Written on: 16/08/2013
Hi guys,I just thought I would write a quick review about noddle.co.uk
I am 43 years of age , and I have an excellent credit score with EQUIFAX & EXPERIAN.
I have had loans, credit cards, and even a fully paid up mortgage.
Every payment has been for the agreed amount,& paid on time,until the agreement has been settled.
I am thinking about buying a second property, and decided to check my credit report with all 3 company's.
My credit file was fine on Experian,with a credit score of 986 (Excellent)
The Data that Equifax held on me was pretty much the same with a high score and also stated as (Excellent).
When I checked my credit file on (noddle.co.uk)which is a part of the (call credit)company, my score was very low with only a 3/5 rating.
You are then prompted to view your (credit score) mine was only 586 which is deemed ( poor).
The company then prompts you to pay £30 for 12 months, to see how you can repair your low (credit score).
In my opinion, they deliberately manufacture a low credit score ,so that you sign up to the extra service called (noddle improve) for £30.
The data on your credit report should be pretty much the same as the other 2 companys,but it is only very basic.
Obviously you want to see what is having a negative impact on your credit score ,but surprize surprize, you can' see how to repair it without paying the £30 fee.
All the data that the company did have about me was 100% positive, and should have given me a much better credit score.
What is very worrying about this company, is that loads of big name lenders use this data on credit applications.
This company needs to be exposed, as this just cant go on..
Please write a review yourself ,if you have had the same problem.
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Written by yugapriya