Credit4Cars Reviews - www.credit4cars.co.uk

★★☆☆☆
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Latest Reviews

★★☆☆☆

“jen”

Written on: 08/02/2016 by jen325 (1 review written)

Are Credit4cars in administration I'm struggling with my payments I've been paying for nearly a year… Read Full Review

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★★★★☆

“never had a problem”

Written on: 04/02/2016 by qiBarr1973 (1 review written)

Hi. I took out a car from concept car credit on finance. The car I got was a vw golf on a 58 plate this was back in Oct 2014. Since owning the car I have spent £91.50 on repair bills this includes the service which I did my self. To put things clearly credit4cars is just a finance company who pays for your car to the garage which you got your car from. The blame lies with the garage on faulty cars and them ripping u off. However credit4cars should of been more carefully to whom they delta with… Read Full Review

Johnboy75's Comment

Written on: 04/02/2016

Haha what a load of bulls balls You act aly got a response via email. You must be the first. I think your an employee of the company.

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Johnboy75's Comment

Written on: 04/02/2016

Haha what a load of bulls balls You actually got a response via email. You must be the first. I think your an employee of the company.

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Johnboy75's Comment

Written on: 04/02/2016

Haha what a load of bulls balls You actually got a response via email. You must be the first. I think your an employee of the company.

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Johnboy75's Comment

Written on: 04/02/2016

Haha what a load of bulls balls You act aly got a response via email. You must be the first. I think your an employee of the company.

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Gazsheps82's Comment

Written on: 04/02/2016

Well you can have your opinions but if you reply to a comment like that. God help how you may of spoken to them on other end. I don't work for them I am a customer just given my exprience dealing with them.
Maybe I'm just one of the lucky ones who just didn't jump at first car offered and ended up buying scrap

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Gazsheps82's Comment

Written on: 04/02/2016

Well you can have your opinions but if you reply to a comment like that. God help how you may of spoken to them on other end. I don't work for them I am a customer just given my exprience dealing with them.
Maybe I'm just one of the lucky ones who just didn't jump at first car offered and ended up buying scrap

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★☆☆☆☆

“Very bad company stay away ”

Written on: 01/02/2016 by CheyenneDrew (1 review written)

Hi all this is our second car from credit 4 cars and I've had faults with both of them the first one I had to replace four tyres after owning the at for just over two months, I had to get the rear pads replaced plus 2x link stabiliser bars fitted other ones were making a knocking sound the front end of the car didn't line up on both sides I was told by a car body shop that it had been repaired at some point it wasn't a cheap car to buy second car again I've had to replace another two tyres I… Read Full Review

Antonycore's Comment

Written on: 02/02/2016

You got lucky we have had 4 cars 3 or which were that bad were wrote off completely all this in 9months told them to collect this car and stopped paying in November and been asking them to collect the car since ,with no luck

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Ilovemyshihtzu's Comment

Written on: 03/02/2016

They are in administration now.

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★☆☆☆☆

“DREADFUL SERVICE”

Written on: 13/01/2016 by qhFaulkner252 (1 review written)

We've had 4 cars from them, the first 1 gearbox and clutch went within weeks, the 2nd the engine blew up on the motorway when we had all our children in the car both times, extremely difficult to get car changed! Then the 3rd engine had bolts missing, broken window and electricity faults! Finally got a 4th car which so far is running fine! Sly and unbelievably dishonest!! they all are!! Do nothing to help and take you of your money!! Rude staff and unreliable! Paper work not clear too much… Read Full Review

Poppypandora2015's Comment

Written on: 13/01/2016

They're gone broke now .. Administration!!!!!!!

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Danielleturv's Comment

Written on: 20/01/2016

do you know what happens if you have a car from them? I tried giving it back because tbh its a shed on wheels and found they have goe into administration and even though ive not paid a penny on the car since November, theyve not immobilised it?? The car is currently on my drive marked as sorn and is only good for the scrap heap!!

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Jayboy29's Comment

Written on: 27/01/2016

I have had nothing but problems with my car what does it mean now there in administration can i just not pay them or can I just have the car

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★☆☆☆☆

“Iv had 2 cars of them the first one had gearbox issues...”

Written on: 09/01/2016 by Williamsok445 (1 review written)

Iv had 2 cars of them the first one had gearbox issues plus loads of other little problems.however lasted 18 months. So I thought I'll Px for a newer one fuel pump issues used a lot of oil . Had trouble starting and loads of other problems again the car lasted 18 mouths . So be law I could give the car back and walk away legally. The company gone bust the owners will create another company . I didn't have much choice cos of my credit history. I needed a car . So if your half way through your… Read Full Review

Poppypandora2015's Comment

Written on: 12/01/2016

Is this true???? I'm a year in and car in a mess tbh ... What's going to happen??? With our cars and money with have paid

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Creditforcarhater's Comment

Written on: 18/01/2016

I ring up and Said I don't want car anymore. As I'm half through I can return it . As long as the car is ok . I lied and said the car fine . Got the car back in there yard parked up went in the building sign some papers. I Loss the money I been paying for the car but so glad to walk away from it I didn't care .

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Emmy417's Comment

Written on: 18/01/2016

Well in that case they can have car back then as we have had it for nearly 3 years and have had no joy contacting them my husband is ringing the people from administration today and telling them to come get the car as we ain't paying for it no more doesn't bother us as got a new car last week

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Creditforcarhater's Comment

Written on: 18/01/2016

Ring them up and say I no longer want the car you have to take the car back tho . More costs

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★☆☆☆☆

“OXYGEN THEIFS!!”

Written on: 08/01/2016

Led right down the garden path. Don't have anything to do with them,I was actually sold the car by repair your credit with a car, which was a big reason for getting it. We were told that after making "12 big payments" we would then get a new payment plan which would be a lot lower than what we have been paying, so after the 12th payment I cancelled the DD and rang the person who sold me the car to be told it wasn't him but to call back, when I did was put on to what was supposed to be him but… Read Full Review

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★☆☆☆☆

“REALLY BAD COMPANY ”

Written on: 06/01/2016 by YazminVaughn438 (1 review written)

I purchased a car from them on the 30/12/2015. The day we drove the car away we noticed it had a fault. The fan blowers didn't work, the two front tyres were bald, and the tracking was so bad the steering wheel couldn't even be centralised. After trying to get through to their shambles customer service team for a day and half, they finally agreed to come and collect the car, and take it to be repaired. after a week of having no car it finally came back. Two brand new budget tyres on the… Read Full Review

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★☆☆☆☆

“not answering phone ”

Written on: 06/01/2016 by Emmy417 (1 review written)

I have noticed they haven't taken last 2 payments from the bank i have tried ringing them to find out why and nobody answers the phone i want to know if they have stopped trading and where i stand regarding my car starting to think something is very shady with this company… Read Full Review

Ashleyb1984's Comment

Written on: 06/01/2016

they have been taking my payments as normal but heard they have gone into liquidation, something doesn't seem right, i have contact trading standards and waiting to hear back as my car has an electrical fault. as far as am aware they have shut down and i may cancel any standing orders

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Emmy417's Comment

Written on: 06/01/2016

My husband has had enough of spending ages trying to ring them and when he phoned where he got car from they wouldn't tell him anything as don't know if by law they are allowed to he has been offered fiance for another car through another company he is thinking about taking it and then just taking his car back to where he got it and telling them where to shove the car

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Anniebobz's Comment

Written on: 04/02/2016

ive not paid for my car been 3 weeks and it still works i was half way through payment so rang up concept car credit who told me i could end the agrement on my old car and get a new one i got my new car injust 2 hours then i. was told id have to ring up credit 4 cars to come and get my old car because they have gone bust lol what any way i rang up cred4 cars they told me to put it in writeing idid and emailed them ive not made payment in 8weeks and car still works whats goin on need help is the car maine i now have 2. cars lol will they come for it

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Dandare85's Comment

Written on: 20/01/2016

I paid £5 in November and nothing since, my car is still active and ive tried giving it back, as i got a new car from a better dealer and they havent taken it... its been on my drive waiting for them to collect since the 21st December. Ive now not paid anything in over 2 months and ive not been contacted. Ive already got a case against them with the ombudsman for selling me a shed on wheels. In the 19 months ive had the car, ive paid £3000 in repairs!! They are as dodgy as hell and people need to stay away. Enjoy the cars people because they cant switch them off... the company is no longer around... I spoke to a friend in finance, her advise, sell the shed on wheels ive got as credit4cars cant do nothing and apparently theyve gone bust due to so many people claiming off them....

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Anniebobz's Comment

Written on: 04/02/2016

i in same boat im half way through payment wonted to end contract was told by some one put. it in a email i did and sent letter that was 3. weeks ago heard nothing and my car still works but im just waiting for a knock at my door do u think they will call yes or no

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Emmy417's Comment

Written on: 04/02/2016

If they cant even answer a letter,email or the phone i dont think there is much chance of them knocking on the door lol

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Ilovemyshihtzu's Comment

Written on: 11/01/2016

So can they still turn peoples cars off?

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Ilovemyshihtzu's Comment

Written on: 11/01/2016

So can they still turn peoples cars off?

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Poppypandora2015's Comment

Written on: 12/01/2016

Don't worry on that one . Easy sorted . Common sense and eyes

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Ilovemyshihtzu's Comment

Written on: 09/01/2016

I phoneed them. They phoned me back aswell.

I have been looking them up and their company is still active apparently.

Iv also spoke to them through email recently aswell with no problems.

I hope they arent still trading when they are not supposed to be.

They dropped my payments from £253 per month to £38 per month no hassle at all.

But are they being easy so that they are still getting money or are they being legit?

Im worried now.

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Ilovemyshihtzu's Comment

Written on: 09/01/2016

They are still trading as far as i know. I spoke to a guy 2days ago.

The thing i find weird is when i go to their website it says its been under maintenance since november but when i phone i get an answer.

They have put me on a payment plan as i lost my job.

Have they really gone into liquidisation?

Thank you

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Emmy417's Comment

Written on: 09/01/2016

Can i ask what number your ringing as even when people we got car from tried ringing them they got no answer and having dug about on internet they went into administration in December but i noticed last night that £40 has been taken from bank which is my usual weekly payment

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Ilovemyshihtzu's Comment

Written on: 09/01/2016

They also respond by email too.

I hope they havent gone into liquidisation and are still taking peoples money?

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Andy1987's Comment

Written on: 09/01/2016

They have gone into administration on 4th December. The administrator company is cbr global I tried ringin them about what's happening as I have a car which the engine is completely knackered on and off the road,they have just took my name and said were passing it back to credit 4 cars to call me yet I haven't heard anything. I've spoken to citizens advice and financial ombudsman and they have said we should have recieved a letter or email notifying us they are in administration and informing us what's happening. For now I've cancelled my standing order and hope there gonna take the car away n sort it out am sure I'll hear something as soon as a payment is missed.

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Ilovemyshihtzu's Comment

Written on: 10/01/2016

So who have i been speaking to? Credit4cars number is still active they phoned me 3days ago. I spoke to a guy called Lyndon Lennon.

Iv not had any info on them going into administration? Has anyone else?


The number that rang me iv had it saved since i got my car from credit4cars in june 2015. And when they phoned ut came up with the name.

Im confused?

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Andy1987's Comment

Written on: 11/01/2016

I think they are still active but are definitely in administration,I haven't recieved anythin from them to let me know they are I've just found out myself by ringing the insolvency number I got from citizens advice. We should have all had some form of notification either email/letter to tell us they have gone into administration I've been told by the financial ombudsman. If your unsure I'de give either of them a call there pretty helpful.

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Andy1987's Comment

Written on: 11/01/2016

I think they are still active but are definitely in administration,I haven't recieved anythin from them to let me know they are I've just found out myself by ringing the insolvency number I got from citizens advice. We should have all had some form of notification either email/letter to tell us they have gone into administration I've been told by the financial ombudsman. If your unsure I'de give either of them a call there pretty helpful.

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Ilovemyshihtzu's Comment

Written on: 11/01/2016

So what will happen to our cars?

Can they still turn them off with the tracker?

Im really annoyed they have ruined my credit score as they havent been registering my payments. So now equifax thinks i havent made any payments for 3months. So bloody angry.

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Ilovemyshihtzu's Comment

Written on: 11/01/2016

Just done some internet searching and when i looked on companies in the uk it tells you they are in administration.

Now just to see whats going to happen?

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Poppypandora2015's Comment

Written on: 12/01/2016

I'm worried too all and we need help ... What's going to happen?

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Poppypandora2015's Comment

Written on: 12/01/2016

My payment was on the 7th of Jan and by this point I would have had calls or emails as today 12th had nothing ... I had my payments dropped too £157 but I'm dropping more as on sick . What a mess

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Andy1987's Comment

Written on: 12/01/2016

I'm not due another payment till the end of the month but I've jus cancelled it for now going to see what happens, not putting anymore money into my car looking at around 600 for a new engine an getting it back on the road without any help so leaving it parked up and hoping they come and pick it up some time. I'de suggest if anyone hasn't already contact citizens advice and financial ombudsman they're quite a help.

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Poppypandora2015's Comment

Written on: 13/01/2016

I too have not paid and contacted cab and seeing them next ...

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★☆☆☆☆

“selling faulty unroad worthy cars”

Written on: 31/12/2015 by Elliott378 (1 review written)

I brought a car 2 months ago from these had problems and issues from day 1 they supplied a faulty key that was broken and taped and glued together which they refused to replace the incar sat nav was missing its disc was told it was posted out but never recieved such disc they told me it wasnt what they need to supply with the car so sat nav unit never working again refused to replace the the hybrid battery went down at a cost of 2678.00 to replace car wasnt holding charge so couldnt leave the… Read Full Review

Andy4100's Comment

Written on: 02/01/2016

Well I got a bmw and I had problem with the first car but they went out of there way to help but I think the after sales is bad but they are a very busy company so if they have gone bust they got to give you notice by the credit law

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Johnboy75's Comment

Written on: 03/01/2016

They are a very shady company. I had a car 3 years ago and after 3 months handed it back to due numerous faults. I was all paid up and they put a default on the account on equifax account. I went to equifax and Solicitors and won my case.. I am now awaiting compensation as this was on my file for 3 years unlawfully. If they have gone into administration it's the best thing that could happen to them so they cannot take people's money illegally . Although I suppose the owner has made his dishonest to money by now

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★☆☆☆☆

“Not good cars Im buy 3 cars and every cars problem...”

Written on: 28/12/2015

Not good cars Im buy 3 cars and every cars problem engine and EGR ventilate and no repair !!! No swap !!!!! No interest comunication to customer!!!!!! Only tell car is 100% ready.My garage tell big problem engine (injector,turbo,and EGR broken ) And manager tell my car is 100% ready!!!!!!! No Comment No good dealer… Read Full Review

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★☆☆☆☆

“Brought a vehicle from this company and its the worst...”

Written on: 03/11/2015 by Britishlion2015 (1 review written)

Brought a vehicle from this company and its the worst thing we have ever done. Try and worm there way out of anything with the phrase " it is not covered under the warranty" I doubt if anything is with this company!!!!! We have had the vehicle 10 months and the repair bill and quotes to get it passed through the mot are now over £4K Everyone need to report them to trading standards. I am currently creating a file for the Financial Ombudsman I have sent them a letter demanding all… Read Full Review

Littlemissrayofsunshine's Response to Britishlion2015's Review

Written on: 17/12/2015

I am having the same problem with them at the moment! This company is an absolute joke!
I think we should all get together and contact Watchdog so that no more innocent people fall in to their trap and are left carless!!!

Who's with me??!

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★☆☆☆☆

“Absolute joke of a company! ”

Written on: 03/11/2015 by Drakefd1945 (1 review written)

How this company still exists is beyond me!! I had a car through them just over 6 months ago. Drove nearly 100 miles to view the car, talked into a car by a very persuasive salesman! Also not told about the box until the agreement was signed but didn't really find it an issue as had no intentions of missing a payment. Left the car forecourt and drove about 2 miles to a petrol station and the car immediately began playing up. We pulled over to call them and the first time the phone was answered… Read Full Review

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★★★★☆

“VRY GOOD FINANCE COMPANEY WILL USE AGAIN”

Written on: 25/10/2015

I USED THIS COMPANEY LAST YEAR TO PURCHASE MY VW TOURAN VERRY QUICK AND PROFFESIONAL COMPANEY WOULD RECOMEND TO EVERY ONE A+++++… Read Full Review

Johnboy75's Comment

Written on: 27/10/2015

Definitely works for the company

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Geordie6's Comment

Written on: 15/12/2015

Hi what's the name of the dealership you got your car from pls

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★☆☆☆☆

“THEY SELL DAMAGED CARS, UNROADWORTHY!”

Written on: 12/10/2015 by sheddyrover (1 review written)

i had taken out a car over 3 years with this company and within 3 days of the purchase the knocks and bangs and shakes started to happen on the rear of the car. the car did come with 6 months warranty wise cover so i taken the car to a garage only to be told the warranty cover doesn't cover the parts the car required. so i got back in touch with credit4cars and got told to keep calling back only to get no answers at all and they wasn't helpful at all. so i went back to the garage where the car… Read Full Review

Johnboy75's Response to sheddyrover's Review

Written on: 12/10/2015

Go to trading standards and the financial ombudsman. You will find them a great help.

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★☆☆☆☆

“Worst Company Ever”

Written on: 02/10/2015 by Ichionidas (1 review written)

If you are ever considering using creit4cars, I will advise you right now. Do not use them! I have dealt with a lot of different companies over the years and I'm appalled at this company. I can see why as a company they are actually going bankrupt(information from inside the company). They deal I'm damaged faulty vehicles. There management are not managers, the one I've have spoken to on numerous occasions was very unprofessional in his behaviour. Call logs appear to be missing from their logs… Read Full Review

Ilovemyshihtzu's Response to Ichionidas's Review

Written on: 24/10/2015

When are they going bankrupt?

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★☆☆☆☆

“robbers”

Written on: 01/10/2015 by poppypandora2015 (1 review written)

we need to set up a group and work to fight them i have a car thats full of problems , i,m at the stage i,m giving them this car back and going to try and sort this mess out ....nothing nice to say about them tbh , aftercare is shocking and rude as hell . I've been ripped off by a car thats broken and still i have no log book and now they have lost all the paperwork for the car , so pretty much its worth nothing ... i,m a working carer and i don't trust them at all . i too was told i had… Read Full Review

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★☆☆☆☆

“Terrible Company Standards ”

Written on: 18/09/2015 by JJO94 (1 review written)

So on the 10th September at around 2pm I received a call from Credit4Cars(WHILST I WAS DRIVING)informing that I had missed a payment and my car was going to be immobilised until further payment was made. I informed of my current situation and that I could not afford to pay £339 there and then. As I was about to park my car, there was a horrible noise coming from the fuse box, where the immobiliser is installed. I switched my ignition off and tried to start again this is whilst I was on the… Read Full Review

Poppypandora2015's Response to JJO94's Review

Written on: 02/10/2015

Funny as they did this to me too .... Only way to by pass it is to jump start it ... I am setting up a group on Facebook
Look for my name

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Ichionidas's reply to Poppypandora2015's Comment

Written on: 02/10/2015

What is the name of this group poppy?
I would want to join this group and have my view spoken also.

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Ichionidas's reply to Poppypandora2015's Comment

Written on: 02/10/2015

What is the name of this group poppy?
I would want to join this group and have my view spoken also.

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★☆☆☆☆

“PLEASE STAY AWAY NO MATTER HOW DESPRATE YOU ARE”

Written on: 07/09/2015 by Gregorybroadway1988 (1 review written)

I got a car from them as I obviously had bad credit I pay on time every month but I recentley was late on a payment and they shut my car down I paid a partial payment and they agreed to turn it back on then they turned it off again within 2 hours until I paid the rest they were shut all day Sunday so I had no car. They don't care about you there charging me 17k for a 7k car please please please stay away no matter how desperate you are im currently going to the ombudsman to see if I can get… Read Full Review

Aaronpeirson21's Response to Gregorybroadway1988's Review

Written on: 17/09/2015

I couldnt agree more they shut ny car off and i hadnt missed a payment and refysed to turn it back on so i told them to stick it the intrestrate is a lir 25percent i was told they actually told me icer the phone its 73 percent !!!!!

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★☆☆☆☆

“ludacris”

Written on: 20/08/2015

Joke of a company all seamed to good to be true and it was. After traveling down to Essex from Lancashire we got truly ripped of the car was suppose to have done 60,000 miles but had done 87,000 they said the car was 5000 when we got Down there was 9000 which train ticket was 200 pound had no choice to take the car then after 6 days of having the car the egnition barrel broke whilst I was at work after 3 weeks they got back to me to tell me the waranty does not cover it so I said I don't want… Read Full Review

Dewanrani's Comment

Written on: 27/08/2015

Omg I have a car on finance and it's been 1 year paying them £360 a month. I tried to return the car as I can't afford it due to separation. I also emailed proof of income but the have not got back with me yet. I'm not sure what to do as the car is starting to mess up and I have spent a lot to get the car fixed. I recently got my clutch fixed costing me £320 and now the car sounds like a sports car but not sure what's wrong it. I also got into job. Is there anything else I can do please help

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Poppypandora2015's Comment

Written on: 01/10/2015

call trading standards .. we need to set up a group and all be one and fight this tog=ether

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Lucyloo87's Comment

Written on: 15/12/2015

it will be the exhaust blowing causing it to sound like that mines the same and I and struggling to pay for my car due to split from partner every time I call to see if they can put my payments down no one ever answers !!

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Poppypandora2015's Comment

Written on: 01/10/2015

me 3 same problems as you all ... i am reporting too and trying to return car

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★☆☆☆☆

“JOKERS Wasters ****************”

Written on: 19/08/2015 by Howardq198 (1 review written)

my credit is bad from a previous relationship so I was thrilled to get a chance at getting a newish car 3 problems so I rejected the car and the now the ******* wont take it back the ombudsman are siding with them so im left with a knacker I had to buy another car so I have cancelled the Direct debit wish I had never had this car how can they get away with falsifying finance documents lulling someone into a false purchase I recommend NO ONE goes with them they will sell you a car which is not… Read Full Review

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