Hopeless.

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FaerieCakeMother's review of Credit Expert Online Credit report

★☆☆☆☆

“Hopeless.”

Written on: 18/12/2012 by FaerieCakeMother (1 review written)

I'm pretty fed up with this company. I signed up four months ago and after repeated emails - never received my pin code (which is meant to be received within 5 working days from the start of the scheme), they've never stopped the direct debit to resolve my complaint either.

They are meant to help those who have no / poor credit scores, and all they are doing is racking up a profit from others misfortune!

Steer clear.

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Johnwataboy's Response to FaerieCakeMother's Review

Written on: 21/06/2013

Hello there FaerieCakeMother

I know it's easy to say, but these credit companies are best left alone. Many of them are 'rogue traders'. Just get this clear - they are not in business to help you They are in it to help themselves from the 'fat profits' they make from 'ripping you off' with high interest rates they apply to their loans....and who do they target, but the most vulnerable in life. The nice people like yourself whom they find as being easy pickings.

Not everyone is fortunate to live an easy everyday life. Many will have a family to keep on low wages, and will struggle to make ends meet. ( Life sometimes is not fair ). As a result, you may well want to give your children the same as any other child about them, and then in wanting to do so, the only way you know is to take out a loan from a credit company, or LOAN SHARKS as I and thousands of other people label them. That is in fact, exactly what they are. I know that desperation for money at the time of such need is so easy to give into, simply because of the love you would wish to afford your children, just like any other Mum or Dad.

Having committed yourself to a loan, you then become legally bound to repayment by the easy and simple stroke of a pen....in other words your signature. You then find yourself paying back sometimes double or even more than double the amount you initially signed for to borrow. The money is in your hand and you will feel great about now being able to buy your children what other kids may have. It is quite natural to want to do that. However, that is when the pressure upon you starts.

As time goes by you find the repayments are becoming more difficult to make, and the LOAN SHARKS know that you will reach that stage sooner or later......and once again they pounce, and encourage you to take out a further loan to pay off the first loan, and exactly the same thing happens again. It is great for the first few weeks or months, and the pressure is on yet again. Only this time you are finding yourself getting deeper and deeper into debt. Believe me there will be no end to it. Some companies will even send around to your home, their ' Heavy Mob' or thugs, call them what you wish, because that is exactly what they are. T

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