written by JanessaSlaughter356 on 09/06/2014
I can't believe so many cheeky persons born of parents not married to each other have deemed it necessary to moan about this FREE service.
All the other other credit agencies I tried to register with ALL want your credit card details in a desperate hope that you will forget to cancel your free trial and forever pay their extortionate £15 or more EVERY month afterwards. Or worse rely upon the fact that it is near impossible to navigate to the hidden url that allows you to cancel anyway. (in fact that's only for your credit report; they wan't another £15 ish EVERY month for your credit score if you want that as well). Paying such massive amounts every year is completely over the top.
We should be able to access our credit files for free. Noddle are the only ones that will do it completely free. NO HIDDEN catches, no paying £2 for a paper copy that takes ages to arrive in the post. No trying to sell you other stuff. No bull defecation.
I found the 'credit report' to be 100% accurate. And 100% free. Updated every month FREE. And extremely comprehensive.
I chose to pay a 'ONE OFF' fee to also access my 'credit score'. You don't have to have this but it was good value. (only 30 quid from what i remember - and NOT recurring!!!!). They show you your updated score every month afterwards for no further charge.
They even took up issue in allowing me to raise parts of my credit file i wanted to dispute. I had a linked address on there from somebody that opened a fraudulent catalogue account in my name a few years back. Finally got that removed from my credit file, whereas in the past the other credit agencies only allowed me to place a notice of correction which is useless.
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Richierm257's Comment
Written on: 08/04/2015
its the rating system that has people upset because Free is no excuse for incorrect confusing and misleading information fact...