Funding Circle Reviews - www.fundingcircle.com

★★★★★
4.5 / 5
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Latest Reviews

★★★★☆

“Helpful staff”

Written on: 28/08/2014 by BaileyMorley (3 reviews written)

Business Loans were not that easy to borrow but Funding Circle make them very easy to borrow, their rates are very low and easiness on returning. staff are friendly and helpful… Read Full Review

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★★★★★

“Life Changing Help for a Small Business”

Written on: 31/07/2014 by nikit (1 review written)

We are a small infrared thermography business working with many of the larger commercial building surveyors in the UK. We have been trading for 4 years, with growing turnover year on year. However, we are still really struggling with our cashflow, as 90% of our clients don't pay us for 120 days as standard. We received a letter from Funding Circle - and it was definitely a case of right time, right place. I had never heard of this type of borrowing before, so I called to find out if we would… Read Full Review

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★★★★★

“Fantastic and quick Funding my accountant loved it.”

Written on: 31/10/2013

We have got to a point in the business where we needed funds to maintain our rapid growth. To achieve this we need to open more outlets around the UK but did not want to endure the rigor of dealing with the banks again and felt good that the returns on our borrowing will be benefit normal people most likely been left short of a pension due to terrible interest rates and the demise of the financial system 5 years ago. The Process was extremely straightforward as I had all the details to hand… Read Full Review

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★★★★★

“Quick, easy and a good rate!”

Written on: 24/10/2013

We got our £50K loan quickly and without much fuss and the rate was competitive. The overall process we easy to navigate and the money has now pushed us on to the next level and our turnover is over 50% up already! We're already thinking about coming back for a 2nd loan! Thanks!… Read Full Review

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★★★★★

“Fast, Fair, Fabulous”

Written on: 23/10/2013

Second time I have used this service and it just gets better and better. I have raised a working capital loan from the bank but it took over 3 months to complete. 18 months ago I tried my first business loan and it was completed quickly so when that loan was paid, I raised a application for another business loan for my expanding business The email response was rapid with clear and helpful instructions. The application was simple and literally within 2 days from application, my new business… Read Full Review

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★★★★★

“Better than a bank!”

Written on: 21/10/2013

It was easy to apply for the loan. We could complete the application form at our own time and pace.The Funding Circle staff were helpful, informative and encouraging. We were kept updated at all stages of the procedure by email so it was quick and convenient. It was interesting to be able to track the auction live on the internet and to be able to answer investor's questions as they arose… Read Full Review

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★★★★★

“Amazing concept amazing service”

Written on: 21/10/2013 by Clickforgames (1 review written)

Really good experience throughout the process. I love the idea and would recommend to businesses and investors alike. System is easy to use and the team at Funding circle are really helpful… Read Full Review

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★★★★★

“Outstanding”

Written on: 18/10/2013

This was our first use of the system, it was smooth, easy to deal with and the back office process was seamless. Have already started to discuss this with our clients and will be recommending wholeheartedly as time moves on. If only all lending was like this!… Read Full Review

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★★★★★

“As good as it sounds”

Written on: 16/10/2013

Cut the banks out of the deal! Funding Circle is one of those ideas that everyone I tell about it gets instantly and wants to try out. As a business in need of funding it is easy to use and a much better deal than anything else on offer. As a lender it must be about the best thing you can do with cash on a medium-risk investment. My only criticism is that they could extend the risk profile a bit further down the scale to lend to riskier businesses with appropriate caveats. They need the money… Read Full Review

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★★★★★

“Great Experience”

Written on: 16/10/2013 by nicki261 (1 review written)

Straight forward procedure, great interest rate, would definitely recommend… Read Full Review

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★★★★★

“ A VERY POSITIVE EXPERIANCE”

Written on: 11/10/2013

We used Funding Circle by recommendation and I must say that I found the experience to be very positive. The staff were very helpful in explaining the process and the Web Site was extremely user friendly. I will most certainly recommend it to others, which I have already done, and would not hesitate, on a personal basis, to be an investor. … Read Full Review

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★★★★☆

“Good product but be careful! ”

Written on: 09/10/2013

I have been investing on Funding Circle after I recently read a review on Roll Like Boss. I think Funding Circle is a great system and definitely worth checking out for the investor looking to get a higher return on their capital than the lousy 1-2% you can get from the banks at the moment. However, you must remember than the returns quoted are NOT risk free. Far from it in fact. I spread my capital over many loans, and in the short time I have been using FC, I have seen several of these… Read Full Review

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★★★★☆

“Quick and efficient service”

Written on: 30/09/2013

An excellent an straightforward way to raise funds… Read Full Review

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★★★★★

“Easy and accessible process”

Written on: 30/09/2013 by Jennifer2 (1 review written)

Funding Circle deserve full marks for an intelligent, interactive and user friendly website for this internet based loan application by our group… Read Full Review

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★★★★★

“Easy process of funding”

Written on: 27/09/2013

The process of obtaining funding was very easy and there was plenty of communication between the company and myself. all the steps were very clear and precise. The ability to monitor the auction process and answer questions from bidders is very useful and i would highly recommend this service to other businesses if they do not want to go through the bank or are having problems with main stream banking helping. This has allowed me to implement a growth programme much faster than expected thus… Read Full Review

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★★★★★

“Best Financing Experience in 25 Years' of Business”

Written on: 27/09/2013

Clarity and competence were the dominant characteristics of the process. Speed was good. One could not call the process informal, but that, too, was good because is lent an air of reality to the application. The auction mechanics were a bit mysterious and I could have used more guidance as to how to handle lenders' questions. In the end, the terms were not especially generous, but not extortionate either, and will easily enable us to execute our project. It was rather wonderful to see in… Read Full Review

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★★★★★

“outstanding service say goodbye to your banks”

Written on: 26/09/2013

Having been messed about by the banks for years and having to supply everything other than my sock size, and six months of feeble excuses and passing the buck to get my last loan, how refreshing to work with Funding Circle. I cant praise them highly enough, i dragged my feet at the start of the process due to me being so busy. But once i answered everything asked of me which was minimal the money was in my bank in no time at all. Ahuge thank you to all involved at Funding Circle and i would not… Read Full Review

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★★★★★

“Great Idea”

Written on: 25/09/2013 by Daveterry (1 review written)

Almost painless and gives such relief - love you all… Read Full Review

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★★★★☆

“Funding for Business”

Written on: 24/09/2013 by Jhowell (1 review written)

Very smooth process from start to finish. I was intrigued with the concept of the risk being spread across a number of investors, and surprised by the lower exposure to my loan of each investor, both from a borrower's perspctive and future investor perspective. Very pleased with the agreed rate of interest considerably lower than the banks who should take note. I like the interactive element where investors can quite rightly ask questions. Will definitely be recommending Funding Circle to… Read Full Review

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★★★★★

“Bloody genius”

Written on: 23/09/2013 by Terrytheaccountant (1 review written)

I cant tell you how easy this was. I borrowed £100k from about 1,400 people. They get a good rate of return and I borrowed at a reasonable rate. To be honest I could probably have borrowed at the same rate with a high street lender but they would have made me jump through so many hoops and wasted hours sitting in their office. This process was very sensible, they vetted me, looked at my accounts and accepted me within a few hours. Then onto the auction which was fun to track! Fees are a… Read Full Review

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