discrimination against musicians in car insurance

“discrimination against musicians in car insurance”

Written on: 11/04/2012 by DDick-Fish (1 review written)

I've been with the AA for 2 years, registered on my car insurance policy as a musician.I'd always found it tough getting insurance because of my occupation.Most of the time I travel to gigs I am on a tour bus or driven very rarely using my own vehicle.However "musician/singer" is my occupation.
Last week I receive a registered letter telling me they will not be renewing my policy at the end of April.
I phone to discover the reason and am told it is because I am a musician and the underwriters no longer cater for my profession.No compromise.
I then go to a "Compare" site and first two "offers" and cheapest come from the AA who call withing minutes to discuss.
I tell the young lady my story and that they don't insure musicians.She offers to put me through to the "next level" and a guy comes on the phone to tell me they do insure musicians and that my policy had gone over the "points scoring" because I had 2 other musicians as named drivers. ( a guitarist and keyboard player who sometimes do gigs with me and we occasionally share driving back from shows). I was told if I removed them they could insure me and quoted me £400 - £150 more than last year!!
I was told the reason for the expensive quotes is that I could be driving "celebrities" around!!!

I 54 years old, had a clean license since I passed in 1976 and over 15 years of no claims.

Why do musicians have to suffer the "shotgun" effect from insurance companies where we are all classed as high risk.

The attitude from the AA I found insulting and discriminatory and I would recommend any musician seeking insurance to avoid this company.

I signed on to E Sure but still paid £80 more than the last year!

Derek Dick aka Fish

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