DON'T TRUST EXPERIAN CREDIT

I GOT A FREE REPORT FROM EXPERIAN CREDIT - A LOT OF THE INFORMATION THEY HELD WAS INCORRECT AND SAID I STILL OWED A COMPANY MONEY. THIS WAS NOT TRUE, I PHONED TO TELL THEM-THEY WERE DISINTERESTED AND DID NOT OFFER ANY HELP TO SORT IT OUT.
SHORTLY AFTER GETTING MY REPORT, I RECEIVED A LETTER FROM CAPITAL ONE FOR PEOPLE, IT SAID, WHO HAD PREVIOUS DEBT PROBLEMS. I APPLIED, AND WAS REFUSED. ON CALLING CAPITAL ONE TO FIND OUT WHY, I HAPPENDED TO MENTION THAT I WOULD BE INTERESTED IN FINDING OUT WHERE THEY HAD GOT MY NAME AND ADDRESS FROM. I WAS INFORMED THEY HAD GOT THE INFORMATION FROM EXPERIAN CREDIT AND INFORMED ME NOW THAT I HAD APPLIED FOR A CARD AND WAS REFUSED MY CREDIT WOULD LOOK BAD. I CALLED EXPERIAN AND THEY SAID IT SAYS IN THE TERMS AND CONDITIONS THAT THEY CAN GIVE MY NAME AND ADDRESS TO OTHER COMPANIES.
I AM WAITING FOR EXPERIAN TO EMAIL ME WITH WHY DID THINK THEY HAVE THE RIGHT TO FORWARD MY INFORMATION TO A LOAN COMPANY, KNOWING THAT I MAY BE REFUSED BECAUSE OF THEIR REPORT. I WILL KEEP YOU UPDATED ON THEIR REPLY.