Cheapest quote but expensive to cancel or change.

We got the cheapest quote with Endsleigh for our old banger (£220), so went with them. We had to change the vehicle after a month - and had been quoted £300 additional premium + £25 admin charge.This is to change from a 1.3 litre KA to a 1.6 family Renault Scenic (a saver and a newer car of approximately the same value and hardly a big engine). Even their online quoting system came up with less than that, but they won't match.

In the end it was cheaper to cancel the policy (having paid a whopping £75 cancellation fee!) and get a new insurance, with others quoting £300 for a new policy with an additional driver (who had an accident) too!

So I guess if you get a good quote from them - make sure you need no changes in the future and will not cancel - and it might just work for you very well.

The documents are all accessible online and a change requests can be made online too. They will then email you promptly with their answer - no need to call.

They also change the wrong date of birth for free and sorted out my login details via email - no hassle.