Metro Bank Reviews

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2.1 / 5
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Metro Bank

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Latest Reviews

★★☆☆☆

“Not a bank for business”

Written on: 14/08/2015 by KendallLong473 (1 review written)

Worst bank for business transactions, simple transactions take for ever, call centre staff are clueless, but polite, not much use, if you need internet banking go somewhere else… Read Full Review

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★☆☆☆☆

“Terrible Customer Sevice”

Written on: 08/08/2015 by Boston482 (1 review written)

I live in harrow and had the misfortune to visit Metro Bank in St Annes to open a new business account, after waiting 30 minutes to get seen i was seen by a representative that did not have a clue about the process, her excuse being she was new, this is not the type of service normally associated with a main stream bank. After I made my application I was told the process would be approx 7 days to account opening. After 14 days still no response despite numerous calls from me without return, I… Read Full Review

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★☆☆☆☆

“Bizarre”

Written on: 06/07/2015 by bd95 (1 review written)

We went to open a current account at the branch near us, as there were various features which appealed to us. Within a minute of being seen, however, the man told us that they weren't going to give us an account 'just to draw money out'. Clearly, I would have been paying money in too, but that didn't seem to interest him! He then proceeded to tell us that it costs a lot to run a bank and so they would want something more from us. I asked what sort of requirements they would need from me, but… Read Full Review

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★☆☆☆☆

“Rip off”

Written on: 16/05/2015 by Metrobankhaslousyservice (1 review written)

I was a long time customer with this bank. They changed the minimum balances on accounts. I wound up paying service fees on my accounts. When I addressed this with a customer service representative, she said that I signed a form agreeing to the change. I told her that I did not and told her to look for a signature. She started typing and after a few minutes changed the subject. She refused to admit that she was in error. I would have been better off putting my money under my mattress… Read Full Review

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★☆☆☆☆

“Worst bank ever”

Written on: 07/04/2015 by Copelandac178 (1 review written)

I opened a bank account 2 months ago, and her account has just been blocked without any reason. Never went overdraft, never had any debits of any kind, what i just did was depositing money and making transactions. I now can't have access to my own money, they are ignoring or redirecting my calls without giving me an explanation and asking me to wait for the unknown. If you ever pass by their branches, just ran away, and check if you still have your wallet with you… Read Full Review

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★☆☆☆☆

“Useless Operation one of the worst I have ever come...”

Written on: 23/03/2015 by GGPtrs (1 review written)

Today I tried to open an account in Kensington High Street today for the freehold owning company of a small block of flats where I am one of the leaseholders. After providing all the details about the company and about me including my identity, both the Council tax register etc and wasting well over an hour I was told Ihad failed the identity check and they weren't interested in the company account which has well over £100,000 on deposit. They provided no further details. Whilst I was… Read Full Review

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★☆☆☆☆

“Completely unhelpful sevice”

Written on: 22/03/2015 by Feliceklein (1 review written)

Was told by head office that a certain transaction would be at the discretion of my local branch, Borehamwood They could not have been LESS helpful. They have my money and were hanging on to it for dear life. Never again will I put any money in this bank… Read Full Review

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★☆☆☆☆

“CLUELESS”

Written on: 05/02/2015 by teflonbon (2 reviews written)

I had some money sent to my account from a friend in France, £5k, for repairs to his home in England. The following morning I filled my car up and when I went to pay my card was declined. Called metro bank and was told they had frozen my account, without any notification, because they think im laundering money. After two hours of to-ing and fro-ing and sending them pdf's from bank confirming all parties details they then decided I could only withdraw the cash if I opened a business account. I… Read Full Review

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★★★★★

“Approachable and quick”

Written on: 31/01/2015 by Pikmik (1 review written)

I'm so glad I haven't read the reviews on this page, otherwise I would have been stuck i with the same banks and the same old "not being eligible for anything". I've opened up a loan in the Borehamwood branch and set up a loan in about an hour and a half. For some it might have been long but I was ready to use my card, along with the loan the minute I stepped out. Yes, they use credit scoring but what bank doesn't? I was with Barclays for over six years, account with them being the main one, my… Read Full Review

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★☆☆☆☆

“AVOID THIS BANK - INCOMPETENT and COMPLETE TIME WASTERS!”

Written on: 07/01/2015 by AVOID-METRO- (1 review written)

This Bank will give you a nervous breakdown. It mainly employs unprofessional school leavers who consistently miss-advise and make false promises. Have tried twice to open a business bank account with them in the last 12 months. The first Application was left sitting on the Business Bank Managers desk for three weeks. After being told at Application stage, he would get back to us the next day!!! In the end I went elsewhere as never did get a response. Then stupidly I went and tried them again a… Read Full Review

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★☆☆☆☆

“Rubbish”

Written on: 28/12/2014 by RJCW (8 reviews written)

I needed to open a new bank account as we were selling our house and have a mortgage which is also a current account (One Account). Visited a London branch with all the necessary documents. We have three properties, two in the UK and one abroad. I am a professional, work full-time and have no significant debts and what I imagine to be an average credit history (no CCJs, not bankrupt, etc.). After waiting half an hour for approval from head office, my application was finally rejected due to… Read Full Review

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Peterbang's Response to RJCW's Review

Written on: 15/03/2015

Even they are claiming not to use credit scoring then they have to do so according to applicable laws and financial regulations. You need a good approach to the bank to get better conditions.

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Bd95's Response to RJCW's Review

Written on: 06/07/2015

"I have no significant debts". I am beginning to wonder if this is the issue. Having read various reviews of this bank (following my own bizarre experience of trying to open an account with them), it seems to be that if you want a loan or an overdraft - where they can charge you fees - they are happy to oblige. But if you simply want to open a bank account, and aren't much of a risk, they don't want to know.

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Mulvic1's reply to Bd95's Comment

Written on: 06/08/2015

Just had simlar problem applied for remortage with them because really good terms and rate. Gob smacked point blank refused. Broker said we have best credit score he has seen in a long time and mortage was only 20% LTV he phoned them they said we just wasnt what they were looking for um. So you pay every bill on time have loads of equaty in your house no risk at all customer and metro bank dont want you. Fine i dont think i would want to be with a bank that clearly are not quit what they try and sell themselves as ETHICAL! Halifax 5 mins yes only difference can only overpay 10% but i can work with that.

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★★★★★

“Well Done Metro Bank”

Written on: 13/11/2014 by mrbeamerman (1 review written)

Well Done Metro Bank ..... fed up with all the other banks with their old fashioned out of date bad attitude, I went to the Reading Branch of Metro Bank to open an account. Received a great welcome from staff and within an hour, my account was opened, no hassle, no stupid questions and most of all, staff who were clearly interested in customers unlike the BIG 4 ? Metro Bank offer an amazing service and as they will be opening new branches throughout the UK, watch out the BIG 4, they are coming… Read Full Review

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★☆☆☆☆

“Discrimination”

Written on: 17/10/2014 by Maria2299 (1 review written)

I applied in one of the Metro Bank branches to open an account in Borehamwood. The staff was so unprofessional as I literally waited for half an hour to be served. Unfortunately I faced discrimination and felt awful as they will not offering current account to refugees! My experience was terrible and I have never recommend it to anyone. Halifax and Lloyds Banks offered me a current account and saving account with limited overdraft. Overall review: Unprofessional Bank You will encounter… Read Full Review

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★★★★★

“fast service ”

Written on: 15/09/2014 by cuAtkinson436 (1 review written)

I went to Barclays to open a current account.turned up with my passport and 2 proof of address and they sent me packing because I had no appointment. I went to TSB - same thing. I went to Santander - same thing - go on-line and start process their. I went Metro Bank - greeted, name used, general conversation, no appointee needed. Cup of coffee. Ask what I was looking for in an account. Current account. They completed all paper work for me, I answered a few questions. then signed the paper… Read Full Review

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★☆☆☆☆

“The WORST bank ever”

Written on: 08/09/2014 by LindseyWoodruff (1 review written)

This bank is one big joke, its seems so friendly, smiling and polite staff dog/children friendly until you need to deal with something, I try to apply for credit card, very rude staff, treat you like a idiot, give you lots of rubbish, didn't do any credit check and give you decision without any good explain, RUBBISH!! … Read Full Review

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★☆☆☆☆

“Bank of Mickey Mouse”

Written on: 23/08/2014 by McConnellog244 (1 review written)

People I warn you to AVOID. This Bank is ran by complete amateurs. I left established High Street Bank to join these clowns. I Transferred my currant account to this Bank but two months later when I went to use my card to make a withdraw it was declined despite I having funds. Complained to bank, was told letter in post explaining why, week later letter arrives, Account closed, remove all funds. ?! No reason given so back to bank, all smiley smiley but they don't know, suggest I must… Read Full Review

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Chuckrock's Comment

Written on: 25/08/2014

Maybe they had lent all your money to Welbeck Consulting?

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★☆☆☆☆

“Bank of Mickey Mouse”

Written on: 23/08/2014 by McConnellog244 (1 review written)

People I warn you to AVOID. This Bank is ran by complete amateurs. I left established High Street Bank to join these clowns. I Transferred my currant account to this Bank but two months later when I went to use my card to make a withdraw it was declined despite I having funds. Complained to bank, was told letter in post explaining why, week later letter arrives, Account closed, remove all funds. ?! No reason given so back to bank, all smiley smiley but they don't know, suggest I must… Read Full Review

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★☆☆☆☆

“Bank of Mickey Mouse”

Written on: 23/08/2014 by McConnellog244 (1 review written)

People I warn you to AVOID. This Bank is ran by complete amateurs. I left established High Street Bank to join these clowns. I Transferred my currant account to this Bank but two months later when I went to use my card to make a withdraw it was declined despite I having funds. Complained to bank, was told letter in post explaining why, week later letter arrives, Account closed, remove all funds. ?! No reason given so back to bank, all smiley smiley but they don't know, suggest I must… Read Full Review

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★☆☆☆☆

“No surprise: Banking unchanged”

Written on: 21/08/2014

My signed account personal details were changed without my knowledge or permission and were subsequently incorrect. A monthly charge of £15 has suddenly appeared on my account after three years; with no explanation and staff have not been able to explain it or remove it. They promised to come back to me and haven't. I am closing my account as I do not trust them… Read Full Review

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★☆☆☆☆

“Useless customer service - Can't even open an account”

Written on: 16/07/2014 by Nerav21 (7 reviews written)

Went in to the branch at 19:10 to open an account only to be told there is a waiting list we are closing soon. Looked around the branch and there were about 3 of their staff sitting there doing nothing. When i asked about why cant they see me now the guy said they are 'We need to start preparing to close'. Whats the point of being open till 20:00 if stop seeing customers at 19:10. Other banks have opened an account for me in 10 minutes. Also why dont theyt write that on their website at least… Read Full Review

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Fordmilla's Response to Nerav21's Review

Written on: 26/07/2014

IM CLOSING
METRO BANK ACCOUNT

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Nerav21's Response to Nerav21's Review

Written on: 28/07/2014

I received an email ( 17/7/2014) from metro bank as I complained about what had happened -
Thank you for your message, I am sorry to hear about your recent experiences while trying to open an account. I can assure you this is not the customer service we aim to provide at Metro Bank. I have sent a task to our Edgeware store and I have requested for a manager to give you a phone call regarding your visit.

If you have any queries please give us a call.

Kind regards

No has contacted me 28/07/2014 today

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