 10/06/2014

Hello Me/Mrs Angry

I don't believe I claimed anyone affected my credit file what I did say us that Noddle held ghe WRONG information which is their fault.

Hope you can now understand what the FACTS are. I suggest you read these remarks carefully befits engaging in unhelpful and ignorant comment which only serve to make you look foolish.

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