Credit4Cars Reviews - www.credit4cars.co.uk

★☆☆☆☆
1.5 / 5
89
12% of users recommend this
  • Speed Of Loan

  • Customer service

  • Value For Money

? Ask our helpful community of experts about this product or company
Credit4Cars - www.credit4cars.co.uk - Ask a question now

Media Gallery for Credit4Cars - www.credit4cars.co.uk

Credit4Cars - www.credit4cars.co.uk

Refine your search

Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Eg click on '1 star' to just display the reviews we have which received a 1 star rating click or 'Within the last month' to display just reviews posted over the last month.

Latest Reviews

★★★☆☆

“whats going on ”

Written on: 02/05/2016 by BradyQuinn325 (1 review written)

can anybody let me know what is going on with avelo / c4c I have not had a letter from avelo just a letter from shoesmiths saying I owe monies I am due to pay more this month and I thinking if I pay the monthly money who is getting it ???? to be fair the car I brought has been great, but I am not giving monies just to anybody … Read Full Review

Report this review
★☆☆☆☆

“Diabolical administration ”

Written on: 29/04/2016 by ShannonDaugherty313 (1 review written)

Having purchased a car back in2014 with c4c as the finance provider I was told if I kept up with the payments I could return the car after reaching half term of the agreement and they would place me in a newer and better car with a better Apr However they have gone into administration and I have been told this will no longer happen and I must keep the car full term of the agreement I received a letter from Avelo stating that they had taken over the collection of payments for c4c and to make… Read Full Review

Aliali09's Comment

Written on: 30/04/2016

try searching on fb for group C4C ROUGE TRADER

Reply to this comment

Thelieslayer's Comment

Written on: 01/05/2016

What part of all of this are you not getting?? C4C DO NOT EXIST!!!! They ceased to exist last year and the administrators were called in to do what administrators do, either find a viable buyer of the business or try to recoup as much money as they are able to in order to repay as much debt as the company accumulated.
Your sole course of action is to deal with the administrators of the business, NOBODY ELSE. The payments you make will be handled by the administrators and nobody else. AVELO, Shoosmiths , Zippy are irrelevant to you and every other person that took out finance in good faith. To find out what you need to do, you need to contact the administrators directly for advise. The FSA MUST be informed of any correspondence you have received by any other party which suggests that they have a financial interest in the payments you make for the vehicle. Think about it, do some basic research, it will all become clear..........

Reply to this comment
Report this review Read 2 Comments
★☆☆☆☆

“I previously had a car with C4C going back 2 years...”

Written on: 24/04/2016 by ElliottBoyd63 (1 review written)

I previously had a car with C4C going back 2 years ago. I kept it for 18 months never missed a payment and then 1 day they came along and just took it as apparently it wasn't insured, they gave me no warning or nothing and were demanding hundreds of pounds to have it returned. I tried various people to help me with no luck. I have now received a letter from this AVELO company saying that my car was taken without a court order and that C4C are in breach of their agreement I had with them and… Read Full Review

Aliali09's Comment

Written on: 24/04/2016

try searching on fb for group C4C ROUGE TRADER

Reply to this comment

Kerrymet's Comment

Written on: 26/04/2016

YES - PLEASE call the FSA. They are very interested about everyones complaints about this company. I have just made mine. Avelo should not be contacting anyone, they dont have the permissions to do so.

Reply to this comment

Sherbet31704's Comment

Written on: 25/04/2016

Avelo us c4c,name changed February 22nd,they're using shoosmiths solicitors just now,I'd be quite wary of giving details of bank etc

Reply to this comment
Report this review Read 3 Comments
★☆☆☆☆

“Not on hpi checker ”

Written on: 19/04/2016 by myO'Neil390 (1 review written)

Hi I got my car in October 2015, I have not paid since February as my car is constantly in the garage, fair play they have just paid £1300 to change turbo on my car but its still broke and I'm not happy to pay them, but don't want to give it back as I've nearly £1000 already and need a car, there's nothing on my credit file about them and I did a hpi check on my car and it has no outstanding finance, will I get in trouble if I sell it?… Read Full Review

Aliali09's Comment

Written on: 20/04/2016

try searching on fb for groups C4C AVELO ACTION GRUOP and C4C ROUGE TRADER

Reply to this comment

Craigeeh's Comment

Written on: 23/04/2016

Any idea where this company trade from?

Reply to this comment

Aliali09's Comment

Written on: 23/04/2016

c4c/avelo trade from baslingdon Essex they move addresses

Reply to this comment
Report this review Read 3 Comments
★★★★☆

“Fast and friendly ”

Written on: 17/04/2016 by 280Hall (1 review written)

This company is one of the best in terms of assisting people who have a bad credit history own a car and get their credit history back on track. They arranged for me to acquire a 2007 Nissan Quashqui which was superb and made me change my status to the better ,got more respect amoung friend.This year after having a car from them they contacted me asking me if I'd want to upgrade my car. They took my interest at heart and searched for a Nissan Quashqui Acenta 2010. Within a week I was driving a… Read Full Review

Ewahoowah's Comment

Written on: 17/04/2016

Unbelieveable!! Yes, really unbelieveable.
How can they have searched for a car for you and carried out a business transaction with you when they went into administration LAST DECEMBER!!!!
You need to be factually correct as well as creative................

Reply to this comment

Sherbet31704's Comment

Written on: 17/04/2016

Lol no new contracts from November last year,should have read the administrators report first

Reply to this comment

Aliali09's Comment

Written on: 18/04/2016

C4C ROUGE TRADER please join my group on fb, we need to bring these down, spoke to same person from c4c who now work under avelo, received a letter from shoosmiths regarding expenditure they can f off paid enough to them

Reply to this comment

Lawgav's Comment

Written on: 19/04/2016

i haveemailed numours timesstill nothing from them hopefully they have forgotten about me ( I can wish ) hope they get hung drawn and quartered I will join group once i open a fb account

Reply to this comment

Aliali09's Comment

Written on: 18/04/2016

C4C ROUGE TRADER please join my group on fb, we need to bring these down, spoke to same person from c4c who now work under avelo, received a letter from shoosmiths regarding expenditure they can f off paid enough to them

Reply to this comment

Aliali09's Comment

Written on: 19/04/2016

FCA - c4c currently not authorised for any regulated financial services as permission lapsed on 31st march 2016 went into administration 4th December 2015 hence this is why they opened up Avelo before this happened

Reply to this comment

Kerrymet's Comment

Written on: 18/04/2016

staff at avelo or shoosmiths perhaps? how low can you go

Reply to this comment

Aliali09's Comment

Written on: 19/04/2016

who you talking to me? ive had dealings with this company long before you perhaps?? youll all see when I take them down il remember when I go on watchdog your going to come out looking pretty stupid then,

Reply to this comment

Aliali09's Comment

Written on: 19/04/2016

had been judged on fb comment to person who wrote review

Reply to this comment

Aliali09's Comment

Written on: 18/04/2016

C4C ROUGE TRADER please join my group on fb, we need to bring these down, spoke to same person from c4c who now work under avelo, received a letter from shoosmiths regarding expenditure they can f off paid enough to them

Reply to this comment

Kerrymet's Comment

Written on: 26/04/2016

Yes I found your fb page. have you seen all the info on other fb page too?

Reply to this comment

Aliali09's Comment

Written on: 28/04/2016

yes I have was a member for about a week giving loads of advice and for some reason the creator doesn't believe us so they removed us from the group wtf??? been with these so called c4c almost 22 months now so we know this company too well, got all our paperwork to prove it

Reply to this comment
Report this review Read 12 Comments
★☆☆☆☆

“Any progress with complaints ”

Written on: 15/04/2016 by yqSuarez72 (1 review written)

Hi, Has anyone generally resolved their own personal issue with th current happenings with Avelo & C4C In regards to making payments etc? … Read Full Review

Falphie's Comment

Written on: 15/04/2016

Heard nothing its all gone very quiet

Reply to this comment

Aeiou22's Comment

Written on: 20/04/2016

Hi i set a payment plan with c4c in december 2015 i set up another agreement up through shoesmiths with avelo as company changed hands the bank details are the same they say it wont be but with the proof from the bank i have shown shoesmiths they still say it cant be as i paid with the details for avelos account the payment has went missing i think there is something not right about the situation a chap named sinjin bulpring told me to seek independent legal advice even when i have shown the proof

Reply to this comment

Sunlight187's Comment

Written on: 20/04/2016

The main solution that everyone seems to be drawing is not to send payments till more information comes to light I guess!

Reply to this comment

Kerrymet's Comment

Written on: 18/04/2016

i have been reliably informed people are getting full refunds from the bank, someone as much as 19k because he had 2 cars. really hope we can all use the dd debit guarantee and visa chargeback to get them back. I have notified them my debt is disputed now so we can wait and see

Reply to this comment

Aliali09's Comment

Written on: 18/04/2016

C4C ROUGE TRADER please join my group on fb, we need to bring these down, spoke to same person from c4c who now work under avelo, received a letter from shoosmiths regarding expenditure they can f off paid enough to them

also reported them to watchdog

Reply to this comment

Kerrymet's Comment

Written on: 26/04/2016

i cant find your fb page C4C ROUGE TRADER

Reply to this comment

Paula50's Comment

Written on: 16/04/2016

All quiet ! Calm before the storm ???

Reply to this comment
Report this review Read 7 Comments
★☆☆☆☆

“Shocking company ”

Written on: 15/04/2016 by Craig_edward (2 reviews written)

I purchased a car 10th March 2015 reported it 12th March 2015 lack of power, booked in 12th March changed glow plugs ??? Nothing to do with report ??? Still same problem , 15weeks later still problem but worse , rang company told me to take to Manchester because couldn't get done in my home town as the price could be high , so took to Manchester to get turned away because of the miles on car, they knew it was going to be used as a taxi but blamed it on the warrenty void ??? I never signed… Read Full Review

Lawgav's Response to Craig_edward's Review

Written on: 15/04/2016

AVELO is c4c under new name shoosmith debt collection ageny dealing with it along side cvr global....

Reply to this comment

Craig_Edward's reply to Lawgav's Comment

Written on: 15/04/2016

Yes Ive spoke to them , lets see if they replace the bag of rubbish car or full refund , if not financial ombudsman is on the gender

Reply to this comment

Craigeeh's Response to Craig_edward's Review

Written on: 23/04/2016

Hi im looking to find the owners of C4C, Car Credit Ltd, Avelo Ltd etc? Any idea where they trade from? I have been to an address in Hoverfield Avenue Basildon and Hornsey Square but no luck as of yet.

Reply to this comment

Aliali09's Response to Craig_edward's Review

Written on: 18/04/2016

C4C ROUGE TRADER please join my group on fb, we need to bring these down, spoke to same person from c4c who now work under avelo, received a letter from shoosmiths regarding expenditure they can f off paid enough to them

Reply to this comment
Report this review Read 4 Comments
★☆☆☆☆

“Credit 4 cars, full of rubbish ”

Written on: 11/04/2016 by Sammyjoe30 (1 review written)

Hi I have had the same problem, I purchased a car from credit4cars in July 2015 which wasn't the car that they originally offered me but, but I took it anyway, I got to there Essex branch and filled out all form was told the car is taxed for 6 months, which I knew, as per the new car tax laws I would have to tax it as soon as the car went over into my name. Aug the car went over into my name and I went to tax it, a warning sign came up on the dvla site saying this car has not been, taxed since… Read Full Review

Aliali09's Response to Sammyjoe30's Review

Written on: 11/04/2016

try searching on fb for groups C4C AVELO ACTION GRUOP and C4C ROUGE TRADER

Reply to this comment

Aliali09's Response to Sammyjoe30's Review

Written on: 18/04/2016

C4C ROUGE TRADER please join my group on fb, we need to bring these down, spoke to same person from c4c who now work under avelo, received a letter from shoosmiths regarding expenditure they can f off paid enough to them

Reply to this comment

Boo1992's Response to Sammyjoe30's Review

Written on: 12/04/2016

I got a car from credit for cars had a dispute over payments contacted finance ombudsman and got all money paid back u need to request a second opinion further review by them and show other bad reviews show the bills for repairs and try and get them to either remove from ur credit or fix the car or try trading standards

Reply to this comment

Jayboy29's Response to Sammyjoe30's Review

Written on: 11/04/2016

Just spoke to shoosmiths and was told thay can end my agreement early if thay come and take my 2008 vauxhall astra and then pay them 2000 pound then that's sorted but if I want to keep the car I need to pay another 6500 I don't no what to do even though I told them my car is a none runner and clutch has gone don't no what to do

Reply to this comment

Jayboy29's Response to Sammyjoe30's Review

Written on: 11/04/2016

I got my car from a private garage that used c4c it had 58 thousand miles on clock 13 months down the line it has 68 I think that were trouble free the car has only had 1 owner and is mint but the clutch has decided to go I would get it done but with all this stuff with shoosmiths and not being able to sort any thing I decided to by a ford galaxy for 300 pound and it drives perfect I just went out this morning to start my astra and the battery is flat I haven't used it for a month it's sat on my drive with no insurance I will not get it fixed until I no what's going on I do no though if you go to the website badcreditnewcar.co.uk the man is very helpfull and he has a thing going with credit 4 cars where you take your car to him he then gives you a new finance agreement and a new car you pick yourself he then takes you c4c car and puts it in an impound where c4c come and get it and end your finance with them and all is sorted

Reply to this comment

Malawi1's reply to Jayboy29's Comment

Written on: 15/04/2016

Hi have you used bad credit new car can they be trusted

Reply to this comment
Report this review Read 6 Comments
★☆☆☆☆

“What can we do ”

Written on: 10/04/2016 by Ryliea295 (1 review written)

I have a 2008 astra only 60 thousand miles on the clock is haven't paid for it now for 5 weeks and no one at the new company care I got hold of one person who said that thay have froze every ones payments until thay catch up I explained that alot of people are going to watch dog and taking it further but she just told me to leave an email she didn't seem to have a clue what's going on I can't even give the car back as thay don't no what's going on what a joke thay can't even take our money as… Read Full Review

Beth1970's Comment

Written on: 10/04/2016

Hiya, we are in same position. Damn nightmare. Someone has made a group on fb for us to join together, just needs more of us. Search C4C action group. It was not our fault they are in this mess and the dodgy dealings are shocking. The group is hard to find as closed group, hopefully you can join and get these rogues sorted! X

Reply to this comment

Aliali09's Comment

Written on: 11/04/2016

try searching C4C AVELO ACTION GROUP and C4C ROUGE TRADER

Reply to this comment

Dav80's Comment

Written on: 16/04/2016

Just be careful tho with not paying as I got advised from citizens advice that I should carry on paying avelo so if it does get to the point where they are saying they will take the car away you have a valid argument that your making payments, think most people are just hoping that they are just going to get given their respected cars, and all the debt disappears, that will never happen.

Reply to this comment

Aliali09's Comment

Written on: 11/04/2016

try searching on fb for groups C4C AVELO ACTION GRUOP and C4C ROUGE TRADER was hard to find at first search in groups not people

Reply to this comment

Aliali09's Comment

Written on: 11/04/2016

try searching C4C AVELO ACTION GRUOP and C4C ROUGE TRADER

Reply to this comment

Beth1970's Comment

Written on: 10/04/2016

Hiya, we are in same position. Damn nightmare. Someone has made a group on fb for us to join together, just needs more of us. Search C4C action group. It was not our fault they are in this mess and the dodgy dealings are shocking. The group is hard to find as closed group, hopefully you can join and get these rogues sorted! X

Reply to this comment
Report this review Read 6 Comments
★☆☆☆☆

“Car loan centre / ta asset exchange ltd”

Written on: 09/04/2016 by Lilianac325 (1 review written)

This is the same company as credit 4 cars Just moved over road under new name… Read Full Review

Ttt999's Comment

Written on: 09/04/2016

The car loan centre WAS apart of credit 4 cars until they separated back in July 15. Moved across the road then moved again as was now a competitor. Two of the directors from credit 4 cars now run the car loan centre as they were bought/pushed out by their creditors Fidor bank.

Reply to this comment

Jayboy123's Comment

Written on: 10/04/2016

I have a car with c4c I moved house so didn't even no thay went bust I haven't paid for my 2008 vauxhall astra for 5 weeks now I don't no what to do as I have 3 kids 2 are disabled I don't want to lose my car but I can't get hold of any one if thay do come to take my car away as much as I love it i will put gravel in the engine so it will blow up on them and make sure there asset is worth nothing why should thay have my car that I have spent so much on and drive away in it with a smile on there face I'm hoping that thay might forget about me lol and not come looking

Reply to this comment

Hello85's Comment

Written on: 10/04/2016

Do u pay ur car weekly or monthly? I can't get hold of anyone either

Reply to this comment

Jayboy29's Comment

Written on: 10/04/2016

I pay £60 a week

Reply to this comment
Report this review Read 4 Comments
★☆☆☆☆

“C4c”

Written on: 07/04/2016 by Madmandy703 (1 review written)

Having finally spoken to shoosmithes today I ask a few questions. Which I was advised to do by the FCA yes the solicitor firm is legally but the company alveo have no lience to trade I then asked the solicitors who we make payments too and they said alveo I then question how a company who is not licenced to trade can take my money guess what .,,. they could not answer so a further phone call to the FCA and they r looking into this because it's not quite right the FCA are calling me back after… Read Full Review

Lawgav's Response to Madmandy703's Review

Written on: 08/04/2016

keep us all updated many thanks

Reply to this comment

Simonyounger's Response to Madmandy703's Review

Written on: 13/04/2016

Same problem here. Are you all still paying each month or have you stopped?

Reply to this comment

Aliali09's Response to Madmandy703's Review

Written on: 08/04/2016

FB GROUP C4C ROUGE TRADERS

Reply to this comment

Madmandy703's reply to Aliali09's Comment

Written on: 08/04/2016

Can't find this page

Reply to this comment

Aliali09's reply to Madmandy703's Comment

Written on: 09/04/2016

Try C4C ROUGE TRADER

Reply to this comment

Polly2Close's reply to Madmandy703's Comment

Written on: 10/04/2016

I have the same problem with this keep us updated

Reply to this comment

Aliali09's reply to Polly2Close's Comment

Written on: 11/04/2016

try searching on fb for groups C4C AVELO ACTION GRUOP and C4C ROUGE TRADER was hard to find at first search in groups not people

Reply to this comment
Report this review Read 7 Comments
★☆☆☆☆

“What's going on”

Written on: 07/04/2016 by xmDickinson305 (1 review written)

After a week of trying we have finally got through to shoosmiths as we were both concerned about the letter stating our car would be taken away if we don't pay this month's balance which we have tried on numerous occasions but know luck. We have been informed our car will not be taken away or turned off and they will send us out more information about direct debts etc. Hope this helps… Read Full Review

Kevinsuddon's Comment

Written on: 07/04/2016

Trading as new company called asset exchange limited new name carloancentre just moved over road

Reply to this comment

Ttt999's Comment

Written on: 09/04/2016

Incorrect information there

Reply to this comment

Aliali09's Comment

Written on: 08/04/2016

FB GROUP C4C ROUGE TRADERS

Reply to this comment

Dannyburnley's Comment

Written on: 08/04/2016

FB GROUP CREATED C4C ACTION GROUP

Reply to this comment

Aliali09's Comment

Written on: 08/04/2016

Cannot find group have you made it private

Reply to this comment

Aliali09's Comment

Written on: 08/04/2016

FOUND IT AND REQUESTED

Reply to this comment

Sherbet31704's Comment

Written on: 08/04/2016

Can't find group

Reply to this comment

Beth1970's Comment

Written on: 09/04/2016

Hi. It was really di

Reply to this comment

Beth1970's Comment

Written on: 09/04/2016

Hi. It was really difficult to find. I located the action group, but not the rogue traders. I typed C4C action.. Got it then. Hope you find the group.

Reply to this comment

Aliali09's Comment

Written on: 09/04/2016

Try C4C ROUGE TRADER

Reply to this comment
Report this review Read 10 Comments
★☆☆☆☆

“c4c”

Written on: 07/04/2016 by gowie72 (1 review written)

i find all of this so tiresome i've tried calling sending emails get nothing back after doing some homework on internet it dont take long to work out that these guy's are fraudster's same people in charge of company that's taken over c4c bit of a joke i've got about 15 months left on my agreement i have now come to the conclusion that im not going to pay a penny more untill i know what the hell is going on i've just spent about £300 getting the car through mot been thinking of trying to part x… Read Full Review

Aliali09's Response to gowie72's Review

Written on: 07/04/2016

EVERYONE HAS JUST BEEN THROWN INTO THIS MESS, NOW ITS TIME TO COME TOGETHER, REPLY YES TO THIS COMMENT IF YOU WANT TO EXPOSE THIS ROUGE COMPANY AND GET SOME ANSWERS

Reply to this comment

Kerrymet's reply to Aliali09's Comment

Written on: 07/04/2016

YES Yes Yes

Reply to this comment

Aliali09's Response to gowie72's Review

Written on: 08/04/2016

FB GROUP C4C ROUGE TRADERS

Reply to this comment

Dannyburnley's Response to gowie72's Review

Written on: 08/04/2016

FACEBOOK GROUP CREATED SEARCH FOR C4C ACTION GROUP

Reply to this comment

Craigwinter's reply to Dannyburnley's Comment

Written on: 09/04/2016

I cant find the group only the page credit4cars action

Reply to this comment

Brogan90's Response to gowie72's Review

Written on: 07/04/2016

I've got a new car now and vt my old one back to them get your new car first tho before you vt it

Reply to this comment
Report this review Read 6 Comments
★☆☆☆☆

“legal advice given ”

Written on: 06/04/2016 by Cullenak413 (1 review written)

Hi All. after reading all the reviews and comments on here, I also have a car with C4C i am 13 months into a 36 month agreement, and rather concerned about this. i work in finance for a large company and have access to credit search companies and directors so will be doing a full check on these tomorrow, i have also received some free advice for a solicitor that we use through work and explain the situation about C4C being in Administration and no payment showing on my credit file since nov 15… Read Full Review

Kerrymet's Comment

Written on: 06/04/2016

Thanks so much, very helpful

Reply to this comment

Nigelpp68's Comment

Written on: 09/04/2016

Hi me and my partner are in the same predicament. 15 months into a 36 month agreement. No payments have been taken out of our account since febrary 2016. Have not received any letters phone calls emails etc from them. We dont know what is happening with c4c. Can anyone shed some light as were in the dark. Worried that our car could be taken away or turned off. Any advice would be great thanks. Worried

Reply to this comment

Aliali09's Comment

Written on: 08/04/2016

FB GROUP C4C ROUGE TRADERS

Reply to this comment

Dannyburnley's Comment

Written on: 08/04/2016

FB GROUP PAGE CREATED SEARCH FOR C4C ACTION GROUP

Reply to this comment

Beth1970's Comment

Written on: 07/04/2016

Thank you so very much for this. So helpful for us all. X

Reply to this comment

Kerrymet's Comment

Written on: 07/04/2016

Should we start a facebook group conversation

Reply to this comment

Falphie's Comment

Written on: 07/04/2016

Thankyou will do that

Reply to this comment

Aliali09's Comment

Written on: 06/04/2016

EVERYONE HAS JUST BEEN THROWN INTO THIS MESS, NOW ITS TIME TO COME TOGETHER, REPLY YES TO THIS COMMENT IF YOU WANT TO EXPOSE THIS ROUGE COMPANY

Reply to this comment

Beth1970's Comment

Written on: 07/04/2016

Shocking they way this has happened! A massive YES from me x

Reply to this comment

Aliali09's Comment

Written on: 08/04/2016

FB GROUP C4C ROUGE TRADERS

Reply to this comment

Aliali09's Comment

Written on: 06/04/2016

EVERYONE HAS JUST BEEN THROWN INTO THIS MESS, NOW ITS TIME TO COME TOGETHER, REPLY YES TO THIS COMMENT IF YOU WANT TO EXPOSE THIS ROUGE COMPANY

Reply to this comment

Paula50's Comment

Written on: 07/04/2016

Yes totally agree with you let's get together on this .

Reply to this comment

Beth1970's Comment

Written on: 07/04/2016

Hi all, I am looking to join forces and get to the best outcome for us all. This is beyond belief. My husband spoke to shoosmith today after waiting a week for a return call. The guy didn't have a clue what he was saying, he said they were solicitor's acting on behalf of avelo, but couldn't answer any questions on C4C's..which is the company I bought the car from. Avelo are who?..a new company! He also said they have no association with avelo but to collect our debt but they are not debt collectors! Basically c4c's changed their name to ensure they get every penny of us all..this is illegal practice! When he mentioned bamford and if they were collecting for him, the man said yes...he then asked does he know about his multiple companies running from the same address and has already liquidised 4 other companies, the man stuttered and said he could only inform us of their position in this farce/con.
He also said he couldn't tell us anything about avelo even though they are working for them.
He said there was no change in the APR..yet my contract with C4C's is different as well as my contract number to what they have sent.
When my husband told him all the worrying information that we had researched and the fact that we have contacted 'watchdog' the line suddenly starting breaking up, the call ended and we have been unable to get through again or have a return call. ( I hope this has made sense).
From what I can gather they changed they changed the name knowing this would happen to ensure that they get evey penny of us in whatever dishonest way they can. I want to pay for my car, like most of us there may not be another option for a while and without a car I will struggle to keep my job.. What they have done is criminal. If a reputable car company had bought them over I would have no issues.. But a letter 3 days before the company are no more and the way they have dealt with this is absolutely shocking. No matter what shoosmith say.. I will not believe a word until I have 100% reliability that we will be paying for our car in a legal and safe way. Also that all payments and information does not show on our credit file that we are in a debt company for payments as this will make our credit rating totally tarnished.
I was grateful to get a car with them.. But throughout the time dealing with them, the attitude towards any car concerns were abusive and I have kept every communication I had with C4C's.
Two weeks on and I am stressed to hell as we all are. As the answered questions are mounting into one big web of dishonesty and immoral practice's that are living of the vulnerable customers that needed to use their services because of circumstances that were out with our control.
I will be so happy to join forces to get the best outcome for us all. The sooner this is solved the better. Good luck everyone x

Reply to this comment

Sherbet31704's Comment

Written on: 08/04/2016

Have heard they are now trading as asset exchange ltd,the car loan centre,opened up just down the road from them,you could also ask shoosmiths why one stop car credit sold there cars to c4c even though they're the same company or the fact that a director for one stop car credit has £65,000 outstanding from the account for personal purchases or why c4c changed to avelo but told no one,it's just a group of 4/5 directors swapping titles to fool us

Reply to this comment
Report this review Read 14 Comments
★☆☆☆☆

“Got somewhere ”

Written on: 06/04/2016 by Myersnv339 (1 review written)

OK so after weeks of wondering where my payments have gone the last 5 months of spoke to FCA and got the info I needed to go further. He advised me to ring schoosmiths head office number. I rang and they put me through straight away to the ones dealing with it. They assured me that they had all my payments recorded and would update my credit file to show this but it would take 45 days to show. They also said alot of new letters will be going out as there were loads of errors on the… Read Full Review

Dannyburnley's Comment

Written on: 08/04/2016

FB GROUP CREATED C4C ACTION GROUP

Reply to this comment

Aliali09's Comment

Written on: 08/04/2016

FB GROUP C4C ROUGE TRADERS

Reply to this comment

Jamesles1874's Comment

Written on: 09/04/2016

Sorry, but we can't find the group. If it is secret, we won't be able to join. Any help to find this would be great. Thanks.

Reply to this comment

Jamesles1874's Comment

Written on: 09/04/2016

Sorry, but we can't find the group. If it is secret, we won't be able to join. Any help to find this would be great. Thanks.

Reply to this comment

Beth1970's Comment

Written on: 11/04/2016

Hi.found the action group, but not the rogue traders. Is that the full name? Thanks.

Reply to this comment
Report this review Read 5 Comments
★☆☆☆☆

“TERRIBLE ”

Written on: 06/04/2016 by ALIALI09 (1 review written)

To anyone who cannot contact Shoosmith go on their website and contact your nearest branch it's the only way you can get to speak to someone, if you want to carry on with your agreement they will arrange to call you back within 7days (if they do that is) to discuss your account and how much you can afford to pay each month and your arrears if any, remove the default notice/possession. They will then send all confirmation out to you by post once agreed and then your agreement would be carried… Read Full Review

Paula50's Response to ALIALI09's Review

Written on: 06/04/2016

HAVE CONTACTED NEAREST BRANCH WHO PUT ME THROUGH TO AN ANSWERING MACHINE. DO NOT TRUST THIS COMPANY. . TOOK ADVICE FROM A SOLICITOR FRIEND .DO NOT PAY ANYONE UNTIL YOU KNOW WHERE THE MONEY IS GOING. HAVE JUST FOUND OUT THAT MY NOVEMBER AND DECEMBER PAYMENTS HAVE NOT BEEN DEDUCTED FROM THE OUTSTANDING BALANCE.. WE NEED TO STAND TOGETHER ON THIS ONE. if WE ALL STOP PAYING THERE IS NOT A GREAT DEAL THEY CAN DO AS THEY WOULD HAVE TO TAKE US ALL TO COURT WHICH WOULD PROVE VERY COSTLY. CHECK THE APR ON YOUR LETTER FROM SHOOSMITHS . MINE IS CONSIDERABLY LOWER THAN THE ONE WITH CREDIT4CARS.

Reply to this comment

Aliali09's reply to Paula50's Comment

Written on: 06/04/2016

We rang the Manchester branch and spoke to someone right away, we only have the default letter from them with a brief statement attached, have you received another letter from them regarding payments and who/how you can pay, we're not paying anything until we know we're our money is going
How do we check if our apr/payments have been coming off our balance too

Reply to this comment

Aliali09's reply to Paula50's Comment

Written on: 06/04/2016

Our APR is lower too, and also our account/agreement number on our letter from Shoosmiths is also incorrect from our agreement number on our original c4c contract/agreement

Reply to this comment

Dannyburnley's Response to ALIALI09's Review

Written on: 08/04/2016

FB GROUP CREATED SEARCH C4C ACTION GROUP

Reply to this comment
Report this review Read 4 Comments
★☆☆☆☆

“Finally some answers!!”

Written on: 05/04/2016 by BlueBoyFoy (1 review written)

I actually managed to get through to the Operations Manager & Team Leader at Shoosmiths today who are dealing with the C4C account. I've also managed to speak with CVR Global who are acting as the administrator. I have to say that afterwards I do feel a little less apprehensive. I have been assured by LD that contrary to many peoples beliefs, Avelo do not share any common Directors with C4C and Avelo has been set up solely to manage the outstanding financial agreements on behalf of the… Read Full Review

Sherbet31704's Response to BlueBoyFoy's Review

Written on: 06/04/2016

Not sounding negative but get them to explain to you why the new director for avelo ltd is one of a group of roughly four directors /ex directors of c4c,one stop car credit and I'd also wait till I physically saw the proof of my payments coming off,nothing on my credit file to say I have anything to do with c4c,I love my car and want to pay for it but need to see things in black and white first too many people with incorrect details and balances for me

Reply to this comment

Blueboyfoy's reply to Sherbet31704's Comment

Written on: 06/04/2016

Agreed on the proof of payments comment, I won't be making any payments until the balance sheet is produced. On the directors front, Shoosmiths don't really have any say in that, neither do the administrators. They are tasked with bringing in the money that is owed by us.

I am on the same side as you, I am apprehensive about the whole situation and would like to cut all ties, unfortunately I don't think there is any case to do so unless you are in a position to voluntarily terminate the agreement.

Reply to this comment

Aliali09's Response to BlueBoyFoy's Review

Written on: 08/04/2016

FB GROUP C4C ROUGE TRADERS

Reply to this comment

Dannyburnley's Response to BlueBoyFoy's Review

Written on: 08/04/2016

FB GROUP CREATED SEARCH C4C ACTION GROUP

Reply to this comment

Tsmith81's Response to BlueBoyFoy's Review

Written on: 08/04/2016

Hi All,

Unfortunately I used to work for C4C and I now know for a fact that many of its past employees (including at least one director) have been transferred over to Avelo.

In fact the Avelo office isn't too far away on another business park in the Basildon/Laindon area. Wouldn't trust this company with anything! It seems to me as if they will do anything to get their hands on money.

Reply to this comment

Lawgav's Response to BlueBoyFoy's Review

Written on: 06/04/2016

The clause you are on about is clause 11.9 under general... States We have the right to assign this agrement and it's rights and obligations therein by NOTIFYING you in WRITING of such assignment providing such assignment shall not change any of it's terms and conditions.......Now not to be picky but to me that means they can not pass the debt on or get it collected by anyone without informing us by letter... I have still not heard from anybody reguarding c4c.. shoosmith or avelo.... i took my agrement out in aug 2015 with c4c but it turns out they changed there trading name in june 15 to c4c(2015) ltd yet my crontract is with c4c.... Am seeking legal advice on this as if anyone tries to collect money i can tell them politly where to go... c4c has never shown on my credit file now i wonder Who's holiday have i funded????? untill i get anything in black and white I wont be paying any cash to anyone....

Reply to this comment

Sherbet31704's reply to Lawgav's Comment

Written on: 06/04/2016

Had a car for 12months now and nothing ever shown on my credit file

Reply to this comment

Kaggi67's Response to BlueBoyFoy's Review

Written on: 06/04/2016

Hi All. after reading all the reviews and comments on here, I also have a car with C4C i am 13 months into a 36 month agreement, and rather concerned about this. i work in finance for a large company and have access to credit search companies and directors so will be doing a full check on these tomorrow, i have also received some free advice for a solicitor that we use through work and explain the situation about C4C being in Administration and no payment showing on my credit file since nov 15, i have been advised not to make anymore payments until i have written notification from the Administrators confirming exactly what is happening with the company and who we should be paying.
hope this helps ...

Reply to this comment

Falphie's Response to BlueBoyFoy's Review

Written on: 06/04/2016

Oh thats ok then....NOT.....my contract is with c4c.
They have my spare key
where has the last 5 payments gone
why has nothing been recorded on my credit file
All the same company,rogue traders.Im sure you work for them but if you dont go ahead and pay them.I want proof ,contract,credit file updated.If you dont work for them beware

Reply to this comment

Blueboyfoy's reply to Falphie's Comment

Written on: 06/04/2016

I definitely do NOT work for anyone associated with any of these companies. I don't have all the answers, I just gave my review and stated by findings and thoughts.

As someone else has stated, the credit file can be updated later, I have been assured that my account is up to date and not in arrears.

There is a clause in all of our contracts that states the account can be transferred at any time and that's what has has happened. I can see plenty of people stopping payments and finding themselves in massive arrears.

I can't comment on the spare key part as I hadn't even thought about it. I'm guessing they have been transferred to the new company.

Reply to this comment

Aliali09's Response to BlueBoyFoy's Review

Written on: 06/04/2016

To anyone who cannot contact Shoosmith go on their website and contact your nearest branch it's the only way you can get to speak to someone, if you want to carry on with your agreement they will arrange to call you back within 7days (if they do that is) to discuss your account and how much you can afford to pay each month and your arrears if any, remove the default notice/possession. They will then send all confirmation out to you by post once agreed and then your agreement would be carried on as normal, now it's just a waiting game to see if they contact us

Reply to this comment

Paula50's Response to BlueBoyFoy's Review

Written on: 06/04/2016

Hmmm which Company do you work for Shoosmiths or Avelo ?? Have left numerous messages ,still no answer !

Reply to this comment

Neil.85's Response to BlueBoyFoy's Review

Written on: 06/04/2016

hi, SORRY FOR PREVIOUS MIX UP OF WORDS. IN A RUSH.

who did you email to get this information,.Ive had nothing come off my credit reports since October last year. Little bit concerned as ive made all my payments have roughly 1 year left to pay.
ive also moved house so any letters they have sent would not have got to me.
thanks

Reply to this comment

Neil.85's Response to BlueBoyFoy's Review

Written on: 06/04/2016

WHO DID YOUO EMAIL IN REGARDD TO RECENT PAYMENTS? IVE NOT SEEEN ANY COME OFF MY CREDIT FILE AT ALL.
THANKS

Reply to this comment

Blueboyfoy's reply to Neil.85's Comment

Written on: 06/04/2016

I have spoken with shooshmith (should be an email address here if it hasn't been removed) who was extremely helpful

And in response to an earlier comment, I work for neither Shoosmiths or Avelo and am in the same boat as everyone else.

Reply to this comment

Sherbet31704's reply to Neil.85's Comment

Written on: 06/04/2016

I've not got anything at all on my credit file but my new car shows and I've only had it a month

Reply to this comment

Kh1985's reply to Neil.85's Comment

Written on: 06/04/2016

I rang shoo smiths head office who put me straight through. I said about my credit file and they said all payments have been received and recorded their end and they can correct the credit file but will take up to 45 days.
I still don't trust them but got to go.with the flow it seems

Reply to this comment
Report this review Read 17 Comments
★☆☆☆☆

“SPARE KEY ”

Written on: 05/04/2016 by dannyburnley (1 review written)

I'm a little concerned now C4C kept possession of the spare key I have finally managed to speak with someone from shoosmiths the dodgy debt company who couldn't answer one single question of mine which included the whereabouts of the spare key for my vehicle the only response I got from them was you will be informed of any news via a letter in the post … Read Full Review

Alfieapz's Response to dannyburnley's Review

Written on: 05/04/2016

they also have our spare key. have you finished paying for your car or do you own them money we have 4 months left to pay who do we pay it to any ideas or will payments carry on as normal as the past 2 weeks havent come out

Reply to this comment

Aliali09's Response to dannyburnley's Review

Written on: 08/04/2016

FB GROUP C4C ROUGE TRADERS

Reply to this comment

Falphie's Response to dannyburnley's Review

Written on: 06/04/2016

They also have our spare key.Had a statement off shoosmiths.APR is different.Im holding on,not making payments until I know who is getting money and why its not on credit file.If the APRis what shoosmiths are saying I have been overchared 3000 in interest by c4c

Reply to this comment

Falphie's Response to dannyburnley's Review

Written on: 06/04/2016

They also have our spare key.Had a statement off shoosmiths.APR is different.Im holding on,not making payments until I know who is getting money and why its not on credit file.If the APRis what shoosmiths are saying I have been overchared 3000 in interest by c4c

Reply to this comment
Report this review Read 4 Comments
★★★★☆

“Credit4cars worst mistake in my life ”

Written on: 04/04/2016

Reading the reviews on credit4cars /avelo/ shoo smith or whatever they are referring themselves to now. Used them for my finance on a BMW 318i in September 2013. Untill they decided to come and collect the car in early march 2015 without me knowing or even a letter. as it had no mot but was booked in. they had every right too recover the car as it was there asset apparently. Being that they would not return it untill it had a full mot and I paid the recovery fees plus any work it may have… Read Full Review

Sherbet31704's Comment

Written on: 05/04/2016

All finance would have to be cleared on car before being resold I believe,maybe a job for the police this one

Reply to this comment

Aliali09's Comment

Written on: 08/04/2016

FB GROUP C4C ROUGE TRADERS

Reply to this comment

L1Fesux's Comment

Written on: 05/04/2016

Totally confused by this?

Reply to this comment
Report this review Read 3 Comments
★☆☆☆☆

“administration c4c”

Written on: 03/04/2016 by Meadowszx194 (1 review written)

I have just found out today that c4c has gone into administration back in dec 15... Well you can imanagine the shock i got, I have been trying to contact c4c since feb 16 to tell them I have moved but no joy when i call no one answers so have not been able to inform them now i know why..... So what happens now as i have recieved no letters from these other companies you are all talking about... Will not be making anymore payments untill i have recieved a letter or phone call from these people… Read Full Review

Sherbet31704's Comment

Written on: 03/04/2016

Immobilizer is usually behind clocks on dash,they can't switch cars off as that was one of the reasons they're not trading now,google companies house and search c4c,one stop car credit and avelo ltd,all the same company and same directors

Reply to this comment

Lawgav's Comment

Written on: 05/04/2016

Thank you will have a look this afternoon

Reply to this comment

Kerrymet's Comment

Written on: 03/04/2016

the people who were in charge of immobilizing cars were made redundant. the box is behind the dash

Reply to this comment

Lawgav's Comment

Written on: 04/04/2016

Thank you both only place I didn't look lol... well gonna wait see if I hear anything from anybody

Reply to this comment

Dannyburnley's Comment

Written on: 05/04/2016

you will have 2 trackers fitted inside the vehicle one placed near the fusebox and another tucked down the side (underneath) the passenger foot well easy to find if you know what your looking for

Reply to this comment

Lawgav's Comment

Written on: 05/04/2016

husbands been and looked in places advised but to no avail nothing that even looks like a tracker or imboiliser fitted to the car and he is a mechanic...... Makes me wonder if they even fitted anything but charged me £300 for the priverlige....

Reply to this comment

Dannyburnley's Comment

Written on: 05/04/2016

the best way to locate is to look for a black wire that is earthed to the body of the car and follow it failing that I can send you a pic of what it looks like .... this is the tracker relay that when a signal is sent to immobilise the car

Reply to this comment

Dannyburnley's Comment

Written on: 05/04/2016

google vehicle tracker relay find a pick and then look in the car for it and that will source you to the tracker

Reply to this comment

Sherbet31704's Comment

Written on: 05/04/2016

Mines behind the clocks,2 four pin relays with the tracker taped between them,trackers usually got a red power light on it

Reply to this comment

Dannyburnley's Comment

Written on: 05/04/2016

they fit them anywhere in a vehicle but always 2 or more so that if you remove they can still locate genrally not hard to find as they tap into the ignition starter wire and a 12v perm live and if its got tamper proof on it all you do is connect a wire from a 12v source for example cig lighter socket and attach to the ignition tap and then cut the wire that goes to the ignition wire job done cant disable your car

Reply to this comment
Report this review Read 10 Comments
overview