Credit4Cars Reviews - www.credit4cars.co.uk

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Latest Reviews

★☆☆☆☆

“Absolute JOKE of a Company”

Written on: by Miltonx156 (1 review written)

Do not deal with this company as they are the most unprofessional company ive ever came across when there does the talk with you they tell you if you have problems paying contact them and they will do all they can to help , they will never just turn your car off just like that, when i bought the car from MK car sales in manchester the guy selling the car failed to tell me about the box it was only when i was about to sign the paper work i was told as id travelled to manchester on the train to… Read Full Review

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★☆☆☆☆

“Horrible Dont Go with them”

Written on: by Kades256 (1 review written)

This is the most horrible Car finance you want trust me. They trick you in buying a car and then it turns out that the car is a disfunctional vehicle ! You will have to fix the car every single week and they will say its not covered in the warranty because nothing is covered on the warranty. Right now i am stuck with the car that i can't drive because its broken… Read Full Review

Raynloz's Comment

Written on:

Going through same thing with them ,awful company ,emails ignored,car I can't use,I've asked to terminate agreement to get ignored and car immobilised

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Artiz's Comment

Written on:

I know...thats the thing they use. I think as consumers we should be able to report them to the FCA . They have some really tricky way of getting you stuck in the middle of nowhere with no help.

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Baggiebird78's Comment

Written on:

im also having the same problem car that keeps breaking down im currently going through the financial ombudsman, oh and also they put the incorrect mileage on the finance documents con-men comes to mind......

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★☆☆☆☆

“Legal Loansharks”

Written on: by Johnw1982 (1 review written)

My partner signed for a £7995 car with these loan sharks, total amount payable £427.30 a month for 48 months, lost his job after 3 months told them this they did not help, immobilised while driving on the road caused a mile of backed up traffic they said yes immobilised it but it should not cut out when driving demanded a mechanic to check this as the mechanic never arrived, popped to the shop with a disabled lady in car, a bloke walks over with spare key and says its repossessed you will… Read Full Review

Johnw1982's Response to Johnw1982's Review

Written on:

total amount payable nearly £22k for a 8k car

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★☆☆☆☆

“Credit 4 cars ”

Written on: by Stevenson182 (1 review written)

Repairs don't get done, you always get the answer phone and they never return your calls, they are a total rip off prices are ridicules it's not worth the time of day they are an absolute joke, the only time you do get a response from them is of your payment is late!… Read Full Review

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★☆☆☆☆

“do not use this company!!!!!!!!”

Written on: by Churchill421 (1 review written)

will not help you if you miss payments also will charge you 100's when you finish just so you have proof you own the car .they deactivate vehicles when you are behind on payments and when your car is away from home so they can grab your attention...stay clear… Read Full Review

Sidney26's Comment

Written on:

Glad I read this, was just about to go and see them. Also stay well clear of CLS Finance. They sell through a bill of sale. Beware

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★★★☆☆

“Ok ....but if you can get mainstream credit go...”

Written on: by mark2828 (10 reviews written)

Having just come out of an IVA my options were quite limited to finding a company willing to let me get car finance , not because of not affording the payments but because my credit was ruined due to previous issues sadly making me go down the IVA route ... Anyway enough woe is me about that ... I desperately needed to change my car as my old 17 year old jeep grand cherokee 4.0 petrol although fun to drive and look at was sadly costing me a small fortune in petrol ( 18-19 mpg ) and pretty… Read Full Review

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★★★☆☆

“Ok ....but if you can get mainstream credit go...”

Written on: by mark2828 (10 reviews written)

Having just come out of an IVA my options were quite limited to finding a company willing to let me get car finance , not because of not affording the payments but because my credit was ruined due to previous issues sadly making me go down the IVA route ... Anyway enough woe is me about that ... I desperately needed to change my car as my old 17 year old jeep grand cherokee 4.0 petrol although fun to drive and look at was sadly costing me a small fortune in petrol ( 18-19 mpg ) and pretty… Read Full Review

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★☆☆☆☆

“Terrible Company, Steer Clear if you have any...”

Written on: by dmccord90 (1 review written)

Me and my partner bought a 2008 Astra from these in December, we had the car for a month and the airbag light was on and the temperature gauge didnt work. I phoned them up and i'll give them credit they did fix it. About a month later the car developed a major engine problem, it had a misfire. Credit 4 cars answer take it to a local garage!!! I had to fight to get to the Director who eventually offered to do a mechanical exchange for a ford focus, Great just what we wanted. A week had passed… Read Full Review

Shelbyblench's Response to dmccord90's Review

Written on:

Do not let these people leave you stranded. I myself have had a problem with this company as they have taken £1,500 from me. I am willing to help people by removing the cut out facility on the vehicle.

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Raynloz's reply to Shelbyblench's Comment

Written on:

Immobilised my car,and all calls and emails ignored ,now left with a car that's immobilised ,they just don't care

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Johnw1982's Response to dmccord90's Review

Written on:

That's a joke just had 4 men in tracksuit bottoms take my car away as told them could not afford the payment and asked to reduce it there attitude stinks, customer service is shocking, I hope the government make these illegal.

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★☆☆☆☆

“court jesters at there best”

Written on: by freddy246 (1 review written)

Ive rated it 1 but it should b minus 5 car delivered knife slash on dash that wasnt mentioned no spare tyer no trim on passenger side of car doors big hole in roof were sunglasses case should b the driver rang up the sunday b4 it was due to b deliverd on the monday can i deliver car now as im in blackpool with it .i was just going to work the driver left car on transporter and came in and started with paper work we signed stupidly with the asurance any props would b sorted . So unloaded it was… Read Full Review

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★☆☆☆☆

“do not deal with”

Written on: by Monroepe369 (1 review written)

me and my partner purchased a car from credit4cars, after a month having the vehicle we had to take it to a garage as a loud noise was coming from the front brakes. the garage check the car and said needed two new back tyres and new front brake pads and disc. i spoke to credit4cars and they said nothing they can do its wear and tear, in my case a load of rubbish if i have only had it a month. 2weeks later the battery went flat and rac siad will need a new one si i had to purchase a new battery… Read Full Review

Johnboy75's Comment

Written on:

take them to trading standards.You would not expect so many issues when you buy a car even a used one. your covered by the credit consumer act of 1974.All goods when sold must be fit for purpose, this was clearly not

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Markeveritt131189's Comment

Written on:

this is my last email to the company and ill see what they will reply back to. I just cant believe how they can get away with this

I have spoken to number of your colleges about the issues ive had with the vehicle i purchased with you. After getting no joy i have spoken to citizen advice for help. As this is a hire purchase they have told me to send you one more email and try and get it resolved as you have giving me false information and breach of contract. i was told the vehicle did 45800 miles and was priced at £6501, this wasn't the case. I received the vehicle at 51000 miles and priced at £6999. you replied back with no answer to the mileage and said £6501 was cash price and admin fee, this does not state on your website or at point of sale. I am covered by the credit consumer act of 1974.All goods when sold must be fit for purpose, this was clearly not. i should not have had so many faults with the vehicle in a short time.

i would like a refund on all parts i have paid to get the vehicle fixed and have the vehicle checked by a independent

or

cancel the contract and return the vehicle free charge with refund

If we cant come to some agreement i have been advised to take it to GOV claims court which i would have to pay but when i win the case i will get a refund.

i have attached a copy of evidence that the vehicle mileage and price.

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Johnboy75's Comment

Written on:

take them to trading standards.You would not expect so many issues when you buy a car even a used one. your covered by the credit consumer act of 1974.All goods when sold must be fit for purpose, this was clearly not

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★☆☆☆☆

“Terrible, Terrible Company! Do Not Use! Rude and...”

Written on: by Toby2004Cam (1 review written)

PLEASE NOTE...I AM DISAPPOINTED TO HAVE GIVEN THEM 1 OUT OF 5! MY ACTUAL SCORE WOULD BE 0 OUT OF 5.....DO NOT USE!!!! I purchased a car from a dealer 2 years ago and at the time i had bad credit due a CCJ that was nearly due to be removed. The car dealer was very helpful and arranged me car finance through Credit4Cars as they did not credit check, that just checked your income to see if you can afford the vehicle. The price was very high but that was to be expected, so it wasn't a… Read Full Review

Johnw1982's Response to Toby2004Cam's Review

Written on:

They are utter C* nts and I don't use that word lightly customer service is a disgrace they hung up on me then every time they knew it was me on the phone they hung up,

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★★★☆☆

“Credit for cars/ basildon”

Written on: by 399Burnham (1 review written)

I bought a car from these guys in November last year after some deliberation and negotiation with them on condition of the car they agreed to have work carried out at a local paint shop who did a fantastic job and finished car on time I recived a call from a very friendly member of credit for cars staff to tell me vehicle was ready to collect I I went ahead and signed up with them before car was completed on the agreement that it would be satisfactory and on time which it was no complaints… Read Full Review

Johnboy75's Comment

Written on:

do you work for the company????????????? i think you do

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Bstephens-1984's Comment

Written on:

As said previous if things went down hill would be back leaving feedback to that effect iv had the car 7 months next week phoned credit for cars today for a settlement figure together with the £2062.67 I have already made in payments they wanted an additional £5611.00 to settle the account today that's £7673.67 for a £4500 car for 7 months pretty rediculous I think wish I had spent the 1500 I had on an older car now not the friendliest of phone calls either all good in the start regret now tho gotta keep making the payments n keep the car no choice

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Bstephens-1984's Comment

Written on:

No I honestly don't I was really dubious about everything to do with this company because of the reviews I read on here but I went ahead anyway and so far not disappointed apart from the warranty which ain't worth the paper it's written on but then not many warrantys are I will see how things go and if things go down hill through the agreement I will be back on here leaving feedback to that effect bileave me I do agree that they probably have been unfair to some customers who have been in less than perfect circumstances but I also bet they are not the only finance provider to behave like this and so shouldn't be completely penalised for it im sure I'm not the only satisfied customer they have I just felt that as I had a reasonably good transaction I should leave feedback to counter all the negative on here

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Freddy246's Comment

Written on:

He defo works for the company

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★☆☆☆☆

“They all got attitute problems.Theyre vehicles are run...”

Written on: by 169Silva (1 review written)

They all got attitute problems.Theyre vehicles are run down sheds.lucky I walked away when I did and got a apr at a third of what these modern day " Arthur daleys" charge...avoid avoid avoid… Read Full Review

Leanneoneill's Comment

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I dint realise this company sd card I thought that they are just a finance company ?

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Johnboy75's Comment

Written on:

Credit4cars and credit car sales are all on company. They supply the cars and the finance .. stay clear if you have any sense. They are arthur daleys of 2015

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★☆☆☆☆

“horrible company uncaring and a huge rip off ”

Written on: by tyPatton220 (1 review written)

this company should be banned or looked into by the fca repossessed my car even though id set up a payment plan two gorillas turned up no paper work no receipt came across intimidating told me they were taking it no matter what stood over me while i was emptying car horrible staff on the phone just dont care took advantage of my poor credit due to disability they wanted 18,000 back for a 4000 pound car 100 pound a week payments no wonder i got into financial trouble on the look out for a good… Read Full Review

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★☆☆☆☆

“They all got attitute problems.Theyre vehicles are run...”

Written on: by 169Silva (1 review written)

They all got attitute problems.Theyre vehicles are run down sheds.lucky I walked away when I did and got a apr at a third of what these modern day " Arthur daleys" charge...avoid avoid avoid… Read Full Review

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★☆☆☆☆

“rip of people”

Written on: by ian1962craddock (2 reviews written)

Don't buy a car from these people .this Saturday night 1Nov 2014 at 7pm I saw my car being driven of my drive so l called the police I find out later that the. Car had been repossessed without any notice but in the car was over £200 worth of stuff in the car .I've rang credit 4 cars and been told I can not have my stuff back.so am telling you all don't buy a car from these people no matter .I lost my job told them this and my payments went up from £95 a week to £165 a week emailed them 4… Read Full Review

Millie1985's Response to ian1962craddock's Review

Written on:

Yes, i agree. Very bad company, do not buy people, they will take your car or switch your car off if you are late for a payment.

One thing, ian1962craddock, check your paperwork. It should say on your paperwork that if you have paid over a certain amount then they cannot Repossess your vehicle without your consent or a court order. If the do take your vehicle without your consent and you have paid over one third then you can request all the money you have ever paid from them back. There paperwork states this.

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Leanneoneill's Response to ian1962craddock's Review

Written on:

How come this place is still up and running

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Abigal15's Response to ian1962craddock's Review

Written on:

I've got a car from them last week Tuesday came out of work my car don't work I've phone credit 4car thier office is closed till the 27th dec it took me two hours to walk home I had to walk on the motorway to get home as there is no public transport I don't owe them any money so Saturday ive phoned them they said I owe them money and they sent me a email I've not received no message from them I don't owe them any money they been paid every week but I'm taking legal action against them they are bad company I would not recommend anybody to buy a car from them also I was meant to upgrade on a car in June I paid £200 deposit I've never received my new car or received my deposit and when I'm phoning back, he took my payment he's not replying back to my phone calls or email

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★☆☆☆☆

“unless and iggnorant”

Written on: by ian1962craddock (2 reviews written)

wrote to them about being out of work and my payments went from £95 a week to £165 i emailed them 5 times and rang them nobody got back to me then saturday night 1/11/14 at 7pm i see the car missing off the drive i rang the police in derbyshire you then called round to my home to say they had spoken the people who had took the car and was told it had been repossession no warning given to me .but inside the car was over £150 worth of stuff of mine which they wont hand back to me .I know have… Read Full Review

Abigal15's Response to ian1962craddock's Review

Written on:

Credit 4cars are only out what they get out people I've got a car from them last Tuesday came out of work 7pm my car not working I phoned credit 4cars no one working till the 27th dec so it took me nearly two hours to walk home on the motorway as there is no public transport where I work I'm in the middle of no where so Saturday I phoned them they said they switch off my car that I didn't pay them on the 18th my payment is £68 a week I made a payment to them on the 8th £94 then made a payment on the 12th £136 so how the hell do I owe credit for cars any money they had two weeks payment off me well they can take back there car where it's in the car park of my work place don't want anything to do with there car and how they treated me but I be seeking legal advice then earlier in the year I paid £200 to upgrade my car I've never receive the car or receive my money back I been trying to call and email back but he dosent reply back to me but I'm not making credit 4 cars get away with it now

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A1Dy1Canobe's reply to Abigal15's Comment

Written on:

I purchased a vauxhall zafira from one of there places in Crewe dodgy during process when asked to provide bank statements said they would have to wait til weekend they hassled me asking for me to give permission to go on my online banking which is way out of order we have a 06 zafira that looks like someone has been hungry and eaten half the steering g wheel holes in the sunroof etc and paying 240 pound a month for 3 years for a car worth 1500 if that my fault really but wish I'd never gone there stay clear

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★☆☆☆☆

“This company is useless. They don't answer the...”

Written on: by Fiona51 (1 review written)

This company is useless. They don't answer the phone.if you emailthey don't reply. Charge extortionate rates of interest on there loans. Disable your car when they feel like doing so.I would not recommend these people. They just want to rip people offish there prices… Read Full Review

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★☆☆☆☆

“Iggnorant”

Written on: by Marilyn196 (1 review written)

Dnt awnser you back u miss a payment they double weekly payments even wen u have been in hispital for weeks on end never awnser your letters emails my kawyers have been instructed to take yhem ro court dnt use them… Read Full Review

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★★★★★

“Very good”

Written on: by Beckiefaith01 (0 reviews written)

This is the second time I have used credit 4 cars from Essex there brill I had a car last year and have just upgraded to a 7seater fantastic highly recommend to those with no credit what so ever! No credit check done on affordability… Read Full Review

Johnboy75's Response to Beckiefaith01's Review

Written on:

do you work for this company??? i think you do

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Beckiefaith01's reply to Johnboy75's Comment

Written on:

No I don't I just a customer u pay alot but goid

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Dougie1969's Response to Beckiefaith01's Review

Written on:

I agree Beckie not had a problem with car I had 18months ago not missed a payment so no gorillas knocking the door,don't have 1 then not expect to pay for it,or miss payments then yr car won't be immobile. I don't have one of the code machines but its simples pay for yr car! u wanted it,they financed it and u got it

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Beckiefaith01's Response to Beckiefaith01's Review

Written on:

I also live in the midland n there essex I don't work for them I just rate them

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